CorradoJr said: purplefetus2 said: sssikes said: There are only a couple of Balance Transfer cards worth having. To me one of the best is the Citi Simplicity Card that has a 0% APR for 18 months, even though there is a fee. Chase Slate also has a long term 0% APR with no fee. Discovercard is also another great 0% Balance transfer card. You can review these at CreditCardsReviews.org
Does Discover offer no BT fee along with the 0% APR? I couldn't find it if they do. TIA!
It might be a targeted offer, but I have been recently offered 24 months at 4.99%, no BT fee with Discover. Since my balance will be going down over time, I may take them up on it.yThanks
ecogiri -- A lot of us use our HELOCs in combo with BT offers. I use mine as a free draw and then use a BT (for instance with PenFed who doesn't allow you to write out a check to yourself) to get to 0%. I then rinse and repeat as appropriate. My HELOC, as far as I can tell, doesn't mind the various draws and repays. Make sure you can handle the CC payments -- they may be higher than your HELOC payments.
paid off my existing BA card 2 days ago and left it open. Submitted an app online this morning for a new BA card. Called 866-408-4064 and they were able to close my existing card and move the credit line over to a new card, plus give a small increase in credit line.
A credit card balance transfer simply means moving your credit card debt from one card to another.Cards are displayed by the duration of the 0% balance transfer offer.
sssikes said: There are only a couple of Balance Transfer cards worth having. To me one of the best is the Citi Simplicity Card that has a 0% APR for 18 months, even though there is a fee. Chase Slate also has a long term 0% APR with no fee. Discovercard is also another great 0% Balance transfer card. You can review these at CreditCardsReviews.org
What if you already have credit cards with some of these issuers...do they allow you to apply & receive more than 1 from the same issuer?
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