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I've been wondering this for a while, but have never had an extremely pressing need to deposit a significant amount of coins. But, now, I have a large amount of coins in my possession and would like to find which banks like coin deposits and would gladly accept my coins without me having to roll them first.

I know CoinStar machines give gift certificates and there are other ways to deal with your coins (as in this thread), but I would like to have a simple list of the banks (or credit unions) that do and do not take your coins.

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A non-bank option is your local casino (Indian casinos and Nevada alike). All have coin counters, and they are very low ... (more)

sethdallob (Apr. 09, 2009 @ 8:08p) |

Doesn't each bank take your rolled coins and put them through a counter anyway - to make sure you counted correctly?

runningair (Jun. 23, 2009 @ 6:54p) |

There's one guy on that forum that drives across the canadian border to get something like 1500 lbs of pennies at a crac... (more)

gatzdon (Jun. 24, 2009 @ 1:45p) |

Banks which accept loose coin deposits (no fee, including non-members):
  • TD Bank (free "Penny Arcade" coin counter)
  • Pacific Trust Bank (free "Ex-Change" coin counter)



Banks which accept loose coin deposits (no fee, members only):
  • PNC Bank, PA
  • Chase
  • TCF Bank via self-service coin counter
  • Chevy Chase Bank (Self Service, DC Metro Area)



Banks which accept rolled coin deposits (no fee):


Banks which charge a fee for coin deposits:
  • PNC Bank, PA (for non-members)
  • Mission Federal (4% for using their coin kiosks)
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Capital one branches in the south usually have a coin counting machine. The machine gives you a voucher which you can deposit like a check (for free) if you have an account, or you can cash it out for a 10% fee if you don't.

edit: not all branches have the coin counter, but the ones that do are listed on the branch finder.

I have an account at Chase and have never had a problem bringing in loose coin and that's even to a little strip mall branch.

A lot of information in this thread,, too. Mostly for rolled dollar coins, though

My personal experience: Chase takes rolled dollar coins for deposit on checking account without batting an eye. That's all I ever tried.

I know that the Fifth-Third branches that I deal with want you to bring in the coins unwrapped. That way they are not shorted a quarter here and a dime here.

It is a lot easier for me

My dad has a bunch of loose coins that he used to wrap manually, but I bought him a coin sorter for Christmas (it's a ton of mileage on it now).

I'd gladly signup at a bank that took loose coins. Quarters are easy to spend, but the dimes, nickels and pennies (ugh, pennies) are impossible. The simple solution would be to use credit cards, but not everyone takes them.

As mentioned in the other thread, TD Bank will convert your coins (unrolled) to cash for free, no account required. I wasn't sure if you consider this to be accepting coin "deposits"

This is more of a YMMV...

Wells Fargo's in Omaha would only accept loose coin
Wells Fargo's in Washington state only accept rolled coin

I agree, It's going to be more of a YMMV than a national thing. The mileage will vary based on the laziness of the teller, what the bank does with the coins, if there is demand for coins in your area, and whether or not there are any FWF members living in your area who buy 15k in coins from the mint to churn rewards on CCS.

No offense, but there is no point to this thread (do not take it personal OP, this is a dig against our nation's banks).

Even if you find a good bank, it will still very from branch to branch. I've never found a branch that encourages coin deposits, even ones that have a corporate marketing that push the "free coin counting for non-customers" angle.

Your national banks are the worst for variance between branches. You can goto one Chase and drop $5000 in pennies into their coin counter and they will do it with a smile. Same day, goto the Chase down the road with a handful of coins and get a disgusting excuse as to why their coin counter doesn't take pennies because the Fed banned them (I'm exagerating of course).

Some banks will take your coins once, but then turn you away the second time.

Some banks will give you your rejected coins back, others will throw your dirty and bent coins in the garbage without even telling you about them.

Wish I had time to write more, but I've gotta go.

t60 said: My dad has a bunch of loose coins that he used to wrap manually, but I bought him a coin sorter for Christmas (it's a ton of mileage on it now).

I'd gladly signup at a bank that took loose coins. Quarters are easy to spend, but the dimes, nickels and pennies (ugh, pennies) are impossible. The simple solution would be to use credit cards, but not everyone takes them.


What you want to do is, you take maybe 5-10 pennies every time you go out, or more if you make a lot of cash transactions. Then you give the cashier enough pennies so you don't get any back. If you don't have a huge number, you will eventually spend them down, but the important thing is, you stop the accumulation.

WaMu sent me this response:
Thanks for contacting WaMu, now a part of Chase!

Our financial centers will accept coin deposits or exchanges. Please be aware the coins must be rolled before being deposited or exchanged. Loose coins are generally not accepted unless theyre short of being a full roll. For example, if a customer had $9.50 in loose quarters it could be deposited as- is because the amount isnt enough to complete a single roll of quarters. However, $10.75 in loose quarters would need to be rolled ($10.00 in the roll and $0.75 to remain loose) before they could be deposited or exchanged.

