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I have an expiring 0% card so I applied for the BankAtlantic Business Card today. (15 month 0%) Asked for a $12.3k balance transfer. I was approved a few hours later with a $12.5k limit. They pulled Transunion (as said in the qs). My PM123 scores are in the mid 700s.


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Best bet for me is US Bank Linux. Lifespring was a disappointing low line, and Barclays was a joke under $1,500 line.


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Ders said:I have an expiring 0% card so I applied for the BankAtlantic Business Card today. (15 month 0%) Asked for a $12.3k balance transfer. I was approved a few hours later with a $12.5k limit. They pulled Transunion (as said in the qs). My PM123 scores are in the mid 700s.

is it crucial to specify the balance transfer amount on the application in order to secure the largest credit limit? is there a way to specify amount on the app as a BT to checking account, not card to card BT?


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Added the US Bank Professional Bullrider's Association card which is similar to the Baylor and LinuxFund cards.


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Can I apply for more than one US Bank card?.... I'm also curious what it usually takes to get a business card for a sole proprietorship?

Edit should have said Can I get approved for more than one US Bank card?

Message edited by: jclookey on 2009-02-22 20:15:44 CST
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Ok wow that sucked... Citi Pro card w/a miniscule limit, smallest of any cards I have... guess I'll have to try again w/a diff card in a month or two (paid off a few CC's that I don't think have reported that yet).. thought my score/utilization was pretty good... guess not


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jclookey said:Can I apply for more than one US Bank card?.... I'm also curious what it usually takes to get a business card for a sole proprietorship?

Edit should have said Can I get approved for more than one US Bank card?

It is possible to have a personal card and a business card for a sole proprietorship with US Bank.


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TrueValue said:Ders said:I have an expiring 0% card so I applied for the BankAtlantic Business Card today. (15 month 0%) Asked for a $12.3k balance transfer. I was approved a few hours later with a $12.5k limit. They pulled Transunion (as said in the qs). My PM123 scores are in the mid 700s.

is it crucial to specify the balance transfer amount on the application in order to secure the largest credit limit? is there a way to specify amount on the app as a BT to checking account, not card to card BT?


Seeing that my BT request was only $200 less than the CL they gave me, I would say the amount requested probably had something to do with my limit, but that's just a guess. Also, there is no way to specify on the app anything but a credit card and I recall seeing another thread that said you could not transfer to a bank account with this card.


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May I suggest that instead of getting into posts related to card issuer policies, we try to keep this thread to the topic at hand.

In case many of you hadn't seen this, this was an excelent one-stop shop realted to tracking each card issuer's respective policies on credit cards. I think we'd be best served if most policy, contact, etc. questions were posted or updated in this thread instead of the one you're currently viewing:

http://www.fatwallet.com/forums/topic_view.php?catid=52&threadid...

Message edited by: teammjs on 2009-02-23 13:28:10 CST
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FYI according to BoA they no longer offer either of these deals

0% 12 $0 $0 BofA Platinum Plus (12 months) FW link call 1-800-932-2775, ask for offer code FAATCY
0% 12 2% $30 BofA NEA Platinum Plus apply


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jclookey said:FYI according to BoA they no longer offer either of these deals

0% 12 $0 $0 BofA Platinum Plus (12 months) FW link call 1-800-932-2775, ask for offer code FAATCY
0% 12 2% $30 BofA NEA Platinum Plus apply
BOA link

Can anyone confirm this?


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I guess i was speaking w/an idiot last night.. the one over the phone is still alive...


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Just wondering if any one has opened two (or more) of the BoA "FAATCY" promo card.
Or two or more of any other 0% card.


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jackcrawfish said:jclookey said:FYI according to BoA they no longer offer either of these deals

0% 12 $0 $0 BofA Platinum Plus (12 months) FW link call 1-800-932-2775, ask for offer code FAATCY
0% 12 2% $30 BofA NEA Platinum Plus apply
BOA link

Can anyone confirm this?

I opened one just last week - I called 866-297-4236. To get a higher CL, I had to send proof of income and assets. I requested a BT on the phone itself and still waiting for the money to show up in my checking account.


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Great thread and thanks to everyone.
Got in on the:
0% 12 $0 $0 BofA Platinum Plus (12 months) call 1-800-932-2775, ask for offer code FAATCY

I had another line of credit with FIA/BoA that I used for my balance transfer. Seems like $0 fees are so hard to come by these days.


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I don't see anywhere in the Advanta Biz terms and conditions for the 0% BT. I'm not sure its still valid, or if I'm just blind.

Also can I get the juniper biz card if I already have the bank atlantic biz card?

Message edited by: Sintax on 2009-02-26 08:52:14 CST
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Update on Xceed Financial credit card:

Balance transfer fees waived through March 31, 2009 (was 2/28). Balance transfers must be completed by March 31, 2009. Balance transfers may not be used to pay off or pay down any Xceed Financial Credit Union account. Other terms and conditions may apply and are subject to change at any time.


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I got approved for the US Bank (TheLinuxFund.org) card today but they wanted proof of employment before they approved me.

Message edited by: eytan on 2009-02-26 20:25:25 CST
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Instant approval but I don't know yet what the credit line is, applied for balance transfer with application.
Discover 0% for 12 months, $75 max.
https://www.discovercard.com/cardmembersvcs/acqs/app/getapp?sc=KXEH


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TwincH said:Great thread and thanks to everyone.
Got in on the:
0% 12 $0 $0 BofA Platinum Plus (12 months) call 1-800-932-2775, ask for offer code FAATCY

I had another line of credit with FIA/BoA that I used for my balance transfer. Seems like $0 fees are so hard to come by these days.


Just called and got instant approval for $20k. Thanks for the head's up!


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