Did any of you get the following secured E-mail message regarding setting up your account:

Dear johnnybs:

Thank you for your recent new account application. After reviewing your
file, we are requesting copies of identification for all applicants on the
account. To finalize the opening of your account, we will need to obtain
current, valid identification for all owners on the account under the
United States Patriot Act. Attached is a list of acceptable
identification below. We will need to obtain a piece of identification
from List A and a piece of identification from List B for all owners on
the account.

You may return the copies of identification through our secure, encrypted
fax number (248) 250-5551 or we have attached a postage-paid,
self-addressed stamped envelope for your convenience.

We look forward to serving your financial needs.

Thank you.

Chelsea Page
Internet Banking

List A List B

Primary Identification
Secondary Identification
Valid permanent in state Driver's License
Birth Certificate
Valid US Passport
Current Car Registration
Valid Matriculate Consular Card
Current Pay Stub (within past 30 days)
Minors (under 16 or without a valid Driver's License) may provide a Birth
Certificate or Photo School ID card
Current Utility Bill with Name and Address matching the Primary ID (shut
off notices are NOT acceptable)
Valid in state identification card (ID cards cannot be expired and are not
acceptable if they have been issued within the past six months**)
Company ID card with a photo from a known local company
Valid Out-of-State Driver's License*
Insurance Card or Voter Registration Card
Valid US Military Identification Card
Student enrollment verification from the Registrar's office of a local
college or university
Birth Certificate or a Student Identification Card with a photograph for
Minors***
Discover, American Express, VISA, or MasterCard Debit or Credit Card with
customer name printed on the card and the last four digits, type of card
and expiration date noted (copy must not be made)

Nummerkins said:johnnybs said:Did any of you get the following secured E-mail message regarding setting up your account:


Yes, when I opened the Express Money Market account online a few years ago I mailed in 2 forms of ID.

Ok. Thanks for responding- just wanted to make sure that this was a legit part of the process, but first time I've been asked for ID in setting up any of my numerous online accounts.

omarECD said:Please place this in title:

Branches in Michigan, Indiana and Georgia.

Valid nationwide. You just open online with promo code M7.

Porqin said:So, in reading the terms, am I safe to assume that if I setup a single $250 direct deposit (one month), and then keep the account open for 6 months I am eligible for the $100 bonus? It isn't quite explicit...
The terms state:

For a limited time, open a new personal checking account with an automatic, recurring direct deposit of income of at least $250 per month, excluding interest deposits, and we’ll deposit $100 into your account within 30 days after the first recurring direct deposit takes place. Minimum opening deposit is $50. Direct deposit must be established within first 60 days of account opening. All accounts must remain open and active for a minimum of six months.

Based on my experience, the first direct deposit triggers the bonus, but to be safe you may want to be prepared to send a second direct deposit in the month following your first if the bonus has not already posted.

ywcai2005 said:Does ING count as DD?
Not according to above posts by Crazykole5.

AmiableAlien said:Which account are you guys opening? In Seattle they are only showing Index Checking and Express Checking as available, which do not look like have the promotion.DW opened Index checking and I opened Express checking. Just make certain to enter the promo code 'M7' and you can qualify for promotion.

catbertsf said:hard pull AND real dd required.... seems to not worth the trouble.
I opened the account online on 6/22 and do not see a hard pull on my credit report after checking again this morning. I already have online access to my account, so I think a soft pull is all that is happening with an online application.

Real DD does seem to be a requirement as all posts on this thread that discuss ACH say it did not satisfy the DD in the past.

I received an email 4 days after applying with several documents attached one of which included my account number. I was able to gain online access once I had my account number. I was not asked for any additional information after the online application went through and I have not yet received anything from them in the mail.

Applied June 30th, received my email yesterday with account number.

chimmy826 said:They denied me, and couldn't give me a valid reason why they denied me. Who on earth gets denied for a checking account?

usually people who have a lot of chex systems activity in the last few months....have you been opening a lot of accounts?