It is better than FREE! You can have a free checking account that offers a high interest rate with no minimum balance, and has the convenience of a Redneck Bank® VISA® CheckCard that can be used as an ATM/debit card! Enjoy 5.25% APY* and Free ATM transactions worldwide, along with these great benefits: 5.25% APY*
FREE Online Banking FREE Checking FREE Redneck Bank® VISA® CheckCard FREE Customer Service FREE Daily Email Notification if Overdrawn FREE ATM Transactions Worldwide Overdraft Privilege Available NO MINIMUM BALANCE
The only requirements are: Make 10 Redneck Bank® VISA® CheckCard sales transactions** All statements are received electronically
We REWARD you for helping us operate more efficiently. At the end of your statement cycle, ATM fees charged by any bank worldwide are automatically refunded in one lump sum. At the same time, you will be paid interest earned by your account. Interest earnings of 5.25% APY* are calculated on your average daily balance of up to $25,000. Amounts over $25,000 will earn 2.25% APY*
Open your account now! It's easy! Nothing to sign, fax or mail!
I'm embarrassed using Charter's stupid little road runner card to make my 13 purchases every month. I really don't need that kind of attention.
Then again, 3.10 APY MMA isn't too shabby either. I'm actually halfway tempted.
RS4Rings
Back in Rehab
posted: Jan. 5, 2009 @ 8:37a
Will go good with my First Arkansas rewards card.
RS4Rings
Back in Rehab
posted: Jan. 5, 2009 @ 8:42a
Was denied on the online application and figured it was because they could not verify Identity because of freeze. I called and that was the reason, They are going to call me back about other way to verify. Also I asked if this was nationally available and was told it is
"The online application for these accounts uses the Cashedge service."
Does that mean a hard pull?
CoffeeEater
Greedy Member
posted: Jan. 5, 2009 @ 8:52a
Is it April Fools? Redneck Bank is their name? Seriously?
RS4Rings
Back in Rehab
posted: Jan. 5, 2009 @ 8:55a
bksavings said: According to Bankdeals:
"The online application for these accounts uses the Cashedge service."
Does that mean a hard pull? I'm waiting for a call back about that. I told rep I would unfreeze if it were just for verifying Identity and not a hard pull. I do know I have unfrozen a couple times with no hard pull resulting. He was going to find out and call me back. So I had to tell my Secretary I was expecting a call from Redneck Bank and she looked at me real strange.
RS4Rings
Back in Rehab
posted: Jan. 5, 2009 @ 8:57a
CoffeeEater said: Is it April Fools? Redneck Bank is their name? Seriously? For real, Redneck Bank® is the Internet Banking Division of Bank of the Wichitas®, a bank that was established in 1913, is insured by the FDIC, and has a long history of excellence in the banking industry. So while we have a little fun banking together, you can rest assured your money is safe with us!
looks like it's working cause I really want one of those cards
jeoffrey said: Called and got the answer. They said that they have had that rate for 2 years and do not plan on changing it anytime soon. That's before it got posted on Bankdeals and FWF.
scott1961 said: looks like it's working cause I really want one of those cardsThere's two to choose from. Is your sense of humor great enough to bear the looks you'll get at the snobby restaurant when you whip out the one with the psycho posessed horse that says "Where bankin's funner"?
jumroo
Ancient Member
posted: Jan. 5, 2009 @ 9:50a
the website is a riot....LOL
brokestudent
Broke Member
posted: Jan. 5, 2009 @ 9:54a
mapen said: scott1961 said: looks like it's working cause I really want one of those cardsThere's two to choose from. Is your sense of humor great enough to bear the looks you'll get when you whip out the one with the psycho posessed horse says "Where bankin's funner" at the snobby sushi restaurant?
Personally, I want the card specifically for that reason.
But, then again I am in AL so I figure the humor may be lost on some.
RS4Rings
Back in Rehab
posted: Jan. 5, 2009 @ 9:58a
mapen said: There's two to choose from. Is your sense of humor great enough to bear the looks you'll get when you whip out the one with the psycho posessed horse says "Where bankin's funner" at the snobby sushi restaurant? Sure I will just leave the Audi at home and pull up in my FJ cruiser that I just added a Bull Bar to. I think it's great marketing, I really did not want any more accounts but I gotta have that card
in NY, if you use either the MetroCard or the Path trains, they allow you to get a refillable card. you can choose to have the card refill with a credit card on file every time you fall below a threshold.
[in this tough economic climate...] I would definitely do it. for 25k, you'd get ~$1,300 for a year. besides that, this won't even be the most embarrassing card that I have.
At least this is a real Debit Card. I also have the PrimeCard for restaurants. that thing is a separate swiping machine for the waiters, and for some strange reason they're typically located in a totally different part of the restaurant from the normal CC machines. and a lot of the waitstaff are not familiar with it, so they have to go to their managers. and to make it even worse, we sometimes also use a restaurant.com GC and then pay the balance with PrimeCard.
