I searched and didnt find any thread so tho't of posting this. I was referred by a friend to open a Virtual Bank eMoney Market A/c and I got $20 bonus for making $100 as the first deposit. Referral policy is here. eMoney Market rates as high as 2.02% APY sounded attractive when compared to a savings a/c so thought I'd give it a try! So if you guys know anyone having a Virtual Bank a/c send them your email address and your full (real) name and ask them to refer you - both of you will get $20 bonus Update - Online signup needs a Driving License as proof.
Appears to be a quick and painless $20...except for the 10 business day hold.
IrishTomBunny
Tired Member
posted: May. 29, 2009 @ 2:14p
catbertsf said: maybe we can refer each other to get that $20? anyone feel like referring me?
PM sent
ChampagneDan
Member
posted: May. 29, 2009 @ 4:41p
I've had an account at Virtual Bank for several years, but their rates aren't that competitive these days. You have to maintain over $100k to get the 2%. That said, I'm all for taking advantage of the free money offers!
Acc to FW policy, you are not allowed to ask/give for referrals on the forums. You could send a PM to someone if you want a referral.
MikeRT
Member
posted: Jun. 7, 2009 @ 6:57p
koorct said: Can I get a referral?
PM sent
koorct
New Member
posted: Jun. 7, 2009 @ 7:52p
Sandeep: Sorry I am new here, didn't know that. Also sorry for the triple post... don't know how that happened
Thanks for the referral
mathman6
Member
posted: Jun. 8, 2009 @ 1:43a
anyone having problems with their web form? in particular, it won't let me enter my birthday.
edit: i can enter the month fine. but when i try to enter the day (double-digit for me), the number will show up and then disappear.
sandeeppotdar
Addicted Member
posted: Jun. 8, 2009 @ 1:54a
mathman6 said: anyone having problems with their web form? in particular, it won't let me enter my birthday.
It's in the format: MM/DD/YYYY
mathman6
Member
posted: Jun. 8, 2009 @ 10:32a
I called Customer Service, they had IE8 issues. You can workaround it by selecting "Compatibility Mode" under "Tools" in the menu bar.
I signed up. After I am done the verification process (probably after a week), I'm open to taking referral requests. Of course, after sandeep maxes out
umafuaba
Member
posted: Jun. 8, 2009 @ 10:43a
I have them if anyone is interested, PM me.
darkhunter
Member
posted: Jun. 8, 2009 @ 3:15p
soft or hard credit pull? Anyone know?
sandeeppotdar
Addicted Member
posted: Jun. 8, 2009 @ 3:35p
darkhunter said: soft or hard credit pull? Anyone know? Showed on my Chex Inquiry only. Didnt see this on the CR. Can someone else confirm too?
MikeRT
Member
posted: Jun. 8, 2009 @ 3:38p
sandeeppotdar said: darkhunter said: soft or hard credit pull? Anyone know? Showed on my Chex Inquiry only. Didnt see this on the CR. Can someone else confirm too?
Yep, was just about to post the same thing.
sandeeppotdar
Addicted Member
posted: Jun. 10, 2009 @ 1:46a
mathman6 said: I called Customer Service, they had IE8 issues. You can workaround it by selecting "Compatibility Mode" under "Tools" in the menu bar.
Wonder why MS doesnt include backward compatibility in their newer s/w. Ask Mozilla Firefox and they'll tell you how easy it is!!
montee4
Senior Member
posted: Jun. 10, 2009 @ 9:43a
I'll take a referral if anyone can PM it to me.
Thanks!
MikeRT
Member
posted: Jun. 10, 2009 @ 10:10a
montee4 said: I'll take a referral if anyone can PM it to me.
Thanks!
PM sent
umafuaba
Member
posted: Jun. 10, 2009 @ 12:05p
Just an FYI, the last time I checked, the referrer needs to use the referee's real first and last name in order to send the referral.
sandeeppotdar
Addicted Member
posted: Jun. 10, 2009 @ 4:14p
umafuaba said: Just an FYI, the last time I checked, the referrer needs to use the referee's real first and last name in order to send the referral.
I think you are right! First name, last name and email id are needed.
monto888
Shopaholic Member
posted: Jun. 10, 2009 @ 4:25p
Just about to fax in my drivers license as ID proof when I get another email saying I've failed their ChexSystems approval... anyone else experience this?
sandeeppotdar
Addicted Member
posted: Jun. 10, 2009 @ 4:35p
monto888 said: Just about to fax in my drivers license as ID proof when I get another email saying I've failed their ChexSystems approval... anyone else experience this?
