BhartiShah said:DreamKrusher said:Applied on-line with a NY address, instant approval. I will apply for my spouse next.

Limit of one $100 bonus per household per calendar year.

I'll give it a try anyway and see what happens.

DreamKrusher said:Is there a way to get on-line access without a debit card? I think I forgot to check that box. If this is your second account, yes: You can ID yourself through the number of any other account you may have with them. If this is your first account: Probably not online, but maybe at the branch?

anyone know the routing # of bank of the west for payroll direct deposit?
thanks

woodsley said:I though I had to leave my account open for 6 months to avoid early closure fee.

The fees and disclosures for this account suggest there is a $25 fee if you close within 91 days.

DreamKrusher said:kjgco said:ywcai2005 said:anyone know the routing # of bank of the west for payroll direct deposit?
thanks107002147

I see 53 ACH routing numbers listed under "Bank of West" here

How do know which one to use?Oh, I've always used the above number, copied from a check. But here's what their web site says:
What is Bank of the West's, Routing/ABA number?
For ACH (Automatic Clearing House) or electronic transactions, please use Routing/ABA number: 121100782. For all other transactions, i.e. check orders, please consult your local branch office for the appropriate Routing/ABA number for your region.

one csr said 121100782 is working for states. but some one else told me another RTN.

americano said:Can residents of PA take advantage of this?

I believe this is nation wide, so yes, PA residents can take advantage of this.

is the routing # for ACH and payroll Direct Deposit different? one CSR told me it's different, that means ACH does not count as DD?

I was approved on 5/16, and BofW transfered my $100 deposit on 5/19.

All was well until I just received an email on my account today:

*********************
Re: Applicant ########

Dear xxxxxx,

Thank you for your online application. Based on a secondary review of your application, we will be closing your account(s). The Bank is taking this action pursuant to the Deposit Account Disclosure provided during your online application. Any electronic funding requests initiated during your application process have been cancelled.

Thank you,

Online Account Opening Customer Service
Bank of the West - Member FDIC

This is a notification email from Bank of the West relating to your online account relationship with Bank of the West. This is not a promotional email.

******************

Great...now I need to call the bank to find out how to get my $100 back.

Update: After witing on hold for 37 minutes, they were less than helpful. They would not tell me why they closed the account. My $100 would be mailed beck to me within a week.

I recevied an email for my spouses account 7 minutes later with the same message. I had opened the accounts 1 day apart.

I applied and it seems they do bank verification immediately. I faxed the signature card, and it still says incomplete application. Will wait another day or so.