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TrueValue
- Senior Member
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posted: Feb. 11, 2009 @ 7:33p
skagen said:Just wanted to say I got a lousy $3,500 CL from Chase Disney - HHI 190 / Scores 720-760.
There's an HSBC one that could be added btw. wow, that is an amazingly low CL given 190K income and your FICO scores. Did you have other Chase cards at the time? by the way, I thought that the Disney cards were only personal cards, not biz |
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supamaryo
- Member
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posted: Feb. 11, 2009 @ 9:19p
this thread was just what my mama was lookin for. Excellent! |
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DavidiusRex
- Member
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posted: Feb. 11, 2009 @ 9:39p
TrueValue said:skagen said:Just wanted to say I got a lousy $3,500 CL from Chase Disney - HHI 190 / Scores 720-760.
There's an HSBC one that could be added btw.
wow, that is an amazingly low CL given 190K income and your FICO scores. Did you have other Chase cards at the time? by the way, I thought that the Disney cards were only personal cards, not biz Yeah, weird. I got a 21K limit about 4 months ago with 160K and scores 740-770. |
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supamaryo
- Member
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posted: Feb. 11, 2009 @ 9:41p
for the citi professional with 15k thank you points or whatever, it says "Balance transfer fee: 3% of each balance transfer; $5 minimum. There is no fee with the 0.00% APR balance transfer offer described above." Does that mean that the first balance transfer has no fees? I'm new to credit cards. Thanks for the help. |
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MikeRT
- Member
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posted: Feb. 11, 2009 @ 9:48p
supamaryo said:for the citi professional with 15k thank you points or whatever, it says "Balance transfer fee: 3% of each balance transfer; $5 minimum. There is no fee with the 0.00% APR balance transfer offer described above."
Does that mean that the first balance transfer has no fees? I'm new to credit cards. Thanks for the help. You are correct. |
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skagen
- Happy Member
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posted: Feb. 11, 2009 @ 10:22p
DavidiusRex said:TrueValue said:skagen said:Just wanted to say I got a lousy $3,500 CL from Chase Disney - HHI 190 / Scores 720-760.
There's an HSBC one that could be added btw.
wow, that is an amazingly low CL given 190K income and your FICO scores. Did you have other Chase cards at the time? by the way, I thought that the Disney cards were only personal cards, not biz
Yeah, weird. I got a 21K limit about 4 months ago with 160K and scores 740-770. Maybe I can give them a call and get that bumped significantly. It was a real disappointment - the HSBC was 12K, BOA 13.8K and ADA was 10-12K (I forget). I do have my mortgage through them - it's a new mortgage and a 15 yr so the payment is relatively higher than a 30 year, so I wonder if that is a factor. Nonetheless, I'll try to appeal once I get my card. (I applied like 4 weeks ago now and just a few days ago the voice system said I was approved...for 3.5K. whoopie!) |
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NeedCash911
- Member
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posted: Feb. 11, 2009 @ 10:40p
can you put what credit bureau it pulls please..it will be very important...if you can for all those cards..thanks a bunch.. |
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bassmanben
- Frivolous Member
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posted: Feb. 11, 2009 @ 10:50p
people should also put some notes in the QS like bad limits, possible adverse actions, etc |
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gizmoduck
- Senior Member
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posted: Feb. 11, 2009 @ 11:38p
So when is this getting stickied? |
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monto888
- Shopaholic Member
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posted: Feb. 11, 2009 @ 11:59p
gizmoduck said:So when is this getting stickied?agreed! Thanks Ipecac and other quick summary posters! |
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Rorer714
- Senior Member
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posted: Feb. 12, 2009 @ 12:11a
supamaryo said:for the citi professional with 15k thank you points or whatever, it says "Balance transfer fee: 3% of each balance transfer; $5 minimum. There is no fee with the 0.00% APR balance transfer offer described above."
Does that mean that the first balance transfer has no fees? I'm new to credit cards. Thanks for the help. All your BT’s within the first twelve months have no fee. |
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supamaryo
- Member
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posted: Feb. 12, 2009 @ 12:40a
Rorer714 said:supamaryo said:for the citi professional with 15k thank you points or whatever, it says "Balance transfer fee: 3% of each balance transfer; $5 minimum. There is no fee with the 0.00% APR balance transfer offer described above."
Does that mean that the first balance transfer has no fees? I'm new to credit cards. Thanks for the help. All your BT’s within the first twelve months have no fee. Thanks so much for helping. I've been trying to help my mom find one of these 0% cards for awhile. Appreciate it. Thanks to the OP too. |
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Ipecac
- Member
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posted: Feb. 12, 2009 @ 3:33a
Glad you guys seem to like the new thread. Also, I appreciate all of you jumping in already to help add cards to the list. Regarding my Avatar: It's not Adam Jones from Tool, but Ogre from Skinny Puppy. Strangely enough, I've heard members of the two bands are friends though. |
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Ipecac
- Member
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posted: Feb. 12, 2009 @ 3:46a
Edit - Added Xceed Financial CU Credit card (Thanks Vismd), State Farm Card, and Fifth Third Bank Card to QS. Scroll bars keep showing up in the Biz card section. You might have to scroll down to see the last one, depending on your browser. |
Message edited by: Ipecac on 2009-02-12 04:20:40 CST
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Ipecac
- Member
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posted: Feb. 12, 2009 @ 3:51a
NeedCash911 said:can you put what credit bureau it pulls please..it will be very important...if you can for all those cards..thanks a bunch.. It is a good idea, but it might be beyond the scope of this thread. Which bureau can vary with the same issuer depending on what state you are in and what the credit analyst ate for breakfast that morning. I think there is a Credit Boards topic for that, so I'm sure someone can point you in the direction of that. |
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downhillskier
- Member
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posted: Feb. 12, 2009 @ 8:58a
Ipecac said:NeedCash911 said:can you put what credit bureau it pulls please..it will be very important...if you can for all those cards..thanks a bunch.. It is a good idea, but it might be beyond the scope of this thread. Which bureau can vary with the same issuer depending on what state you are in and what the credit analyst ate for breakfast that morning. I think there is a Credit Boards topic for that, so I'm sure someone can point you in the direction of that. http://creditboards.com/forums/index.php?&autocom=creditpulls |
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NYCSportsResearcher
- Frivolous Member
rated:
posted: Feb. 12, 2009 @ 9:24a
This thread is awesome. The only issue I can see arising is a lot of these cards getting pulled quickly because they are linked in the quick summary. The Fatwallet effect has been known to get some good deals killed pretty quickly - case in point: Link |
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kintro
- Member
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posted: Feb. 12, 2009 @ 10:43a
I had briefly mentioned this card in another thread. It's a regional offer for DC residents. I have not tried to apply for it since I don't live in Washington. Shittybank SmarTrip Mastercard 0% APR 12 months no fee |
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MikeRT
- Member
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posted: Feb. 12, 2009 @ 1:05p
Data point for the BankAtlantic Biz Card: I paid off my existing BA card 2 days ago and left it open. Submitted an app online this morning for a new BA card. Called 866-408-4064 and they were able to close my existing card and move the credit line over to a new card, plus give a small increase in credit line. I apologize if this is common knowledge already, but the prior posts I saw about this mentioned having to close the BA card, move the credit line to a personal card, and then move the credit line to the new BA card. Took less than 5 minutes and no need to move to personal at all. Hope it helps someone. |
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excite
- Addicted Member
rated:
posted: Feb. 12, 2009 @ 3:02p
Thanks OP. While I am waiting for my ADA cards, I became an Baylor Alumni after seeing your post, and got instant approval with CL $15000. n |
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