Online application

I'm posting this deal because there does not seem to be a lot of information on the Chase Freedom BUSINESS Credit Card. Not only is there a $50 bonus for opening the card, but there is 3% Cash Back in different categories than the standard Chase Freedom personal card such as hotels, office supply stores, and airlines. There is a monthly $2,000 cap on the 3% categories. Sign up here for business CC. As far as I know, the Business freedom card is eligible for the $250 check for $200 rewards conversion like the personal CC, which is equivalent to 3.75% CashBack in those categories.

Not only is this a great card for Cash Back, it can also waive fees from your Chase Business Checking account. If you don't have a business checking account, you can sign up for one here with a $200 bonus. You can go to your local branch and sign up for both for a total of $250 cash bonus.

Credit card T&C: You will earn 1 base point for each $1 of net purchases. Each billing cycle, you will also earn an additional 2 bonus points for each $1 of eligible net purchases made at merchant locations in the 5 bonus categories where you have spent the most. Retail establishments must classify their merchant location for Visa/MasterCard as one of the following bonus categories: airlines, bookstores (excluding purchases where “Amazon.com” appears as the merchant on your monthly transaction statement), cable/satellite TV/Internet Service Providers, car rental agencies, gas & convenience stores, drugstores, dry cleaners, gym/recreation memberships, local and suburban commuter passenger transportation (including ferries, bridges, tolls, parking garages, taxis/limos), lodging establishments, office supply stores, quick copy printing services, dining establishments (including quick serve payment/fast food restaurants), telecommunications, or utilities. Purchases not eligible to receive the 2 bonus points include, but are not limited to, purchases made at superstores, warehouse clubs and discount stores. Online and catalog purchases are not eligible to receive the 2 bonus points unless the merchants have correctly identified and billed the transactions. We do not determine whether merchants correctly identify and bill transactions as being made in each particular category. However, we do reserve the right to determine which purchases qualify for the 2 bonus points. You do not earn points on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. Maximum bonus point accumulation on net purchases earning 2 bonus points is 4,000 points per billing cycle, which equates to $2,000 in net purchases. The top bonus categories earning 2 bonus points vary per billing cycle depending on your spending habits. There is no maximum amount of base points that can be earned on net purchases earning 1 point (which includes net purchases in bonus categories after you reach the per billing cycle maximum accumulation and bonus categories that are not entitled to bonus points that billing cycle). See Rewards Program Rules and Regulations which will be mailed after your account is established.

Thanks for posting.

3% (possibly 3.75%) on hotels and airfare is tempting. Looks like this is in-branch only? Do you know how much common carrier insurance it offers on plane tickets?

thanks

since when....i still can do itgoog40 said:I have the Freedom Business card and they got rid of the $250 for $200 bonus check offer near the end of last year. They replaced it with a $1000 for $900 offer, so it's not nearly as good as it once was.

online application added to OP. but i recommend going in branch to open the biz checking for the $200 bonus promo.

You can open a business checking account as a sole proprietor using your SSN. That's what I did. When they asked what I do, I just said I sell things on eBay (which is true).

I'd like to know the answer to that question too. I've heard conflicting accounts as to whether the Business Freedom cards can still convert $200 for $250.

goog40 said:I have the Freedom Business card and they got rid of the $250 for $200 bonus check offer near the end of last year. They replaced it with a $1000 for $900 offer, so it's not nearly as good as it once was.

This has been my experience as well.

I applied for and received a Chase Freedom Business Card. But they thought I would have too much credit with Chase, so they closed a 16 year old card that had not been used in two years. Mixed feelings about this, but I am glad to be able to get 3% back on airlines, hotels, and rental cars.

Wonder if I would qualify for the extra top categories if I just have a regular Chase personal checking account instead of a business checking account. Can't find anywhere where it specifically says you have to have a BUSINESS checking account.

Also, enjoy this CC while you can. Soon Chase will be "upgrading" (really downgrading) Freedom Biz CCs to the Chase Business INK CC. Not sure how this NEW CC will work with rewards, but probably similar to the downgrade others are talking about on the personal Chase Freedom CC thread.

SuperG03