If your coins havent been rolled, well give you an empty coin roll so you may roll your coins for deposit or exchange. Note: The financial center doesn't accept rolled, bagged or boxed coins from non-customers, except for minors. All minors may exchange their coins at the financial centers discretion.

We hope this information is of help to you.


Hopefully when they convert to Chase, they'll begin accepting unrolled coins.

I have wondering for a while myself, OP, why it is that you didn't add a question mark to the title when you posted this to signify a question, rather than what it is... a statement, as if you are offering answer to the question, "Bank which accept (or encourage) coin deposits?"

I've gone to a Chase where they said that they'll only take rolled coins. Just in case it matters (and as a datapoint), I brought in a small bag of Kennedy Halves (100 coins, $50 worth).

One of the BoA branch gladly took my rolled coins, while another BoA branch gave me lot of grief in taking the rolled coins. IMO, this coin deposit at banks are very YMMV. I have stopped going to banks for coin deposit. Instead, now I just go to Coinstar, deposit coins, get Amazon gift certificate. For me, Amazon GC's are pretty good, since invariably couple of times every month, I end up ordering something from Amz.

LAwoodtiger said: I have wondering for a while myself, OP, why it is that you didn't add a question mark to the title when you posted this to signify a question, rather than what it is... a statement, as if you are offering answer to the question, "Bank which accept (or encourage) coin deposits?"

The intent is to have the answer to the question in the summary, so future people wondering the same thing will have this thread as an answer. I posted a few listings in the summary and encouraged other people to share their knowledge. So, have knowledge about more banks? Post it!

gatzdon said: No offense, but there is no point to this thread (do not take it personal OP, this is a dig against our nation's banks).

Even if you find a good bank, it will still very from branch to branch. I've never found a branch that encourages coin deposits, even ones that have a corporate marketing that push the "free coin counting for non-customers" angle.

Your national banks are the worst for variance between branches. You can goto one Chase and drop $5000 in pennies into their coin counter and they will do it with a smile. Same day, goto the Chase down the road with a handful of coins and get a disgusting excuse as to why their coin counter doesn't take pennies because the Fed banned them (I'm exagerating of course).

Some banks will take your coins once, but then turn you away the second time.

Some banks will give you your rejected coins back, others will throw your dirty and bent coins in the garbage without even telling you about them.

Wish I had time to write more, but I've gotta go.


I don't know what "encourage" coin deposits means but it seems to me that TD Bank would certainly qualify as accepting them without any problem. All their branches have (usually multiple) coin counters, so you do have to stand there for a few minutes while they are counted and take the slip to the teller to deposit or receive cash.

If the OP wants to go to a bank with a bucket of coins and tell them to mail a deposit slip when they count it they have a problem.

I use my 3 to 5% CashBack credit cards and not worry about loose coins.

Never had a problem at WAMU or Chase as long as they are rolled. This includes depositing $1K in rolled dollar coins (though some tellers are curious!).

BrlDsguise said: gatzdon said: No offense, but there is no point to this thread (do not take it personal OP, this is a dig against our nation's banks).

Even if you find a good bank, it will still very from branch to branch. I've never found a branch that encourages coin deposits, even ones that have a corporate marketing that push the "free coin counting for non-customers" angle.

Your national banks are the worst for variance between branches. You can goto one Chase and drop $5000 in pennies into their coin counter and they will do it with a smile. Same day, goto the Chase down the road with a handful of coins and get a disgusting excuse as to why their coin counter doesn't take pennies because the Fed banned them (I'm exagerating of course).

Some banks will take your coins once, but then turn you away the second time.

Some banks will give you your rejected coins back, others will throw your dirty and bent coins in the garbage without even telling you about them.

Wish I had time to write more, but I've gotta go.


I don't know what "encourage" coin deposits means but it seems to me that TD Bank would certainly qualify as accepting them without any problem. All their branches have (usually multiple) coin counters, so you do have to stand there for a few minutes while they are counted and take the slip to the teller to deposit or receive cash.

If the OP wants to go to a bank with a bucket of coins and tell them to mail a deposit slip when they count it they have a problem.


I don't have a TD Bank near me, but I've seen the type (5/3, MB Financial, etc...) in the beginning, it's service with a smile. After awhile, they get sick of changing the bags when I come in and it becomes, "I'm sorry sir, but we have to charge you 10% to accept your coins." to which I have to reply "Please show me that in writing as you are required to per Regulation DD?", to which they reply, "I'm sorry, our coin counter is broken".

