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Logix will also do cash advances at 0% with no fee so you can have cash deposited in your Logix savings account and use it as you wish.

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My experience is that the cash advance check that Logix sent me did NOT have to be made out to a specific company. They overnighted it to me via FexEd and I brought it to Wells Fargo to have it deposited into my checking account. WF took one day to approve it. I've used the funds unencumbered already.

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Just an FYI for anyone in FL wanting to get a Logix card: They do not serve Florida at this time. Got immediate denial for the card during online application and a letter in the mail a few days later. Called and got the scoop. No FL accounts. They still checked my credit though, which I find dumb, but whatever.

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It was made clear in the initial post that Logix CU is geographically limited. On the sign-up page to open new accounts the first question is: "Do you live in one of these states: AZ, CA, DC, MA, MD, ME, NH, NV, or VA? Perfect - that's exactly where we offer new accounts."

https://ws.loanspq.com/Consumer/login/default.aspx?enc2=CjDDGQgp6ViDEpMSQAmj1DUPwHo59nhuD_iAGWeSAuPfz1PUTnsXUpAcivhVJ2wc4Xp0YbtkxQUYzkPgbq8VPlIkBuVzuO-tF5 

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I missed that. I didn't even consider that a bank would cover only certain areas, so wasn't looking for this.

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Chuck101 said:   I missed that. I didn't even consider that a bank would cover only certain areas, so wasn't looking for this.
  Logix is a credit union.  Unlike banks, laws require credit unions to have a defined field of membership, which means you'll have to be a member of that group to access the credit union and its services. 

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Gotcha. I think I have a similar deal in the works with my current credit union, which I recently switched all of my banking over to thanks to this forum. Great Lakes Credit Union. I am getting 3% interest with their super interest checking account and really happy with their service thus far.
https://www.glcu.org/

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GLCU has a 0% 12 months BT offer for the first 60 days you have the card, but there is a 2% fee.

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Exactly. Not too shabby.

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I just noticed that my 'monthly' BT checks from my Chase (Amazon CC) is offering a 0% interest 12 months, for a 2% bt fee.
I know the days of No Fee are long done, but its nice to be looking at a 1% drop from the regular 3%.

Now I'm contemplating churning 15k for a new Savings Account bonus at Chase (via a third bank), but the $$ math is meagre) - still, may do it just for s&g since the new money needs to be in there for only 90 days.

Maybe I'll allocate to my federal student loan at their rapey 7.5% - up to the 2500 annual deductible max, of course!

So much paperwork, so little time...

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vgwallet said:   
I know the days of No Fee are long done, but its nice to be looking at a 1% drop from the regular 3%.

 

Here are 7 cards which offer No Fee 0% balance transfers: http://www.magnifymoney.com/blog/balance-transfer/no-fee-balance... 

In addition, Navy Federal Credit Union regularly offers no fee 0% balance transfers to members, once or twice a year.

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Does Chase Ink do BTs anymore for existing card holders? I have not seen an offer since 3/2014.

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With Chase, I had a Chase Freedom (0 current balance) card that I thought I cancelled a year ago. I just signed up for a Slate card (Thanks Argyll) since this was a better deal than the Great Lakes deal I was working. Once I logged in for the first time to Chase's web site, they had my old Freedom card there as well as the new Slate card.
I called them and they closed the old Freedom card and transferred the available credit to the Slate card. This gets me exactly what I needed, as I have 7k that I need to transfer to a 0% card and get paid off. Maybe this will work for you Lobo of you sign up for a new card. Or call them.

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Chase Ink is a business card. The personal cards like Freedom have BT offers every 5 seconds. You can't shred an offer from Freedom without another one instantly appearing in your mailbox, even on a Sunday.

Anybody seen a BT offer from an existing Chase Ink Business card lately?

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Applied for the Logix card and received instant approval for $15k. I guess I'll wait for them to contact me to do the balance transfer.

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Raiz said:   Applied for the Logix card and received instant approval for $15k. I guess I'll wait for them to contact me to do the balance transfer.
  Do it as soon as you get the card, because the date for the 0% offer starts when you get the card, not when you do the balance transfer.

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Chase has a 0% transfer fee going on. I believe it's for 1 year, annual fee. Try that. I know my husband uses it. We transferred the debt over. It also has a 18 month no interest rate as well so it helped us tremendously. Hope that helps.

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anyone have links to the newest 0-fee BT?

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Finally applied to Logix and got approved for 15k CL as well. I was denied at first but asked for reconsideration. They approved as long as they made the checks payable to my credit cards (not to myself). I asked if I can do the BT later and they said yes. You have 60 days from the date of approval to begin the BT. So my 0% didn't start until about a month after I was approved.

BTW how do you guys schedule a payment for this card? The only option I see is to transfer from an external bank account. It's easier to do a bill pay from my external account.

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 The 0% period starts from the date the account is opened, not the date you do the BT.  If you do a BT one month later then you get 11 months at 0%.

From Logix:  *0% APR Intro Rate: Purchases, credit cards balance transfer, and cash advances made during the first 90 days your account is open qualify for 0% APR for up to 12 months (specifically, for 365 days from the date your account is open). After the first 90 days, your rate on purchases and other transactions will accrue at your standard rate."

https://www.logixbanking.com/loans/credit-cards/platinum

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Hello I'm wilson found out about this forum site while surfing the internet. I am interested in Banking and Finance discussions so please if you need my help do not hesitate and I may need your help as well in the coming days. Thanks for accepting me!

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Argyll said:    The 0% period starts from the date the account is opened, not the date you do the BT.  If you do a BT one month later then you get 11 months at 0%.

From Logix:  *0% APR Intro Rate: Purchases, credit cards balance transfer, and cash advances made during the first 90 days your account is open qualify for 0% APR for up to 12 months (specifically, for 365 days from the date your account is open). After the first 90 days, your rate on purchases and other transactions will accrue at your standard rate."

https://www.logixbanking.com/loans/credit-cards/platinum

  I was approved in May and did the BT in June. My 0% APR ends on June 22, 2016. I think they delayed the opening date of my account for me.

rated:
matrix5k said:   
Argyll said:    The 0% period starts from the date the account is opened, not the date you do the BT.  If you do a BT one month later then you get 11 months at 0%.

From Logix:  *0% APR Intro Rate: Purchases, credit cards balance transfer, and cash advances made during the first 90 days your account is open qualify for 0% APR for up to 12 months (specifically, for 365 days from the date your account is open). After the first 90 days, your rate on purchases and other transactions will accrue at your standard rate."

https://www.logixbanking.com/loans/credit-cards/platinum

  I was approved in May and did the BT in June. My 0% APR ends on June 22, 2016. I think they delayed the opening date of my account for me.

  Good work.

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