[in this tough economic climate...] I would definitely do it. for 25k, you'd get ~$1,300 for a year. besides that, this won't even be the most embarrassing card that I have.

At least this is a real Debit Card. I also have the PrimeCard for restaurants. that thing is a separate swiping machine for the waiters, and for some strange reason they're typically located in a totally different part of the restaurant from the normal CC machines. and a lot of the waitstaff are not familiar with it, so they have to go to their managers. and to make it even worse, we sometimes also use a restaurant.com GC and then pay the balance with PrimeCard.

Dang website...no funner...

OMG... if there is no hard pull... I am definitely opening one of these accounts up.

Better yet, i'm giving the card to my wife so she can bear the humiliation of having to use the card for her daily starbucks purchase to rack up the monthly transaction requirement.

Do I have to be a redneck to apply ?

soft confirmed!
just open one and get approved, waiting for the trial deposit and online banking access!
No DD, only 10 transactions, sound fair to me.
Anyone know paypal transaction could fullfil their requirement?

their website is a hoot...it's a really interesting set-up.....though be aware of two drawbacks: 1) that their ach transfer system is Cashedge (4 days from start to finish on a transfer as per info at their website...and is limited to $500 per day (in or out) and you have to call customer service if you want to make larger transfers.....2)The Bill Pay is limited to 10 free bill pays per month and a maximum bill payment of $1500 (unless you call Customer Service and request a larger amount)......

Update: read on the bank deals blog that even with a request to up the transfer limits, the max amount per day allowed is $1,500 so if you want to move larger amounts in or out you would have to do it using another banks transfer system.....

Always best to read all the fine print before jumping on these things.......then make the decision whether it will be practical for you!

I love their debit card, though

craig10x said:their website is a hoot...

Congratulations! Your use of the word "hoot" qualifies you for a free NASCAR koozie when you open a checking account.

From the FAQs:

- Charge of $.75 per ATM withdrawl if you don't meet the 10 transactions/month.

- Daily limit of $300 for cash withdrawls and $600 for purchases

- Bill pay is limited to $1500 for each bill

- Bank-to-Bank transfers limit is $500 for each transfer. (not sure exactly what this means)

As I read through the FAQs, it seems like there are a lot of limitations.

craig10x said:their website is a hoot...it's a really interesting set-up.....though be aware of two drawbacks: 1) that their ach transfer system is Cashedge (4 days from start to finish on a transfer as per info at their website...and is limited to $500 per day (in or out) and you have to call customer service if you want to make larger transfers.....2)The Bill Pay is limited to 10 free bill pays per month and a maximum bill payment of $1500 (unless you call Customer Service and request a larger amount)......
Not a big deal. I plan on just parking $25k and buying 10 espresso shots at Starbucks a month. You have checks on account so no big deal if you wont to take a bunch out or could pull from another bank. I picked the horsey card

scott1961 said:
I plan on just parking $25k and buying 10 espresso shots at Starbucks a month.

You'll blow through that $25k in no time.

Nothing screams "redneck" more than espresso shots at Starbucks.