I never needed to send them anything and I opened and funded the a/c completely online! I think many a times, when you move your address ChexSystems dont update it too soon. So why dont you check if its the old address that Chex validates.
Wchau81
Greedy Member
posted: Jun. 10, 2009 @ 5:48p
Anyone want to send me a PM?
monto888
Shopaholic Member
posted: Jun. 10, 2009 @ 9:02p
sandeeppotdar said: monto888 said: Just about to fax in my drivers license as ID proof when I get another email saying I've failed their ChexSystems approval... anyone else experience this?
I never needed to send them anything and I opened and funded the a/c completely online! I think many a times, when you move your address ChexSystems dont update it too soon. So why dont you check if its the old address that Chex validates.Thanks for sharing your experience. I find this very curious...maybe they're more strict now with folks signing up en masse for the $20 bonus? I requested a ChexSystems report to see exactly what's going on. My credit history is pretty solid, in fact, I just applied and got approved for a new Citibank card, so it makes the situation even more bizarre
kogerk
Member
posted: Jun. 10, 2009 @ 10:40p
darkhunter said: soft or hard credit pull? Anyone know?
Definitely not a hard pull. The process was easy. Just got my $20 deposited. Referred my wife and hope to get bonus (2*20) soon.
It's nice that you are assigned a personal banker you can call - their name and number appears in the top right corner after logging into your account.
To add or delete linked accounts AFTER the initial setup requires mailing in a form + a voided check if adding.
I'm open to PMs.
sandeeppotdar
Addicted Member
posted: Jun. 16, 2009 @ 12:42a
jamessmith said: I've had an account for several years.
2 things to note: *It's nice that you are assigned a personal banker you can call - their name and number appears in the top right corner after logging into your account. *To add or delete linked accounts AFTER the initial setup requires mailing in a form + a voided check if adding.
I'm open to PMs.
Thank heavens atleast the first a/c setup was online and didnt require any mail-ins.
sandeeppotdar
Addicted Member
posted: Jun. 20, 2009 @ 8:59p
started getting some referral bonuses credited to my a/c That was quick!
springfieldmo
Member
posted: Jun. 21, 2009 @ 6:56a
Thanks for the great find OP! Now all I need is a PM and I'll be on my way to fame and fortune. Well, fortune anyway.
sandeeppotdar
Addicted Member
posted: Jul. 10, 2009 @ 10:55p
update - online opening of the a/c needs driver's license
Some fine print and fees I noticed: The $20.00 will not be available for withdrawal for 30 days and will be reported as interest on your 1099INT. Close-out in first 90 days fee: $50.00 Inactive account fee (more than 12 months inactive): $5.00 per statement cycle
So I guess I'll close the account between 90 days and 12 months to avoid any fees.
sandeeppotdar
Addicted Member
posted: Jul. 24, 2009 @ 11:16a
govenar said: Some fine print and fees I noticed: The $20.00 will not be available for withdrawal for 30 days and will be reported as interest on your 1099INT. Close-out in first 90 days fee: $50.00 Inactive account fee (more than 12 months inactive): $5.00 per statement cycle
So I guess I'll close the account between 90 days and 12 months to avoid any fees.
But the best part is that all those $20 referral bonuses you get when your friends have opened their accounts are available for withdrawal the same day
How long did it take for you guys to get your accounts opened (number of business days)? My account is still pending. Thanks.
sandeeppotdar
Addicted Member
posted: Aug. 2, 2009 @ 12:18a
johnnybs said: How long did it take for you guys to get your accounts opened (number of business days)? My account is still pending. Thanks.
Took 3-4 days for linking another a/c and depositing $100.. if its taking u longer call them!
Skipping 8 Messages...
kmully
Member
posted: Jan. 21, 2010 @ 9:15p
sandeeppotdar said: Did any one of you get the 1090-INT annual statements? Do these referral bonuses get shown as "Interest"? I have earned around $200 from this deal this year so curious to know! I had the account last year and yes, it counted as taxable on a 1099-INT.
Disclaimer: By providing links to other sites, FatWallet.com does not guarantee, approve or endorse the information or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to FatWallet.com.
Members of our community may attach files to a post in accordance with the User Agreement. FatWallet is not responsible for the content, accuracy, completeness or validity of any information contained in any attached file. Files have *not* been scanned for viruses. Be especially wary of Excel files which may contain malicious content.
