This is a Citi co-branded card. As far as I can tell, there is no other reason to use this card other than the no fee BT, since the rewards programs aren't particularly interesting. There are two versions of this card -- travel rewards & platinum. I do not think one needs to be a dentist to apply.
It has the proper verbiage: "Balance transfer APR: As long as first balance transfer is completed within 12 months from date of account opening, 0.00% for 12 months from date of first balance transfer."
And more importantly ... "However, there is no fee with the 0.00% APR balance transfer offer described above."
Edit: There is a 10K points sign up bonus for $150 in spending on the travel card. This is equivalent to a $100 GC. Edit 3/13/09: Offer may be dying. 10K points bonus seems to have been swapped with something far less favorable.
very interesting, I thought no fee balance transfers had disappeared. anybody gotten this card? what's the catch? what credit score do you need to qualify?
It does ask for you ADA membership number, but I left it blank. I hope that doesn't kill the deal for me. I have an introductory 2.9% that will end next month.
kintro said: This is a Citi co-branded card. As far as I can tell, there is no other reason to use this card other than the no fee BT, since the rewards programs aren't particularly interesting. There are two versions of this card -- travel rewards & platinum. I do not think one needs to be a dentist to apply.
It has the proper verbiage: "Balance transfer APR: As long as first balance transfer is completed within 12 months from date of account opening, 0.00% for 12 months from date of first balance transfer."
And more importantly ... "However, there is no fee with the 0.00% APR balance transfer offer described above."
Applied with only the required fields (stuff marked with a *)
"ADAŽ World MasterCardŽ
Confirmation
Thank you! Your application for the ADAŽ World MasterCardŽ has been received. When our review is complete, we will contact you via U.S.mail regarding our decision.
In order to protect the privacy of your information, please take a moment to ensure your cache is cleared. Find how to clear your cache."
Citi s-canned reallocations to cards with 0% promos. Unless that changed within the last month, you are stuck. I got a very good limit for my Associated Bank card though.
kintro said: There is a 10K points sign up bonus for $150 in spending on the travel card. This is equivalent to a $100 GC.
So if you use this card to get the sign up bonus and do the balance transfer, won't you end up paying interest on the whole amount?
The 0% APR does not apply to Purchases or Cash Advances
johnwhitebb
New Member
posted: Jan. 15, 2009 @ 8:01a
"This offer is only valid for new accounts."'
That really sucks ,because I already have a card with them. Anyone have luck with getting approved?
rockets
Tired Member
posted: Jan. 15, 2009 @ 8:27a
Got $20k credit line, but only approved 0% for 6 months.
blk133
Member
posted: Jan. 15, 2009 @ 8:29a
I am only getting this: The page you requested is currently unavailable. We apologize for any inconvenience this may have caused. Please try again later.
johnwhitebb
New Member
posted: Jan. 15, 2009 @ 8:29a
rockets said: Got $20k credit line, but only approved 0% for 6 months.
How did it suddenly become 6 months?.
johnwhitebb
New Member
posted: Jan. 15, 2009 @ 8:30a
blk133 said: I am only getting this: The page you requested is currently unavailable. We apologize for any inconvenience this may have caused. Please try again later.
Too many people trying to apply!
Oh no mine woks fine
rockets
Tired Member
posted: Jan. 15, 2009 @ 8:33a
johnwhitebb said: "This offer is only valid for new accounts."'
That really sucks ,because I already have a card with them. Anyone have luck with getting approved?
Who doesn't have a citi card already? This is a co-branded card, so it's OK.
renejoseph
Senior Member
posted: Jan. 15, 2009 @ 8:34a
Thans much--didn't get automatic approval but went through.
blk133
Member
posted: Jan. 15, 2009 @ 8:35a
johnwhitebb said: blk133 said: I am only getting this: The page you requested is currently unavailable. We apologize for any inconvenience this may have caused. Please try again later.
Too many people trying to apply!
Oh no mine woks fine
Maybe because I tried to take a shortcut and clicked already a member. Tried to apply as a new one and it worked...
rockets
Tired Member
posted: Jan. 15, 2009 @ 8:36a
johnwhitebb said: rockets said: Got $20k credit line, but only approved 0% for 6 months.
How did it suddenly become 6 months?.
Now I realized I made a mistake, I should have selected "dentist", if you select "student" or "team member", you get 6 months. I didn't see it when I was applying for the Platinum Select card the first time.
cli168
Senior Member
posted: Jan. 15, 2009 @ 8:36a
>> There is a 10K points sign up bonus for $150 in spending on the travel card. This is equivalent to a $100 GC. Where is this stated? I do not see it on the sign up page
johnwhitebb
New Member
posted: Jan. 15, 2009 @ 8:40a
Does anyone know if they hard pull all three or just one?
blk133
Member
posted: Jan. 15, 2009 @ 8:41a
rockets said: johnwhitebb said: rockets said: Got $20k credit line, but only approved 0% for 6 months.
How did it suddenly become 6 months?.
Now I realized I made a mistake, I should have selected "dentist", if you select "student" or "team member", you get 6 months. I didn't see it when I was applying.
And they say it's hard to become a dentist, when in reality it's only one click away
johnwhitebb
New Member
posted: Jan. 15, 2009 @ 8:46a
rockets said: johnwhitebb said: rockets said: Got $20k credit line, but only approved 0% for 6 months.
How did it suddenly become 6 months?.
Now I realized I made a mistake, I should have selected "dentist", if you select "student" or "team member", you get 6 months. I didn't see it when I was applying for the Platinum Select card the first time.
johnwhitebb said: "Membership Information" "ADA Member Number" what goes there? would a fake number work (can someone give an example)?
Or may be leave it blank
I suggest NOT to put any incorrect information as it always comes to bite you back. Anyway, only the fields with an asterisk are * Required Fields, so you do not need to fill optional info.
johnwhitebb
New Member
posted: Jan. 15, 2009 @ 9:06a
ShakuniMama said: johnwhitebb said: "Membership Information" "ADA Member Number" what goes there? would a fake number work (can someone give an example)?
Or may be leave it blank
I suggest NOT to put any incorrect information as it always comes to bite you back. Anyway, only the fields with an asterisk are * Required Fields, so you do not need to fill optional info.
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