RS4Rings
Back in Rehab
posted: Jan. 5, 2009 @ 11:12a
SnoopDoug said: Wow, this is like a Japanese game show. How much humiliation will we withstand to make an extra couple of points on our checking account? Humiliation? Heck no. I want to be a Redneck but it's tough when you're a Jew from the northeast
They had me fax over a copy of utility bill and said my account should be opened for funding later today. I can't wait to get my card
DjPiLL
Senior Member - 2K
posted: Jan. 5, 2009 @ 11:45a
OMG... if there is no hard pull... I am definitely opening one of these accounts up.
Better yet, i'm giving the card to my wife so she can bear the humiliation of having to use the card for her daily starbucks purchase to rack up the monthly transaction requirement.
DjPiLL
Senior Member - 2K
posted: Jan. 5, 2009 @ 11:49a
scott1961 said: They had me fax over a copy of utility bill and said my account should be opened for funding later today. I can't wait to get my card
Did you do this after you filled out the application online?
ETA: Nevermind... just saw you had a freeze. Do you have all three frozen or just EX?
i63Aps
Member
posted: Jan. 5, 2009 @ 11:56a
Do I have to be a redneck to apply ?
RS4Rings
Back in Rehab
posted: Jan. 5, 2009 @ 12:03p
DjPiLL said: scott1961 said: They had me fax over a copy of utility bill and said my account should be opened for funding later today. I can't wait to get my card
Did you do this after you filled out the application online?
ETA: Nevermind... just saw you had a freeze. Do you have all three frozen or just EX? Have all three frozen. They are quick, I just faxed over the info 20 minutes ago and got this email. So I have a feeling the online application is only a soft pull for identification purposes
Re: Applicant #2
Dear Scott,
Congratulations. Your online application has cleared our identity verification check, and you are a step closer to opening a new account at Redneck Bank.
Further action on your part is required. Please login to , review your application status, and complete any additional application steps.
If you have any questions or are experiencing any difficulties with your application, please send an email to info@redneckbank.com or call 1-888-210-1256. Please reference your applicant ID # when you contact us.
Thank you for choosing Redneck Bank for your financial needs.
gtechnical
Member
posted: Jan. 5, 2009 @ 12:14p
soft confirmed! just open one and get approved, waiting for the trial deposit and online banking access! No DD, only 10 transactions, sound fair to me. Anyone know paypal transaction could fullfil their requirement?
I'm ashamed, I'm in too. I opened the MMA as well, no minimum, might as well keep a buck in it to see if perhaps it bubbles up (or boils down) to a top rate.
craig10x
Senior Member - 5K
posted: Jan. 5, 2009 @ 12:27p
their website is a hoot...it's a really interesting set-up.....though be aware of two drawbacks: 1) that their ach transfer system is Cashedge (4 days from start to finish on a transfer as per info at their website...and is limited to $500 per day (in or out) and you have to call customer service if you want to make larger transfers.....2)The Bill Pay is limited to 10 free bill pays per month and a maximum bill payment of $1500 (unless you call Customer Service and request a larger amount)......
Update: read on the bank deals blog that even with a request to up the transfer limits, the max amount per day allowed is $1,500 so if you want to move larger amounts in or out you would have to do it using another banks transfer system.....
Always best to read all the fine print before jumping on these things.......then make the decision whether it will be practical for you!
gotta mail in something w my address, thats not making banking fun
RS4Rings
Back in Rehab
posted: Jan. 5, 2009 @ 12:46p
craig10x said: their website is a hoot...it's a really interesting set-up.....though be aware of two drawbacks: 1) that their ach transfer system is Cashedge (4 days from start to finish on a transfer as per info at their website...and is limited to $500 per day (in or out) and you have to call customer service if you want to make larger transfers.....2)The Bill Pay is limited to 10 free bill pays per month and a maximum bill payment of $1500 (unless you call Customer Service and request a larger amount)...... Not a big deal. I plan on just parking $25k and buying 10 espresso shots at Starbucks a month. You have checks on account so no big deal if you wont to take a bunch out or could pull from another bank. I picked the horsey card
RS4Rings
Back in Rehab
posted: Jan. 5, 2009 @ 12:48p
rickt86 said: gotta mail in something w my address, thats not making banking fun Thats what the email said but I called and asked if I could fax, They said yes and 20 minutes later account was opened. Just fax to 1-888-210-2027 with your applicant ID number
scott1961 said: I plan on just parking $25k and buying 10 espresso shots at Starbucks a month.
You'll blow through that $25k in no time.
Nothing screams "redneck" more than espresso shots at Starbucks.
DjPiLL
Senior Member - 2K
posted: Jan. 5, 2009 @ 12:51p
Can you just fax in a copy of your drivers licence?
Skipping 1429 Messages...
zhsa
Member
posted: Jun. 19, 2009 @ 4:57p
renaud said: Is your balance over $10k? Could be a blended rate reflecting 2% for anything over $10k. Thank you!!! I completely forgot that I had more than 10K for the first week of last statement cycle.
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