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gingermae
- New Member
rated:
posted: Jun. 17, 2009 @ 7:42a 
icer3k said:gingermae said:I got the same error message. I called up, they said that there is a fraud alert on my credit report and then hung up on me.
The same thing happened to me. Debbie told me that she'll call me back as soon as she finds out what's going on. It's been two days and Debbie hasn't called back. At first I thought she was going to go through the standard set of questions that I get when I apply for a credit card, but then she just said: good bye and then hung up on me. I wrote them an email complaining about the very poor way they handled the situation, but they haven't responded. It is just as well, imho, because I was going to open up the CD and the CD is an ok deal, but not to die for. |
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hkguyatus
- Member
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posted: Jun. 17, 2009 @ 8:58a
Feel the FW effect! Checking and MMIA are no longer options to get the free TV. But one can still open a 11 month CD with $20,000 to obtain the HD gift. Good luck. |
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sdcantrn
- New Member
rated:
posted: Jun. 17, 2009 @ 9:08a
hkguyatus is correct. Also, Business ckg, MMIA, and CD are available. After calling them to open the business account, I was told you must go in branch. Only thing available online is Personal 11 month CD. I tried applying late yesterday but the site kept locking up on me! Darn, really wanted that TV! |
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mimi6789
- Senior Member
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posted: Jun. 17, 2009 @ 9:18a
Wow, two days and a deal is killed! Welcome to FW club! |
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carefreeninja
- Member
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posted: Jun. 17, 2009 @ 9:40a
Wow..I opened Free checking account couple of hours back and deal was available online. Now its gone..amazing!! |
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jackcrawfish
- Addicted Member
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posted: Jun. 17, 2009 @ 10:28a
ACH withdrawals posted to my West Bank account this morning. One for $5000 free checking and one for $10000 MMIA. |
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americano
- Member
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posted: Jun. 17, 2009 @ 10:29a
Confirmed deal is pretty much dead. Only online option is 20k 11 mo CD paying 2.01%. |
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Svnla33
- Thrifty Member
rated:
posted: Jun. 17, 2009 @ 10:45a
americano said:Confirmed deal is pretty much dead. Only online option is 20k 11 mo CD paying 2.01%. Not true. I just look and you can do the Business Checking or Money Market to get the free gifts. |
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krk77
- Senior Member
rated:
posted: Jun. 17, 2009 @ 11:00a
I think you are able to see because of your Zip code. probably you live where the B&M is.
Svnla33 said:americano said:Confirmed deal is pretty much dead. Only online option is 20k 11 mo CD paying 2.01%.
Not true. I just look and you can do the Business Checking or Money Market to get the free gifts. |
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jackcrawfish
- Addicted Member
rated:
posted: Jun. 17, 2009 @ 11:02a
|
| I see business checking is available also but not via online application. You have to have them contact you (fwiw). |
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uutxs
- Senior Member - 2K
rated:
posted: Jun. 17, 2009 @ 11:09a
krk77 said:I think you are able to see because of your Zip code. probably you live where the B&M is.
Svnla33 said:americano said:Confirmed deal is pretty much dead. Only online option is 20k 11 mo CD paying 2.01%.
Not true. I just look and you can do the Business Checking or Money Market to get the free gifts.
You need to click the "Business" tab to see the business a/c options. It shows up for me although there is no branch in my state or any of the neighboring states. The business a/c options all show a "contact me" button unlike the Personal a/c (CD option) which shows a "open now" button. I take it the business a/c cannot be opened online. ETA: jackcrawfish types faster than me. |
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ANightShopper
- Silly Member
rated:
posted: Jun. 17, 2009 @ 3:10p
Initial deposit has hit my bank account in NY this morning. Hope they ship my TV soon. Pending ACH HOLD Irwin Union
Bank Fund Acct ON 0... |
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dfogle
- Addicted Member
rated:
posted: Jun. 17, 2009 @ 4:26p
ziffy said:bjg31483 said:
EDIT:
I was just told by a very nice CSR (Katie Wilson) that the free basic checking no longer qualifies for the TV or Camcorder Summer Promotion (she said they changed the promotion this past Friday and haven't updated the website yet). Also, in addition to opening and properly funding one of the qualifying accounts, you also have to satisfy 2 of the following requirements: 1) Additional Savings Account, 2)Additional CD, 3) Additional MMA, 4) An IRA, 5) Activate Debit Card, 6) Use online banking with BillPay (I'm assuming this means you'd need to set up a billpay), 7) Enroll in e-Statements.
