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Logix will also do cash advances at 0% with no fee so you can have cash deposited in your Logix savings account and use it as you wish.

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My experience is that the cash advance check that Logix sent me did NOT have to be made out to a specific company. They overnighted it to me via FexEd and I brought it to Wells Fargo to have it deposited into my checking account. WF took one day to approve it. I've used the funds unencumbered already.

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Just an FYI for anyone in FL wanting to get a Logix card: They do not serve Florida at this time. Got immediate denial for the card during online application and a letter in the mail a few days later. Called and got the scoop. No FL accounts. They still checked my credit though, which I find dumb, but whatever.

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It was made clear in the initial post that Logix CU is geographically limited. On the sign-up page to open new accounts the first question is: "Do you live in one of these states: AZ, CA, DC, MA, MD, ME, NH, NV, or VA? Perfect - that's exactly where we offer new accounts."

https://ws.loanspq.com/Consumer/login/default.aspx?enc2=CjDDGQgp6ViDEpMSQAmj1DUPwHo59nhuD_iAGWeSAuPfz1PUTnsXUpAcivhVJ2wc4Xp0YbtkxQUYzkPgbq8VPlIkBuVzuO-tF5

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I missed that. I didn't even consider that a bank would cover only certain areas, so wasn't looking for this.

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Chuck101 said:   I missed that. I didn't even consider that a bank would cover only certain areas, so wasn't looking for this.
Logix is a credit union. Unlike banks, laws require credit unions to have a defined field of membership, which means you'll have to be a member of that group to access the credit union and its services.

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Gotcha. I think I have a similar deal in the works with my current credit union, which I recently switched all of my banking over to thanks to this forum. Great Lakes Credit Union. I am getting 3% interest with their super interest checking account and really happy with their service thus far.
https://www.glcu.org/

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GLCU has a 0% 12 months BT offer for the first 60 days you have the card, but there is a 2% fee.

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Exactly. Not too shabby.

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I just noticed that my 'monthly' BT checks from my Chase (Amazon CC) is offering a 0% interest 12 months, for a 2% bt fee.
I know the days of No Fee are long done, but its nice to be looking at a 1% drop from the regular 3%.

Now I'm contemplating churning 15k for a new Savings Account bonus at Chase (via a third bank), but the $$ math is meagre) - still, may do it just for s&g since the new money needs to be in there for only 90 days.

Maybe I'll allocate to my federal student loan at their rapey 7.5% - up to the 2500 annual deductible max, of course!

So much paperwork, so little time...

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vgwallet said:   
I know the days of No Fee are long done, but its nice to be looking at a 1% drop from the regular 3%.


Here are 7 cards which offer No Fee 0% balance transfers: http://www.magnifymoney.com/blog/balance-transfer/no-fee-balance...

In addition, Navy Federal Credit Union regularly offers no fee 0% balance transfers to members, once or twice a year.

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Does Chase Ink do BTs anymore for existing card holders? I have not seen an offer since 3/2014.

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With Chase, I had a Chase Freedom (0 current balance) card that I thought I cancelled a year ago. I just signed up for a Slate card (Thanks Argyll) since this was a better deal than the Great Lakes deal I was working. Once I logged in for the first time to Chase's web site, they had my old Freedom card there as well as the new Slate card.
I called them and they closed the old Freedom card and transferred the available credit to the Slate card. This gets me exactly what I needed, as I have 7k that I need to transfer to a 0% card and get paid off. Maybe this will work for you Lobo of you sign up for a new card. Or call them.

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Chase Ink is a business card. The personal cards like Freedom have BT offers every 5 seconds. You can't shred an offer from Freedom without another one instantly appearing in your mailbox, even on a Sunday.

Anybody seen a BT offer from an existing Chase Ink Business card lately?

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Applied for the Logix card and received instant approval for $15k. I guess I'll wait for them to contact me to do the balance transfer.

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Raiz said:   Applied for the Logix card and received instant approval for $15k. I guess I'll wait for them to contact me to do the balance transfer.
Do it as soon as you get the card, because the date for the 0% offer starts when you get the card, not when you do the balance transfer.

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Chase has a 0% transfer fee going on. I believe it's for 1 year, annual fee. Try that. I know my husband uses it. We transferred the debt over. It also has a 18 month no interest rate as well so it helped us tremendously. Hope that helps.

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