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rated:
Agree with debentureboy. I don't see it either.... Maybe it's targeted and you're logged in.

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Not logged in, checked it from both work and home computer in private browsers.

In the rates and fees section, it doesn't explicitly say that you have a 0% BT offer. It just tells you it will go to the purchase APR, which, intro-wise is 0%.

Take a screenshot of what you are seeing, because I honestly have no idea what you guys are talking about.

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How about you just believe what everyone is telling you? In the disclosures it just says 22.9% APR, no statement about 0% introductory

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Because I'm in a good mood...

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Quicksilver is now about an eight month 0% offer. There are many much better offers with no annual fee and no BT fee.

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Can you name a few off the top of your head? †I really only saw the slate one a few of the last pages of this thread....

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No fee 0% BT offers for new cardholders:

Chase Slate 15 months
Alliant CU 12 months but APR varies with credit rating
Elements Financial CU 6 months

Geo limitations:

Logix CU 12 months -- If you live in AZ, CA, DC, MA, MD, ME, NH, NV, or VA
First Tennessee Bank 12 months -- TN, FL, GA, MS, NC, and SC.

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US bank Edge Business card. 100 back on 500 spend in 3 months. 0% for first 15 months. Got it in the mail.

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American Heritage FCU Intro 2.99% BT 24 months no fee

https://www.amhfcu.org/Personal/LoansCreditCards/creditcards.asp...

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http://www.fkfcu.org/visa.html

No BT fees, 0% 12 months.

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Consumers Credit Union 1.49% BT no fee 12 months (available through March 31, 2015).

http://www.myconsumers.org/loans-credit/visa-cards††

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Argyll said:   No fee 0% BT offers for new cardholders:

Chase Slate 15 months
Alliant CU 12 months but APR varies with credit rating
Elements Financial CU 6 months

Geo limitations:

Logix CU 12 months -- If you live in AZ, CA, DC, MA, MD, ME, NH, NV, or VA
First Tennessee Bank 12 months -- TN, FL, GA, MS, NC, and SC.

††
Looks like Aspire CU has a 6 month 0% / 0 fee deal as well.†

http://www.magnifymoney.com/blog/balance-transfer/no-fee-balance...

http://www.aspirefcu.org/credit-cards/platinum/

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Argyll said:   No fee 0% BT offers for new cardholders:

Chase Slate 15 months
Alliant CU 12 months but APR varies with credit rating
Elements Financial CU 6 months

Geo limitations:

Logix CU 12 months -- If you live in AZ, CA, DC, MA, MD, ME, NH, NV, or VA
First Tennessee Bank 12 months -- TN, FL, GA, MS, NC, and SC.

Thanks for posting about Logix!
They approved me for 9500 initially. They also called me and asked if I was planning on doing a BT, and said if so, they could give me a higher limit. They gave me a $20k limit and I am transferring over $12k in. They are fedexing cashiers checks to me made payable to the other CC companies.

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taylor0987 said:   
Argyll said:   No fee 0% BT offers for new cardholders:

Chase Slate 15 months
Alliant CU 12 months but APR varies with credit rating
Elements Financial CU 6 months

Geo limitations:

Logix CU 12 months -- If you live in AZ, CA, DC, MA, MD, ME, NH, NV, or VA
First Tennessee Bank 12 months -- TN, FL, GA, MS, NC, and SC.

Thanks for posting about Logix!
They approved me for 9500 initially. They also called me and asked if I was planning on doing a BT, and said if so, they could give me a higher limit. They gave me a $20k limit and I am transferring over $12k in. They are fedexing cashiers checks to me made payable to the other CC companies.

Thanks to everyone who posted about Logix. I have $6k on Amex Everyday and $7.5k on Chase Slate and the 0% APR for both ends in July. I plan on paying off Amex by then and rolling over the Chase Slate.

Do you recommend that I apply for Logix now, in case the offer goes away? Does the 0% start on the date of your approval, or the date of the BT? When should I initiate the BT?

My credit score is 777. Thanks for any advice.

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The Logix CU promotion for new cardholders has been there for over a year.† It is likely (but not certain) that the promotion will still be there in June or July, or they will have another promotion.

0% offer starts from date account opens:

"0% APR Intro Rate: Purchases, credit cards balance transfer, and cash advances made during the first 90 days your account is open qualify for 0% APR for up to 12 months (specifically, for 365 days from the date your account is open)."

To be safe I usually request BTs three or four weeks† before the date of the expiring offer.

Possibly faster is a cash advance from Logix, where they put the money from your card into your Logix savings account and then you transfer from there.

* Logix requires a $500 minimum balance in either deposits or loans to avoid a $5 fee. It has to show the last day of the month.

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