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Amex cardholders Free Credit Report in: Subjects › Personal Finance

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Thanks OP!

However, this just opened a can of sh** for me: 670 out of 830. Ugh! So I dispute (which does give you another free report) and see an item from National Recovery Agency for $73...from Columbia House...which I CLOSED AND CANCELED 4 years ago. That and a dispute from a Target store card that was CLOSED AND CANCELED 2 years ago.

These both hopped on this month out of nowhere.

Phone war here I come.

Sigh!

Message edited by: guruganesha on 2009-05-05 11:49:31 CDT
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PorStaker said:Anyone else??? Sounds like they are snail mailing me something...

Thank You For Your Order!
Congratulations! Welcome to credit peace of mind!

You will soon receive a letter to the address on your credit file confirming this order. Also included in the letter will be your Private Access Code, which you will need the first time you log into your account.

After that first time, the username and password you selected while ordering will enable you to access your account.

Remember, you can call our staff of experienced customer care representatives toll free at 1-888-771-4452, Monday through Friday 8am to Midnight EST and Saturday 9am to Midnight EST with any questions you may have.

Thanks again for choosing to call on us for your credit needs.

Did anyone who got this message receive anything in the mail? I haven't.


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I also got the same message I haven't seen a letter for over a month now.


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nice one, thank you!


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is there a new link that works?


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Worked, Thanks OP!
Mine - 711/830 (Good) - due to higher balances
Wife - 777/830 (Excellent)


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Unless you have already requested a credit report from Experian you don't have to go through AMEX. Everyone is entitled annually to a free credit report from Equifax, Experian, and TransUnion. Go to www.annualcreditreport.com to get yours. At four month intervals make a request to a different agency and get a full year's credit report coverage for free.


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kshell said:Unless you have already requested a credit report from Experian you don't have to go through AMEX. Everyone is entitled annually to a free credit report from Equifax, Experian, and TransUnion. Go to www.annualcreditreport.com to get yours. At four month intervals make a request to a different agency and get a full year's credit report coverage for free.

You don't get the score. You just get credit report when you try to get one free credit report every year. That's still good, as you can check for fraud / correct reporting etc.


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Still works,
Amx 743
Ck 758

Thanks.

Edit:
AMX said: You have no open installment loans, such as auto loans, on your credit report. This positively influences your credit score because lenders feel you are more likely to pay your other bills without the fixed monthly payment attached to an installment loan.
Hmm, this is contrary to the popular view that different types of accounts, including loans, are positives.

Message edited by: Zaos on 2009-09-03 07:29:06 CDT
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still working, thanks


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still working (needed to check for a refi), thanks


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