It always goes slightly differently, but apparently no bank wants to regularly accept large quantities of coins. There are some collectors that have struck the holy grail and found a branch that will let them bring in precounted bags ready to ship to the Feds, but they guard the identity of that branch better than their social security number.

Wow, I never gave coins a thought. Every bank I've done business with never had a problem accepting rolled coins. Guess I never figured there would be so much difference.

scrouds said: Wow, I never gave coins a thought. Every bank I've done business with never had a problem accepting rolled coins. Guess I never figured there would be so much difference.

Depends on how many cwt. of coins you're bringing in.

Union Bank of California, at least the branch I visted, has a machine that counts loose change for free for customers.

the quick sum is wrong

My local Chase only accecpts rolled coins by customers ONLY!!!!

(i called and asked once)

gatzdon said: I don't have a TD Bank near me, but I've seen the type (5/3, MB Financial, etc...) in the beginning, it's service with a smile. After awhile, they get sick of changing the bags when I come in and it becomes, "I'm sorry sir, but we have to charge you 10% to accept your coins." to which I have to reply "Please show me that in writing as you are required to per Regulation DD?", to which they reply, "I'm sorry, our coin counter is broken".

It always goes slightly differently, but apparently no bank wants to regularly accept large quantities of coins. There are some collectors that have struck the holy grail and found a branch that will let them bring in precounted bags ready to ship to the Feds, but they guard the identity of that branch better than their social security number.


TD Bank don't accept rolled coins in Conshohocken, PA. They want you to unwrap them and let their arcade to count it. It will take forever to unwrap those $5000 dollar coins and I don't think that small arcade can handle it. Don't tell me TD Bank is "America's Most Convenient Bank" when they don't accept rolled coins as deposit and waste customers' time.

Uso said: gatzdon said: I don't have a TD Bank near me, but I've seen the type (5/3, MB Financial, etc...) in the beginning, it's service with a smile. After awhile, they get sick of changing the bags when I come in and it becomes, "I'm sorry sir, but we have to charge you 10% to accept your coins." to which I have to reply "Please show me that in writing as you are required to per Regulation DD?", to which they reply, "I'm sorry, our coin counter is broken".

It always goes slightly differently, but apparently no bank wants to regularly accept large quantities of coins. There are some collectors that have struck the holy grail and found a branch that will let them bring in precounted bags ready to ship to the Feds, but they guard the identity of that branch better than their social security number.


TD Bank don't accept rolled coins in Conshohocken, PA. They want you to unwrap them and let their arcade to count it. It will take forever to unwrap those $5000 dollar coins and I don't think that small arcade can handle it. Don't tell me TD Bank is "America's Most Convenient Bank" when they don't accept rolled coins as deposit and waste customers' time.


Even US Mint rolled? That's pretty amazing.

This website might be helpful.


Caveat: It looks like the site has not been updated in quite a while, so YMMV.

largeeyes said: uso said:

TD Bank don't accept rolled coins in Conshohocken, PA. They want you to unwrap them and let their arcade to count it. It will take forever to unwrap those $5000 dollar coins and I don't think that small arcade can handle it. Don't tell me TD Bank is "America's Most Convenient Bank" when they don't accept rolled coins as deposit and waste customers' time.


Even US Mint rolled? That's pretty amazing.


Yeah. They're friendly about it, but both times when I tried it a few coins got lost in the machine. (They found most of them and gave me the rest that were lost)

Had better luck at BoA. The teller seemed slightly annoyed, but it was fast since they accepted them rolled.
My local WaMu branch accepted them also before they closed.

http://www.pacifictrustbank.com/products/ex-change.htm for southern California residents.

Lyrrad said: uso said:

TD Bank don't accept rolled coins in Conshohocken, PA. They want you to unwrap them and let their arcade to count it. It will take forever to unwrap those $5000 dollar coins and I don't think that small arcade can handle it. Don't tell me TD Bank is "America's Most Convenient Bank" when they don't accept rolled coins as deposit and waste customers' time.


Even US Mint rolled? That's pretty amazing.


Yeah, even US Mint rolled. I wasted 30 minutes unwrapped $1000 worth of dollar coins. all the coins fell on the floor after they count it because the coins are too heavy for the plastic bag they use to collect the coins. I have to wait for teller to change 10 plastic bags. The arcade is wrong too. I got like extra $7+ out of it. The time I wasted is not the worst. The worst thing happen is that I went with couple co-workers during lunch hour. They are still laughing about the whole thing right now. TD bank just need to take that slogan down if they not doing what suppose to be a 5 minutes deposit.

bombcar said: http://www.pacifictrustbank.com/products/ex-change.htm for southern California residents.

Excellent! I think I know where I'll stop soon!

