Got an email this morning for the new 50 bonus from ING. Here's the email ~~~~~~~ $50 Bonus with Electric OrangeSM checking
Checking fees take people's lunch money.
Tired of paying fees on your checking account? With no minimums or monthly fees, Electric Orange checking lets your cash do more for you.
Earn a $50 bonus for card purchases.
Open your account by July 15, 2009 and use your Debit Card to make 3 signature transactions (you know, the ones you have to actually sign) within the first 45 days. On day 50, we'll put $50 in your account.
Go to www.ingdirect.com/electric50 to learn more. Don't forget to enter Reference Code EM287 to be eligible for the $50.
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Message edited by: johnnybs on 2009-06-29 05:50:59 CDT
Squeezer99 said:do you have to have an ING savings account before you open the checking account to receive the bonus? In their FAQs it says this: "Do I need to have an ING DIRECT account in order to get Electric Orange? No, you don’t have to be an existing Customer to have Electric Orange..." What makes people (like in the quick summary) think that it requires you to have a savings account?
use your Debit Card to make 3 signature transactions (you know, the ones you have to actually sign)
Do these mean just PIN-LESS transactions or ACTUAL signature based ? Do online transactions that do not involve PIN (or a sig, ofcourse) qualify ? I am presuming yes but would one of you esteemed & experienced w/ING confirm ? TIA
I think I see what leenga was talking about now. If you go to www.ingdirect.com/electric50 and click on Apply Now, it goes to a login page for existing customers. However, if you instead click on Learn More and then click Apply Now on the new page (or go to the ingdirect home page and then click Open an Account), it brings up an application for new users who don't have an existing account. Either way has a box to enter the Reference Code for the promotion.
sometimes on special promos ING refuses to honor, they always find a reason..... Never got my 50.00 for sharebuilder
No min. bal to avoid fees.
You can get a $25 bonus for opening ING account using referral code from someone in addition to this $50 bonus. However, the $25 referral bonus requires $250 min. deposit. No requirements on $50 bonus other than what OP stated.
Message edited by: johnnybs on 2009-06-29 05:52:48 CDT
govenar said:I think I see what leenga was talking about now. If you go to www.ingdirect.com/electric50 and click on Apply Now, it goes to a login page for existing customers. However, if you instead click on Learn More and then click Apply Now on the new page (or go to the ingdirect home page and then click Open an Account), it brings up an application for new users who don't have an existing account. Either way has a box to enter the Reference Code for the promotion.
This thread should probably be merged with http://www.fatwallet.com/forums/finance/925792What do you mean merged? It can either be locked down or left alone by itself drugging up the need to read them both. In some situations the tread can be deleted, but i do not see it hapenned often.
frank10b said:sometimes on special promos ING refuses to honor, they always find a reason..... Never got my 50.00 for sharebuilder
Yes, they screwed me out of my $25 bonus when I opened a savings account of them. I used one of their ubiquitous referral links to signup...where the person that signs up gets $25 and the referrer gets $10. (Since the only way to get such a bonus was a referral, I couldn't find such a link on FW.) They asked me for the email address of the referrer I think, and they didn't give me the bonus since I couldn't provide it to them...that's just stupid, and especially for a measly $25 bonus!
Not to mention that they tried to rip me off on a previous $25 Electric Orange bonus offer too. They didn't give me the bonus by the date they were supposed to (probably hoping that I'd forget), so I called them up and they were able to take care of it. But come to think of it, I'll just close all my ING Direct accounts once my 4% 1-year CD with them matures.
If it answers any questions, this was the information shown on the screen during the last step of opening the account:
--------------- How to get your Electric Orange Bonus · Activate your Electric Orange MasterCard@ Debit Card. · Use your Card to make at least 3 signature-based purchases within the first 45 days. After you do that, your $50 Bonus will be automatically paid to your Electric Orange, 50 days after your account has been opened. · Keep in mind, only one Electric Orange per customer.
What's a signature-based purchase? It's a Card purchase made without using your Personal Identification Number(PIN) when paying. A majority of transactions don't involve a PIN and are considered signature-based purchases.
Examples of signature-based transactions include: · Any purchases that require your signature(choosing 'Credit' instead of 'Debit') when checking out. · Internet, phone or mail order purchases. · Using your Card for automatic bill payments like your cell phone, cable or utilities.
This worked for me on a previous promotion. I searched online and found someone to send me a referral email for opening the savings account. I deposited $250 and opened the savings account. Then I opened a checking account from the $50 bonus link - and did my debit transactions.
I had no problem with getting both the $25 bonus and the $50 bonus credited automatically.
No min. bal to avoid fees.
You can get a $25 bonus for opening ING account using referral code from someone in addition to this $50 bonus. However, the $25 referral bonus requires $250 min. deposit. No requirements on $50 bonus other than what OP stated.
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