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Sony Credit Card Offers upto $300 in: Subjects › Deal

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Offer 1: Playstation Card
Apply now for the PlayStation Card get instantly approved and get a $100 card credit when you purchase a Playstation3 system with your new Playstation Card. Plus 12 months no interest with qualifying purchase of $299 or more

BONUS OFFER: use your PlayStation Card on your everyday purchases, spend an additional $3000 or more and qualify for an extra $200 card credits.

http://www.sonyrewards.com/en/gateway/?offerlink=srnowps3
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Offer 2:Sony Card
Get DSC-G3 Cyber-shot for $399 (MSRP $499). Plus get an additional $100 card credit when you purchase using your new Sony card - a $200 savings!

Extra Credits:
Qualify for an extra $200 in card credits - Use your card for all your everyday purchases - spend $500 a month within the first 6 months on your Sony Card.

http://www.sonyrewards.com/en/gateway/?offerlink=sr50b
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I haven't applied for any of the above card as my credit score is not good right now

Message edited by: krk77 on 2009-02-07 19:06:47 CST

Quick Summary is created and edited by users like you... Add FAQ's, Links and other Relevant Information by clicking the edit button in the lower right hand corner of this message.


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The terms on this link do not say the initial purchase has to be a Playstation from Sony, it just says "Your first single sales receipt purchase equal or greater than $299 ("Qualifying Purchase") must be made by 3/31/09". The Playstation is seemingly just an example of something you *could* buy to meet the requirement.


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I am confused about whether the $299 to get the first $100 statement credit has to be spent at the Sony website, or can it just be spent on anything anywhere as long as it is a single purchase over $299?


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Glitch99, when you click on apply on the website for the 2nd offer, this is what it says:

"write down your new account number, CVV2 and expiration date and/or print the application confirmation page, as you will need this information register your card and make your first one-time online qualifying purchase SonyRewards.com before you received your card in the mail"

so does this mean you will not even receive your card in physical form until you make a qualifying purchase at Sonyrewards.com?

It's confusing, and the fact that the statement is full of grammar errors makes it more so.


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TrueValue said:Glitch99, when you click on apply on the website for the 2nd offer, this is what it says:

"write down your new account number, CVV2 and expiration date and/or print the application confirmation page, as you will need this information register your card and make your first one-time online qualifying purchase SonyRewards.com before you received your card in the mail"

so does this mean you will not even receive your card in physical form until you make a qualifying purchase at Sonyrewards.com?

It's confusing, and the fact that the statement is full of grammar errors makes it more so.
No, its unrelated. Its Sony wanting to boost Sony.com sales.

Its in their best interest to allow you to make a purchase from Sony.com immediately. Remember, most applying for this card are at the Sony.com site, and they dont want you to have to wait a week to buy from them. They want you to buy NOW, so as long as your application passes the initial screening, they'll let you buy with it right away and work out the details (like credit limit) later.

Its been a standard Sony thing for a long time, unrelated to this or any promo.


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thanks for the info. I'm just wondering what the catch is on this deal. by my calculations you need to spend about $3300 in order to get $300 in statement credits. That's like a 9% Cash Back rate. Does anybody have experiences with this card? I've heard a couple rumors that Sony is a pain to deal with as far as getting your rewards so that has me worried.


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TrueValue said:thanks for the info. I'm just wondering what the catch is on this deal. by my calculations you need to spend about $3300 in order to get $300 in statement credits. That's like a 9% Cash Back rate. Does anybody have experiences with this card? I've heard a couple rumors that Sony is a pain to deal with as far as getting your rewards so that has me worried.
I don't know what you mean by a pain.
The $300 in "card credits" are just regular credits to your credit card account. They are subtracted from your balance on the card or (if you have no balance) are carried as a credit until the next time you make a purchase and applied then. Some people have reported luck in calling Chase and asking for a refund check if they have a negative balance, but YMMV.

