My plus scores in the past have always been higher than the FICO.
So watch out. Nevertheless, this is a good tool for highlighting potential problems with your credit report.

Thanks! My score was within 10 points of my Experian score pulled in January. I think it's pretty accurate.

No, u don't need to.

Here is the link for FAQ,

https://partner.experiandirect.com/CREDITSECUREF2F/Message.aspx?...

Why should I access my complimentary Credit Score & Report?

To stay on top of your credit, it's a good idea to check your Credit Report on a regular basis. Here are some of the top reasons why you should request your free online Credit Report today:

* Make sure your information is accurate when reviewed by lenders, landlords, or employers.
* Detect early signs of potential Identity Theft - take immediate action and stop fraud in its tracks.
* See your Credit Score, and learn how the information in your Credit Report affects your Credit Score.

How much does My Credit Score & Report cost?

My Credit Score & Report is a complimentary benefit offered exclusively to American Express® Cardmembers. You pay absolutely nothing. Simply sign up to gain access to your Credit Score and Report.
How long will I be enrolled in My Credit Score & Report?

Your enrollment in My Credit Score & Report will last 30 days. After 30 days, you will no longer have access to your complimentary Credit Score and Report. If you wish to continue enjoying access to your Credit Score and Report, you may enroll in CreditSecure. With CreditSecure, you receive your Credit Score and Report from all 3 national credit bureaus: Experian®, TransUnion®, and Equifax®. Plus, you also enjoy 3-bureau credit monitoring, so you can rest easier knowing you´ll be alerted if we detect any suspicious account activity.

linden9003 said:Whether or not to call to cancel the membership? Can anyone confirm it ?


curtisekarr said:getmahesh said:Are you sure about not getting billed for this ?

https://www124.AmericanExpress.com/cards/loyalty.do?page=credits...

1. What is a 30 day review period?
As an American Express® cardmember, we offer you the opportunity to review CreditSecure for 30 days. During this review period, you will receive one 3-Bureau credit report with credit scores. Your credit reports from the three national credit bureaus will be monitored daily for 30 days, and you will have access to all of the tools and resources available online. If you do not cancel your membership within the 30-day review period, your American Express card account will be billed $11.99 per month to continue receiving the valuable benefits of CreditSecure including unlimited access to your credit reports and scores. If you wish to cancel at anytime please call us at 1-866-617-1893.
Yes I'm sure, see my previous post. You appear to be looking at Credit Secure, which is why there is a cost associated with it. Credit Secure is what they would wish for you to purchase at the end of your FREE 30-day trial period of this offer. If you're still hesitant why not call 888-771-4452 and get reassurances?

As Abaliga above noted, make sure you begin on the correct link:

AmericanExpress.com/creditreport

Thanks. 789 here. My Equifax score as of about a month ago was 792 so pretty close to that.

790??

714 here. A little disappointing, I have 14 inquiries on my report because of trying to get a car loan last year. Also, the money I am floating on 0% APR looks bad. I will fix this up next year in time for a home mortgage.

771

Strange thing is I can't access annualcreditreport.com because I put credit freeze. Works fine with this AMEX Experian thing.

T&C say you can get a new report every year. Once you get it, it remains static and you can access it for 30 days. So it looks like AMEX is just giving its cardholders a way to get their credit report & score once a year for free.

if you click to dispute you get a REAL experian report which is essentially a new soft pull.

so be sure to click through to dispute to get your second report free and dispute some items.