Navy Federal CU has a coin machine that deposits loose coins directly into your bank account. (members only)

Uso said: Lyrrad said: Uso said:

TD Bank don't accept rolled coins in Conshohocken, PA. They want you to unwrap them and let their arcade to count it. It will take forever to unwrap those $5000 dollar coins and I don't think that small arcade can handle it. Don't tell me TD Bank is "America's Most Convenient Bank" when they don't accept rolled coins as deposit and waste customers' time.


Even US Mint rolled? That's pretty amazing.


Yeah, even US Mint rolled. I wasted 30 minutes unwrapped $1000 worth of dollar coins. all the coins fell on the floor after they count it because the coins are too heavy for the plastic bag they use to collect the coins. I have to wait for teller to change 10 plastic bags. The arcade is wrong too. I got like extra $7+ out of it. The time I wasted is not the worst. The worst thing happen is that I went with couple co-workers during lunch hour. They are still laughing about the whole thing right now. TD bank just need to take that slogan down if they not doing what suppose to be a 5 minutes deposit.


Wahh wahh wahh.

A bank puts a free coin counter in every one of their locations that's super-easy to use and someone finds something to whine about. Also, I'm guessing you're doing the "buy-US-Mint-coins-with-AMEX-Blue-deposit-at-bank-reach-upper-tier" move.

They don't do wrapped coins because they have the coin counter. They just don't expect deadbeats like you depositing $5k in coins while your coworkers waited. If you look on their website, they have a high-speed large counter in their Marlton location. Next year, just go there or go to another bank. I'm not digging the entitled attitude...TD Bank has great customer service, free coin-counting, free piggy banks, free tons of things....but there's always some entitled ah that wants more.

CoffeeEater said: Wahh wahh wahh.
A bank puts a free coin counter in every one of their locations that's super-easy to use and someone finds something to whine about. Also, I'm guessing you're doing the "buy-US-Mint-coins-with-AMEX-Blue-deposit-at-bank-reach-upper-tier" move.

They don't do wrapped coins because they have the coin counter. They just don't expect deadbeats like you depositing $5k in coins while your coworkers waited. If you look on their website, they have a high-speed large counter in their Marlton location. Next year, just go there or go to another bank. I'm not digging the entitled attitude...TD Bank has great customer service, free coin-counting, free piggy banks, free tons of things....but there's always some entitled ah that wants more.


First of all, nothing is free. TD Bank's services are paid by deposit that don't earn interest or very little interest. Second, my deposit will allow them to lend more at a higher interest, so they make money on it. Third, it is a false advertisement by calling themself "America's Most Convenient Bank" when they are not in this case. They should call themself "America's Most Inconvenient Bank". This is not about whining. This is just a discussion of bank that accept coin deposits and TD bank is not one of them. You should stop calling people name when you don't have a clue what you talk about. By the way, you don't eat coffee. You drink coffee.

Coastal Federal Credit Union has coin-counting machines in their branch locations, which are all over the Raleigh, NC area. Not sure how far their branch locations extend. Presumably this is members-only.

Coin Counter Coin Deposit Center - No more rolling coins! This convenient and accurate system is free and allows you to deposit and count your coins without going through extra effort.

I was at my capital one branch today, and I asked- they won't accept rolled coin deposits either. You have to go through the counting machine. The teller said the machine works fine with dollar coins but I haven't tried it yet. There's another nearby branch without a counter- I wonder if they'll take rolled deposits.

best way to avoid this scenario is to stop hoarding them. I used to hoard - now I've got into the habit spending whatever small change is in my pocket throughout the day, rather than going home and throwing it into a jar or something. Usually, there's enough time in line to take sort out a few coins in your hand and paying exact change takes no longer than paying without.

If you're into the numismatic/copper angle, there are machines that can automatically sort pre-1981 pennies from the rest. I remember some links to it when copper prices went through the roof. Probably no one bothers today.

Kanosh said: If you're into the numismatic/copper angle, there are machines that can automatically sort pre-1981 pennies from the rest. I remember some links to it when copper prices went through the roof. Probably no one bothers today. They're still out there...silently amassing their hoard of tarnished brass.
And the counter of choice

Oh, and if you have a lot of pennies to dump, there may be someone on that forum who is close enough to take them off your hands for face value. I assume you can post in the "Market area" for such things (might take a while for someone to respond). Might be worth trying with nickels too.

Skipping 3 Messages...
TheMeliorist said: Kanosh said: If you're into the numismatic/copper angle, there are machines that can automatically sort pre-1981 pennies from the rest. I remember some links to it when copper prices went through the roof. Probably no one bothers today. They're still out there...silently amassing their hoard of tarnished brass.
And the counter of choice


There's one guy on that forum that drives across the canadian border to get something like 1500 lbs of pennies at a crack, brings them back to the states, then sorts them.

I'm still waiting to hear is "funny but true" story about US Customs.



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