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$100 Checking Bonus from Flagstar Bank in: Subjects › General Economics

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Did you all get the "Bounce Protection" overdraft privilege letter in the mail?

What a joke...$34 NSF fee...

hmph!... they call paying them a fee a privilege!


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I applied online several days ago. Today I received the email from Flagstar, and I enrolled online banking following their instructions. However, they never asked to mail in a signature card. Is this normal? I thought every checking account needs your signature.


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viptext said:I applied online several days ago. Today I received the email from Flagstar, and I enrolled online banking following their instructions. However, they never asked to mail in a signature card. Is this normal? I thought every checking account needs your signature.
I dont specifically remember about Flagstar but have opened checking a/c online in the past with no physical signature card mailed.
How they verify if a signature on a check is real or forged, I dont know (obviously they dont)!


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Applied September 9th, 2009.

After finally getting around to providing verification, the bonus posted after 23 days and one direct deposit >= $250...

  Date   	Transaction / Description 	        Credit  	 Debit       Balance
  11-05-2009 	DEPOSIT-ACH PREMIER BANKCARD-PAYROLL   	250.00  	              365.00 
  10-28-2009 	MISCELLANEOUS CREDIT MUYB PROMO   	100.00  	                115.00 
  10-28-2009 	DEPOSIT-ACH jackcrawfish -BILL PMT   	  5.00  	               15.00 
  10-26-2009 	WITHDRAWAL BUSINESS CARD SE-BILL PAYMT                  241.16         10.00 
  10-22-2009 	DEPOSIT-ACH PREMIER BANKCARD-PAYROLL   	250.00  	              251.16 
  10-14-2009 	DEPOSIT-ACH DIRECT ING -ING DIRECT   	  0.03  	 		1.16 
  10-14-2009 	DEPOSIT-ACH DIRECT ING -ING DIRECT   	  0.13  	  		1.13 
  10-05-2009 	NEW ACCOUNT DEPOSIT   	                  1.00  	  		1.00

Message edited by: jackcrawfish on 2009-11-06 14:32:05 CST
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BhartiShah said:Did anyone receive bonus without real DD?


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Account closed within 180 days of opening (each)...........................$20.00

from page 25 of this pdf >
https://www.flagstar.com/etc/medialib/www/banking/docs/pdf.Par.42604.File.tmp/OOF%20Disclosure%203.09.pdf


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The $100 bonus is posted to my account today, which is triggered by either Ally or Schwab Bank ACH.

BhartiShah said:BhartiShah said:Did anyone receive bonus without real DD?

Message edited by: viptext on 2009-11-13 14:20:57 CST
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viptext said:The $100 bonus is posted to my account today, which is triggered by either Ally or Schwab Bank ACH.


That's awesome! Thank you for the info!


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