Redneck Bank is a Division of Bank of the Wichitas, they are the same institution and therefore they are covered under the same FDIC Insurance.
Redneck Bank® is the Internet Banking Division of Bank of the Wichitas®, a bank that was established in 1913, is insured by the FDIC, and has a long history of excellence in the banking industry. So while we have a little fun banking together, you can rest assured your money is safe with us!

use in gas station just for a few cent cents

DjPiLL said:

After posting the initial deposit and verifying, how are we supposed to move in a large sum of cash? Is there any electronic way to do this on Redneck's side? Similar to the way we put in the initial 1000?
dmiller40 Could you answer this one? Thanks Scott

Scott,

Did I understand you correctly that this rewards Checking account comes with physical checks as that would be fantastic. I was under the impression that most rewards checking accounts did not allow you to write physical checks.

scott1961 said:solarUS said:
anybody with any sense won't use a bank card when they have a credit card paying 1-5% Cash Back in their wallet.
Damn didn't think of that, guess I wont get that .27 a month I would have on those Coffee purchases
doh! i meant "won't use a bank card for any large purchases...." such as the aforementioned "nice dinner out"

i just called them to ask about accessing the website, and A FREAKING HUMAN BEING ANSWERED THE PHONE! no, i didnt eventually get to a person after going through several prompts and waiting - the girl answered the phone! what wonderful parallel universe am i in?

I signed up. At the very least it will be humorous but I do like the policies and rate.

Can we wire our initial deposit? Are incoming wires free?

smkrishna said:I cant understand why none of you guys try Coastal Federal Credit Union (www.coastal24.com) who gives 5.01% APY for GoGreen Checking account with 12 debit purchases a month!!?? You don't have to become member of any organization to get this Credit Union membership.
FYI..It's based at Raleigh, NC.

probably because they want the debit card with the horse on it

Just opened account. Only funded with a $100 until I get comfortable with this bank. For instance, I'm wondering how long it will take before I get an online username and password. Also, I want to understand what they are going to charge for checks since I have several other checking accounts which I have free checks from. Also, I am trying to understand whether I can do push transfers from Citibank or Bank of America into this account for more than $500 which all other banks I deal with allow. Also, if I want to pay my credit card bills from the credit card company website will they honor these payments or do I have to use their billpay? I also want to understand how their statement cycle works and if I can change it to the end of each month which I have at almost every bank I deal with currently. I also rarely use my debit cards for purchases as I prefer credit cards so I will have to start being creative to figure out what purchases to make via debit card especially when I'm traveling for several weeks in a possible statement cycle. I'm strongly thinking about using this account as a replacement for my HSBC online payment account which was recently lowered to 1.75% today which I use to pay my credit card bills. And I want to know if I can initiate a pull from this account to fidelity like I do currently with my other accounts. So I'm being conservative initially but if I like them which I'm hoping I do then I will definitely shift alot more of my cash to this account. I also don't like they charge you a $10 monthly fee for a dormant account but they don't indicate how long an account has to be inactive before being considered dormant.