AT&T Universal Platinum Card
- Auto Rental Collision Damage Waiver (secondary) 15 days US, 31 days international
- Cell phone lost/stolen insurance Requires police/security report within 48 hours.
Cell phone insurance is up to $100. $50 deductible. Limit of initial price of original cell phone, so its not worth much if you got a free /low cost subsidized phone with contract.
Does not need to be originally purchased on this card
American Express Blue Cash
- Warranty Protection Doubles warranty up to 1 year (up to $10K
per use; up to $50k per year
- Retail Purchase Protection Replaces for 90 days for damage or
theft[ (up to $1k per occurrence, up to
$50K per year
- Return protection For 90 days, if retailer fails to accept
return, up to $300 per occurrence, up to
$1k per year
American Express Platinum Cash Rebate
- Warranty Protection Doubles warranty up to 1 year
Ameriprise World Elite MC
I am sure there are many of the same normal MC benefits. However, a HUGE benefit from this CC is the Priority Pass Membership they give. There is a $150 AF tied to this CC (waived if you spend more than $15K / yr on CC. Well worth it though if you travel, as it gives you access to sooo many priority club memberships at various airports throughout the world. If you went through Priority Pass yourself and bought membership, it would cost $399!
AMEX Gold personal (from Fidelity)
- event cancellation insurance (e.g., if you use it to buy a concert ticket,
and the concert is cancelled, or you can't make it due to medical reason, the concert ticket is refunded)
- free roadside assistance ($50@ I believe 4 times a year)
- purchase return protection ($300)
Capital One No Hassle Cash Rewards
-Foreign Transaction Fee 0%
-Your own picture on the card
CitiDividend Platinum Select Visa for College Students
Extended Warranty Doubles warranty up to 1 year
Retail Purchase Protection Replaces for 90 days for damage or theft
Citi PremierPass
Flight cancellation Insurance (Points too!)
PenFed Visa Platinum (5% Gas Rebate) Card
- Cell phone stolen insurance Requires police/security report within 48 hours.
Cell phone insurance up to $100. $50 deductible. Limit of initial price of original cell phone, so its not worth much if you got a free /low cost subsidized phone with contract. Monthly cell phone bill must be charged to card Does not need to be originally purchased on this card
Schwab Bank Invest First Visa Credit Card
- Purchase Replacement for damaged lost or stolen items within 90 days
- Price Protection coverage 60 days
- Auto Rental Collision Damage Waiver (Secondary) 15 days US, 31 days international
- Foreign Transaction Fee 0%
- Warranty Manager Doubles the warranty up to 1 year
- Lost luggage reimbursement $3000 per trip maximum
- Common Traveler Accident Insurance $1M (accidental loss of life/limb)
- Concierge Services Locate tickets, flowers, etc
- Identity Theft Protection Contacts the credit bureaus for you
- Travel and Emergency Assistance Assistance reboooking flights, getting meds, etc
- Roadside Dispatch Calls tow truck, lock smith, etc
- Visa Signature Dining Zagat ratings access, access to special Fine Wine and Food events
Roadside Dispatch is exactly what it says. They call. You pay. (Not much use unless you don't belong to an AutoClub and are in an area where you don't know who to call) That's true with the Travel and Emergency Assistance and with the Concierge Services.
FIA Card Benefits Information Center
