Thanks OP! Great find. I like to review my credit report periodically juuust to make sure.

clevekid1 said:cool report. #'s are high though... mine showed 746 when I know it's more like 680-690.
Same here. I wonder why there is so much discrpancy.

My score in Experian.com shows me 758
But here my score is 738.

Dont understand why I see this difference.

Looks like a Plus score and a FICO score are not the same thing. Maybe that explains the difference.

Anyone else??? Sounds like they are snail mailing me something...

Thank You For Your Order!
Congratulations! Welcome to credit peace of mind!

You will soon receive a letter to the address on your credit file confirming this order. Also included in the letter will be your Private Access Code, which you will need the first time you log into your account.

After that first time, the username and password you selected while ordering will enable you to access your account.

Remember, you can call our staff of experienced customer care representatives toll free at 1-888-771-4452, Monday through Friday 8am to Midnight EST and Saturday 9am to Midnight EST with any questions you may have.

Thanks again for choosing to call on us for your credit needs.

ok maybe someone here can point me in the right direction.

Situation:
i have two credit card accounts that show up as open which are not reporting anything but nevertheless have a limit. one is from 2003 and one is from 2005. im pretty sure these are accounts which i stopped using either by calling the cc company or by not activating a new card.

Questions:
Is it worth closing them?

How do i know who to call to close them?

gl012127 said:ok maybe someone here can point me in the right direction.

Situation:
i have two credit card accounts that show up as open which are not reporting anything but nevertheless have a limit. one is from 2003 and one is from 2005. im pretty sure these are accounts which i stopped using either by calling the cc company or by not activating a new card.

Questions:
Is it worth closing them?

How do i know who to call to close them?No, unless they have an annual fee or you are being rejected for cards because you have too much credit, it's better to keep them open as they should lower your utilization and increase your average account age.

This is an information from FAQ:
How much does My Credit Score & Report cost?

My Credit Score & Report is a complimentary benefit offered exclusively to American Express® Cardmembers. You pay absolutely nothing. Simply sign up to gain access to your Credit Score and Report.

747 and excellent

Edit: Geen to the OP

Whether or not to call to cancel the membership? Can anyone confirm it ?

curtisekarr said:getmahesh said:Are you sure about not getting billed for this ?

https://www124.AmericanExpress.com/cards/loyalty.do?page=credits...

1. What is a 30 day review period?
As an American Express® cardmember, we offer you the opportunity to review CreditSecure for 30 days. During this review period, you will receive one 3-Bureau credit report with credit scores. Your credit reports from the three national credit bureaus will be monitored daily for 30 days, and you will have access to all of the tools and resources available online. If you do not cancel your membership within the 30-day review period, your American Express card account will be billed $11.99 per month to continue receiving the valuable benefits of CreditSecure including unlimited access to your credit reports and scores. If you wish to cancel at anytime please call us at 1-866-617-1893.
Yes I'm sure, see my previous post. You appear to be looking at Credit Secure, which is why there is a cost associated with it. Credit Secure is what they would wish for you to purchase at the end of your FREE 30-day trial period of this offer. If you're still hesitant why not call 888-771-4452 and get reassurances?

As Abaliga above noted, make sure you begin on the correct link:

AmericanExpress.com/creditreport