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4.00% ($10k max) rewards checking, Redneck Bank Archived From: Finance

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alert mods    
   posted: Jan. 5, 2009 @ 7:23a

Wonder if we have to accept some statement Like I accept Jeff Foxworthy
as my Savior

Redneck Rewards Checking

It is better than FREE! You can have a free checking account that offers a high interest rate with no minimum balance, and has the convenience of a Redneck Bank® VISA® CheckCard that can be used as an ATM/debit card! Enjoy 5.25% APY* and Free ATM transactions worldwide, along with these great benefits:
5.25% APY*

FREE Online Banking
FREE Checking
FREE Redneck Bank® VISA® CheckCard
FREE Customer Service
FREE Daily Email Notification if Overdrawn
FREE ATM Transactions Worldwide
Overdraft Privilege Available
NO MINIMUM BALANCE

The only requirements are:
Make 10 Redneck Bank® VISA® CheckCard sales transactions**
All statements are received electronically

We REWARD you for helping us operate more efficiently.
At the end of your statement cycle, ATM fees charged by any bank worldwide are automatically refunded in one lump sum. At the same time, you will be paid interest earned by your account. Interest earnings of 5.25% APY* are calculated on your average daily balance of up to $25,000. Amounts over $25,000 will earn 2.25% APY*

Open your account now!
It's easy! Nothing to sign, fax or mail!


   posted: Jan. 5, 2009 @ 7:23a

Statement Closing Date for the month of MAY is the 20th. Ensure your transactions are all made and posted by the 20th, to take advantage of the rate.

Statement closes every third Wednesday of the month, and all transactions must be posted and cleared on or before that date for that month to be in effect.

Customer Service: 1-888-210-1256 (You will talk to a human being)
2 individual accounts allowed max (that is 2 accounts per SSN)
Redneck Bank Routing number: 103113182
Redneck Alternate routing number: 103109714 (works with AMEX and Charles Schwab; this is the routing number of parent company Bank of the Wichitas)
AmericaNet Bank Routing number: 103113179
AmericaNet Alternate Routing number: 103001456
Evantage Bank Routing number: 103113166 (Secondary)

11 business day hold placed on check deposits for new customers. ACH funded deposits are available much sooner.

Changes on May 5, 2009
Rewards Checking
4.00% APY* on daily balances less than or equal to $10,000.00**
1.00% APY* on daily balances greater than $10,000.00**
Rewards Checking accounts limited to two per Social Security number.

Mega Money Market
2.00% APY* on daily balances less than or equal to $35,000.00
1.00% APY* on daily balances greater than $35,000
Mega Money Market accounts limited to one per Social Security number.

Message edited by: busterbaxter on 2009-04-22 18:31:17 CDT
alert mods    
   posted: Jan. 5, 2009 @ 8:22a

I'm embarrassed using Charter's stupid little road runner card to make my 13 purchases every month. I really don't need that kind of attention.


Then again, 3.10 APY MMA isn't too shabby either. I'm actually halfway tempted.


alert mods    
   posted: Jan. 5, 2009 @ 8:37a

Will go good with my First Arkansas rewards card.


alert mods    
   posted: Jan. 5, 2009 @ 8:42a

Was denied on the online application and figured it was because they could not verify Identity because of freeze. I called and that was the reason, They are going to call me back about other way to verify. Also I asked if this was nationally available and was told it is


alert mods    
   posted: Jan. 5, 2009 @ 8:47a

According to Bankdeals:

"The online application for these accounts uses the Cashedge service."

Does that mean a hard pull?


alert mods    
   posted: Jan. 5, 2009 @ 8:52a

Is it April Fools? Redneck Bank is their name? Seriously?


alert mods    
   posted: Jan. 5, 2009 @ 8:55a

bksavings said:According to Bankdeals:

"The online application for these accounts uses the Cashedge service."

Does that mean a hard pull?
I'm waiting for a call back about that. I told rep I would unfreeze if it were just for verifying Identity and not a hard pull. I do know I have unfrozen a couple times with no hard pull resulting. He was going to find out and call me back. So I had to tell my Secretary I was expecting a call from Redneck Bank and she looked at me real strange.


alert mods    
   posted: Jan. 5, 2009 @ 8:57a

CoffeeEater said:Is it April Fools? Redneck Bank is their name? Seriously?
For real,
Redneck Bank® is the Internet Banking Division of Bank of the Wichitas®, a bank that was established in 1913, is insured by the FDIC, and has a long history of excellence in the banking industry. So while we have a little fun banking together, you can rest assured your money is safe with us!

looks like it's working cause I really want one of those cards


alert mods    
   posted: Jan. 5, 2009 @ 8:57a

bksavings said:According to Bankdeals:

"The online application for these accounts uses the Cashedge service."

Does that mean a hard pull?

No, that is typical of checking account application.


alert mods    
   posted: Jan. 5, 2009 @ 9:20a

Does anyone know how long does the checking rate stays at the high rate?


alert mods    
   posted: Jan. 5, 2009 @ 9:24a

Called and got the answer. They said that they have had that rate for 2 years and do not plan on changing it anytime soon.


alert mods    
   posted: Jan. 5, 2009 @ 9:26a

jeoffrey said:Called and got the answer. They said that they have had that rate for 2 years and do not plan on changing it anytime soon.
That's before it got posted on Bankdeals and FWF.


alert mods    
   posted: Jan. 5, 2009 @ 9:33a

scott1961 said:looks like it's working cause I really want one of those cardsThere's two to choose from. Is your sense of humor great enough to bear the looks you'll get at the snobby restaurant when you whip out the one with the psycho posessed horse that says "Where bankin's funner"?


alert mods    
   posted: Jan. 5, 2009 @ 9:50a

the website is a riot....LOL


alert mods    
   posted: Jan. 5, 2009 @ 9:54a

mapen said:scott1961 said:looks like it's working cause I really want one of those cardsThere's two to choose from. Is your sense of humor great enough to bear the looks you'll get when you whip out the one with the psycho posessed horse says "Where bankin's funner" at the snobby sushi restaurant?

Personally, I want the card specifically for that reason.

But, then again I am in AL so I figure the humor may be lost on some.


alert mods    
   posted: Jan. 5, 2009 @ 9:58a

mapen said:There's two to choose from. Is your sense of humor great enough to bear the looks you'll get when you whip out the one with the psycho posessed horse says "Where bankin's funner" at the snobby sushi restaurant?
Sure I will just leave the Audi at home and pull up in my FJ cruiser that I just added a Bull Bar to. I think it's great marketing, I really did not want any more accounts but I gotta have that card


alert mods    
   posted: Jan. 5, 2009 @ 10:20a

Any easy way to automatically satisfy 10 transaction/per month requirements?


alert mods    
   posted: Jan. 5, 2009 @ 10:44a

in NY, if you use either the MetroCard or the Path trains, they allow you to get a refillable card. you can choose to have the card refill with a credit card on file every time you fall below a threshold.

MetroCard EasyPayXpress

PATH SmartLink

these may not get you all the way there...you can always buy $1 items @ Burger King or McDonalds or something


alert mods    
   posted: Jan. 5, 2009 @ 11:01a

Wow, this is like a Japanese game show. How much humiliation will we withstand to make an extra couple of points on our checking account?


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