this is a good idea OP. might consider applying for some Citi Cards after seeing this...

Added a link in the OP to a new user-maintained list of cards at the App-O-Rama site.

SilentBobotron said:I'd like to get more info about the NEA Platinum Plus card from B of A. I know it's designed for National Education Association
members.

From the terms and conditions:
The NEA Credit Card Program® has been developed for NEA members and their families only. If a
member decided not to renew membership, that person and his/her family will no longer be
eligible to receive the preferred rates, fees and special promotions offered through the NEA
Credit Card Program. If eligible, a replacement card will be offered.

However, it also says:

The NEA is not involved in the credit decision process; standard credit procedures are followed.

That makes me wonder if Bank of America actually verifies membership. I do not see anything on the application page that asks for membership information: https://wwwa.applyonlinenow.com/USCCapp/Ctl/entry?sc=FACUKD&mc=A...

Has anyone around here successfully received this card without being a member?

Yes, I'm not a member of the NEA and I got the card with no problems.

double post, sorry

jclookey said:Could we possibly add in cards that have a low apr like 2.99 or 4.99 that offer that rate for until it is paid off on balance transfers?
That is fine by me, as long as they meet the requirements in the OP. I don't know the best place to find those deals, so please post the details if you have them.

let's sticky this already, mods!

Ipecac said:jclookey said:Could we possibly add in cards that have a low apr like 2.99 or 4.99 that offer that rate for until it is paid off on balance transfers?
That is fine by me, as long as they meet the requirements in the OP. I don't know the best place to find those deals, so please post the details if you have them.

I don't have any I just had seen some in an older thread similar to this one... I was hoping that someone was able to find some...

Damned having the same name as my father, I wanted to apply for a citi card w/0% balance transfer and pass some of my 18k onto it.... but because he didn't pay dish network and they screwed up and put it on my credit I have to go through the dispute process! ARGH ... anyways just wanted to vent and hoping that someone can find one of those 2.99 or 4.99 for life transfer cards!

Cheers
JC

g10ny said:teammjs said:let's sticky this already, mods!
I vote against this. That way the golden egg - laying hen will live longer. It's not that we have a variety of offers anymore, as it used to be less than a year ago.
OTOH, you can start tracking the thread and put your bookmarks on it.

Come to think of it, I think you're right. It is becoming harder to find some no fee BT links, so it could kill some of the affinity card links before another AOR is ready to be started again. I guess if this thread dies, better then to weigh the cost vs. benefit tradeoffs of having it posted at that time.

Anyone good with coding?

I can't stand the long lines scattered off the page so I attempted the following but I still get the annoying scroll bars (in spite of wrapping longer notes to the next row):

Requirements for cards to be included in this list:

1. Must have no Balance Transfer fee or capped Balance Transfer fee (BT fee).
   
2. 0% or very low APR for Balance Transfers.
   
3. Must not be a pre-approved offer like you get in the mail.
   
4. Geo-specific cards (like National City & Fifth Third Bank) are OK, but note if they are restricted.
   
   

Personal Cards

 
APR Months BT Fee MaxFee Issuer   Card                         FW talk  Appl  Notes
0%  12     $0     $0     Citi     ADA M/C                      FWLink   apply
0%  12     $0     $0     Citi     Professional                          apply 15,000 Thank You
                                                                              Points after first
                                                                              purchase
0%  12     $0     $0     BofA     Plat Plus                    FWlink   call 1-800-932-2775, ask for
                                                                              offer code FAATCY
0%  12     2%     $30    BofA     NEA Plat Plus                         apply
0%  12     $0     $0     US Bank  TheLinuxFund                 FWlink   apply
0%  12     $0     $0     US Bank  Baylor Alumni                FWlink   apply
0%  12     $0     $0     Xceed CU Xceed Financial Plat         FWlink   apply No BT Fee expires
                                                                              2/28/09 Easy
                                                                              CU membership
                                                                              (see FW Link)
0%  12     3%     $75    Chase    Disney Rewards                        apply
0%  12     3%     $75    Chase    OptionsXpress Plat V                  apply
0%  12     3%     $50    Barclays I Fly America                         apply $15 credit on
                                                                              first usage
0%  12     3.5%   $99    5th 3rd  Fifth Third Plat                      apply Limited lending
                                                                              area
0%  12     3%     $99    Wachovia Visa Platinum                FWlink   apply
0%  9      $0     $0     StateFrm Good Neighbor                FWlink   apply Pulls all 3
                                                                              bureaus - Apply
                                                                              before other cards
0%  8      3%     $60    RBS      People's United Bank                  apply
0%  6      $0     $0     Nat City Lifespring Health                     apply
0%  6      $0     $0     Nat City Quilter's Rewards                     apply
0%  6      $0     $0     ?        Simmons 1st Visa Plat Trav            apply
 

 
APR Months BT Fee Max Fee Issuer   Card                         FW Talk  Appl  Notes
0%  15     3%     $75     Barclays BankAtlantic Business                 apply Pulls TU, can
                                                                               call next
                                                                               day for 4.5k CLI
                                                                               with new TU pull
0%  13     3%     $75     Barclays Juniper Business                      apply
0%  12     $0     $0      Citi     CitiBusiness w/TYN                    apply 15,000 Thank You
                                                                               Points after first
                                                                               purchase  
0%  12     3%     $99     Citi     AT&T Universal                        apply
0%  15     3%     $90     Advanta  Platinum Business                     apply Similar cards at the
                                                                               application link
                                                                               limit one card
                                                                               per person
0%  6      $0     $0      Nat City Visa Business                         apply Geo-restricted
                                                                               Denied for CA
 

eta: the scroll bars do not appear in this post but do appear when attempting to modify QS

FYI found one that is lowish rate on transfers for life... Penfed still has 5.99 for life on balance transfers with 2.5% fee $10min $100 max fee