Just called them... Free Checking is qualified with $5,000.00 opening deposit.
We pulled the trigger since it's soft pull and we took every screenshot from the front page to the end of application (the Free Checking application did ask whether we wanted TV or camcorder). I could tell from the phone that they really wanted you to open the Platinum Checking... Ziffy - can you PM me a subset of your screenshots just in case I need them. I completed the application with Debbie over the phone and she confirmed my choice of free gift. I'd like to have screenshots of the first few pages - which show the summer promotion with free checking appearing in the list - along with the terms and conditions. I think that should be enough .. just in case there's trouble.
Thanks in advance! |
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ziffy
- Broke Member
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posted: Jun. 17, 2009 @ 5:17p
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| dfogle said:ziffy said:bjg31483 said:
EDIT:
I was just told by a very nice CSR (Katie Wilson) that the free basic checking no longer qualifies for the TV or Camcorder Summer Promotion (she said they changed the promotion this past Friday and haven't updated the website yet). Also, in addition to opening and properly funding one of the qualifying accounts, you also have to satisfy 2 of the following requirements: 1) Additional Savings Account, 2)Additional CD, 3) Additional MMA, 4) An IRA, 5) Activate Debit Card, 6) Use online banking with BillPay (I'm assuming this means you'd need to set up a billpay), 7) Enroll in e-Statements.
Just called them... Free Checking is qualified with $5,000.00 opening deposit.
We pulled the trigger since it's soft pull and we took every screenshot from the front page to the end of application (the Free Checking application did ask whether we wanted TV or camcorder). I could tell from the phone that they really wanted you to open the Platinum Checking...
Ziffy - can you PM me a subset of your screenshots just in case I need them. I completed the application with Debbie over the phone and she confirmed my choice of free gift. I'd like to have screenshots of the first few pages - which show the summer promotion with free checking appearing in the list - along with the terms and conditions. I think that should be enough .. just in case there's trouble.
Thanks in advance! Here you go... enjoy |
Members of our community may attach files to a post in accordance with the User Agreement. FatWallet is not responsible for the content, accuracy, completeness or validity of any information contained in any attached file. Files have *not* been scanned for viruses. Be especially wary of Excel files which may contain malicious content.
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dfogle
- Addicted Member
rated:
posted: Jun. 17, 2009 @ 5:34p
Thanks jackcrawfish and ziffy. |
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pattyb53
- Senior Member
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posted: Jun. 17, 2009 @ 6:02p
I just read about Irwin UB on Banking Guy's Bank Deals. I filled out the online application, $20K 11 Month CD 2.21%. (took about 10 minutes)
The interest isn't that great, but what the heck, FREE TV. I have a large Sharp HD TV in the bedroom and it is great. This 22" will work in the kitchen. |
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pattyb53
- Senior Member
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posted: Jun. 18, 2009 @ 12:08p
americano said:Confirmed deal is pretty much dead. Only online option is 20k 11 mo CD paying 2.01%.
NOT TRUE!! I received an e-mail confirmation that signature card is in the mail.
$20K 11 mo CD, 2.21% APY. I talked to a Rep this morning and she said, Irwin Union Bank is a very popular CD site. (FW effect) They have had to reorder Sharp 22" HD TV's.
I'm no mathematician (again) but it seems that 2.21%, figure in cost of TV ($299), the APY would be approx 3.57%. |
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randina
- New Member
rated:
posted: Jun. 18, 2009 @ 2:51p
I'm in for 1 Interest rate depends on your area code, I got 2.61% APY (So.Cal). |
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