Starting 4/1: Balance Transfer your credit card debt to penfed and it will be 2.99% for the life of the balance.
I was calling to consolidate some debts for a friend and was asking about the 5.99% BT for life they've had on their site forever. The lady I was speaking with was nice enough to tell me about this offer. The rate for the same exact deal will be 2.99% starting on 4/1.
For people in this situation (lots of CC debt) this is a great deal IMHO.