Bank of the West free $100 w/ DD

I saw this in the local newspaper tonight. I haven't called to confirm that the online application is valid for the $100 vs B&M, and I don't know if this is national, so please report back.

Promotion link

Apply Online here

Terms:
* Open any new personal checking account, establish a monthly direct deposit of at least $250 to your new account and receive a $100 bonus. The first recurring direct deposit must be posted to your account within 60 calendar days of your account opening date. Bonus will be credited to your account within 60 days after satisfaction of conditions. Offer valid for a new personal checking account opened from 4/27–6/19/09 with $100 or more from a financial institution other than Bank of the West. Offer subject to change without prior notice and may be terminated or extended based on response. Offer does not apply to second or multiple checking accounts and/or existing checking customers. Limit of one $100 bonus per household per calendar year. To the extent required by law, Bank of the West will report the value of the offer to the IRS on Form 1099. Any applicable taxes are the responsibility of the account holder. All accounts are subject to the Banks standard terms and conditions and fee schedule. Discounts on loan rates with automatic payment from a qualifying checking account. Loans subject to credit approval.

† If Online Banking is accessed through any personal financial management software, a standard monthly service charge will apply. Free online Bill Pay available only on personal accounts.

does anyone know if they do a hard pull for new accounts?

Hard pull i suspect....

By continuing with this application, you agree that the information provided in this application is true and correct and you authorize the Bank of the West to verify any of the information you have provided and to obtain credit reports or make other inquiries with any governmental or consumer reporting agency.

No hard pull for me when I opened an acct a few months ago for a different promo. It took some arguing to get the bonus, though.

kjgco said: No hard pull for me when I opened an acct a few months ago for a different promo. It took some arguing to get the bonus, though.

did you open it online or in branch?

kjgco said: treasurebeacon said: kjgco said: No hard pull for me when I opened an acct a few months ago for a different promo. It took some arguing to get the bonus, though.

did you open it online or in branch?In branch; they took care of the login setup as well.

thanks, will give it a go tomorrow

catbertsf said: anyone knows if they do credit card funding? Not online -- they allowed ACH, check mail-in, check drop-off at branch. May or may not be different if you open in branch.

crovax4444 said: Terms:
If Online Banking is accessed through any personal financial management software, a standard monthly service charge will apply.
Is this normal?

My online application was cancelled and they told me to resubmit. They sent me a new link that doesn't refer to the $100 bonus. This is the new link:

No mention of bonus

Update: using the new link the application went through and was approved. This is my first account with BOW, so I'll be looking for the link to my other account (trial deposits) and see if the bonus is credited.

why can't you use the old link to apply again?

ThursdaysChild said: crovax4444 said: Terms:
If Online Banking is accessed through any personal financial management software, a standard monthly service charge will apply.
Is this normal?

It doesn't seem to be very common. M & T Bank is the only bank I deal with that charges for Quicken .qfx downloads.

I do get the message, although they withdraw money from my account and now asking to reopen the account.

Let us know when your get bonus credited. Not sure this new link is eligible for bonus or not.

IrishTomBunny said: My online application was cancelled and they told me to resubmit. They sent me a new link that doesn't refer to the $100 bonus. This is the new link:

No mention of bonus

Update: using the new link the application went through and was approved. This is my first account with BOW, so I'll be looking for the link to my other account (trial deposits) and see if the bonus is credited.

here's my experience opening the account at a branch...

i went to a branch nearby around lunch time. the advisor there was trying to get me set up for the interest checking account by not telling me the free checking account option upfront. then after i insisted on the free checking account. she said there's an integrated savings account coming with the free checking account AND it requires an additional $5 to open. at that point, i just wanted the whole thing to be done with asap so paid her $5 cash with the $100 check to open the account/accounts.

i think it's better to do it online and avoid all the hassle...

joelfreak said: The old link is broken, and the new link doesn't mention the bonus...Yes, it does

1 https://www.bankofthewest.com/BOW/home
2 click Checking link at top left
3 click Free checking
4 click Apply online near the middle of page
5 fill form for name id info
6 (OPTIONAL) Call (800) 488-2265 (option 8) confirmed with rep the promotion is still in effect.
7 Application Decision
8 Incomplete Application .... Thank you for applying for an account with Bank of the West. Your application is incomplete at this time. Please keep the Application ID# for your records, and use it to complete your application at a later time. Please use the Application ID # 24099999 to reference this application.
9 To complete the process click "Next Step".
10 not subject to withholding & signature page
11 Fund account electronically.
12 initiate trial deposits
13 print and fax signature page
14 Finished

no hard pull according to a pull @ 9.30pm CST using my chaseidentityprotect.com service.

ywcai2005 said: jackcrawfish said: no hard pull according to a pull @ 9.30pm CST using my chaseidentityprotect.com service.
does ACH count as DD?already asked... I don't know yet as I have not received welcome package.

jackcrawfish said: ywcai2005 said: jackcrawfish said: no hard pull according to a pull @ 9.30pm CST using my chaseidentityprotect.com service.
does ACH count as DD?already asked... I don't know yet as I have not received welcome package.

My ACH from USAA shows up as followed: 05/13/09 DIRECT DEPOSIT DIRECTDEP USAA SAV-INTRNTTRANSFER

No bonus yet but the account has only been open a week.

i opened it, but decision was under view, anyone same as me?

Applied on-line with a NY address, instant approval. I will apply for my spouse next.

fyi....

you can close the account without even calling. I sent a request for closure and included the SSN and DOB. They responded.

they said: As you instructed, we have issued a request for account number 0030xxxxx to be closed. The account status should reflect closed within five business days.