If you are referring to the rewards program (which is separate from the $300 card credits), you can't have them in cash. You can redeem them in Sony Merchandise or gift cards to places like Sears/Kmart, Macys, Gap, ARCO/BP, Barnes and Noble, Pottery Barn, and about a couple dozen more. The Sony merchandise can be purchased from their rewards catalog (usually full MSRP) or you can buy it from any Sony authorized dealer with your Sony card and mail in a copy of the receipt -- they will credit your Sony card account. I've had no problem whatsoever redeeming points. Unlike some other points programs, points are always worth one cent.

If you want to go to their web site, you can earn a bunch more points by playing their Wheel of Fortune Bonus Round game and their Sony television trivia game and by answering their polls (the current poll is "Where do you play your DVDs?") and by building a wish list. If you have a Sony card, those points can be spent just like points you get from using your credit card.

But if you think that's too much hassle, just take the $300 in card credits and don't use the card again and forget about the rewards.


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Glitch99 said:The terms on this link do not say the initial purchase has to be a Playstation from Sony, it just says "Your first single sales receipt purchase equal or greater than $299 ("Qualifying Purchase") must be made by 3/31/09". The Playstation is seemingly just an example of something you *could* buy to meet the requirement. It seems to say total purchases in the first 45 days rather than the first purchase.


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dumroo said:Glitch99 said:The terms on this link do not say the initial purchase has to be a Playstation from Sony, it just says "Your first single sales receipt purchase equal or greater than $299 ("Qualifying Purchase") must be made by 3/31/09". The Playstation is seemingly just an example of something you *could* buy to meet the requirement. It seems to say total purchases in the first 45 days rather than the first purchase."Single sales receipt" would mean a single $299 purchase within that timeframe. The questio is if it needs to be from Sony, or if any merchant will do.


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TrueValue said:thanks for the info. I'm just wondering what the catch is on this deal. by my calculations you need to spend about $3300 in order to get $300 in statement credits. That's like a 9% Cash Back rate. Does anybody have experiences with this card? I've heard a couple rumors that Sony is a pain to deal with as far as getting your rewards so that has me worried.A year ago the offer was $100 after first purchase, meaning I got 2000% CashBack on my $5 purchase.

The point is to get you to use the card enough to make it a habit, so it'll continue to be your primary card even after getting the promo credits. And if you are buying from Sony.com (thus the ability to make a purchase before you receive the card), there's a margin on the merchandise that can absorb some of the expense of the promo credit.


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thanks for the info. I will be using the card a lot if I can be guaranteed 0%APR on all purchases for 12 months. The wording on the website has me a little bit confused on whether the 0% APR is only on purchases over $299 and/or only Sony purchases.


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TrueValue said:thanks for the info. I will be using the card a lot if I can be guaranteed 0%APR on all purchases for 12 months. The wording on the website has me a little bit confused on whether the 0% APR is only on purchases over $299 and/or only Sony purchases.Go to the application, and at the bottom click "legal disclosures". There you'll find the typical T&C sheet.


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ok. I noticed in the app they ask for your work phone #.
I'm debating about applying because I think my boss would be annoyed if I put his # down on a credit card app, and even more annoyed if they actually called him.

Message edited by: TrueValue on 2009-02-07 22:24:28 CST
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They do not ask for your boss's phone, I'd set a cell phone for that.


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so anybody here gonna apply? do they actually call your work #?


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TrueValue said:do they actually call your work #?They will if you run up a large balance then stop paying. That's why they want to accumulate as much contact info as possible. They aren't going to call up your job just to say hi.


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i would consider applying, but i already have a Sony card.

Message edited by: kattana on 2009-02-07 22:56:24 CST
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any ideas for spending 3k in six months? my bills are never that high.


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"Your first single sales receipt purchase equal or greater than $299 ("Qualifying Purchase") must be made by 3/31/09".
It seems tricky for the "qualifying purchase" part. I did not find any explanation of what purchase are qualifying one.


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