ThursdaysChild said:crovax4444 said:Terms:
If Online Banking is accessed through any personal financial management software, a standard monthly service charge will apply.
Is this normal?

It doesn't seem to be very common. M & T Bank is the only bank I deal with that charges for Quicken .qfx downloads.

I do get the message, although they withdraw money from my account and now asking to reopen the account.

Let us know when your get bonus credited. Not sure this new link is eligible for bonus or not.

IrishTomBunny said:My online application was cancelled and they told me to resubmit. They sent me a new link that doesn't refer to the $100 bonus. This is the new link:

No mention of bonus

Update: using the new link the application went through and was approved. This is my first account with BOW, so I'll be looking for the link to my other account (trial deposits) and see if the bonus is credited.

here's my experience opening the account at a branch...

i went to a branch nearby around lunch time. the advisor there was trying to get me set up for the interest checking account by not telling me the free checking account option upfront. then after i insisted on the free checking account. she said there's an integrated savings account coming with the free checking account AND it requires an additional $5 to open. at that point, i just wanted the whole thing to be done with asap so paid her $5 cash with the $100 check to open the account/accounts.

i think it's better to do it online and avoid all the hassle...

joelfreak said:The old link is broken, and the new link doesn't mention the bonus...Yes, it does

1 https://www.bankofthewest.com/BOW/home
2 click Checking link at top left
3 click Free checking
4 click Apply online near the middle of page
5 fill form for name id info
6 (OPTIONAL) Call (800) 488-2265 (option 8) confirmed with rep the promotion is still in effect.
7 Application Decision
8 Incomplete Application .... Thank you for applying for an account with Bank of the West. Your application is incomplete at this time. Please keep the Application ID# for your records, and use it to complete your application at a later time. Please use the Application ID # 24099999 to reference this application.
9 To complete the process click "Next Step".
10 not subject to withholding & signature page
11 Fund account electronically.
12 initiate trial deposits
13 print and fax signature page
14 Finished

no hard pull according to a pull @ 9.30pm CST using my chaseidentityprotect.com service.

ywcai2005 said:jackcrawfish said:no hard pull according to a pull @ 9.30pm CST using my chaseidentityprotect.com service.
does ACH count as DD?already asked... I don't know yet as I have not received welcome package.

jackcrawfish said:ywcai2005 said:jackcrawfish said:no hard pull according to a pull @ 9.30pm CST using my chaseidentityprotect.com service.
does ACH count as DD?already asked... I don't know yet as I have not received welcome package.

My ACH from USAA shows up as followed: 05/13/09 DIRECT DEPOSIT DIRECTDEP USAA SAV-INTRNTTRANSFER

No bonus yet but the account has only been open a week.

i opened it, but decision was under view, anyone same as me?

Applied on-line with a NY address, instant approval. I will apply for my spouse next.