i am a sales men in which i go to appointment at peoples homes on my way to a appointment i was robbed and they took everything but my car. is the company i work for liable can i request them to pay for all of my stuff taken
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posted: Jun. 28, 2009 @ 4:16p
TempName09
Member
posted: Jun. 28, 2009 @ 4:28p
File a police report. Take the tax deduction. If the items were stolen out of the car maybe insurance will pay, hint hint, depends what the police report says.
In CA, you could file a workers' compensation claim since you were traveling to an appointment for work. However, if you stopped at a liqour store for a pack of smokes, then you deviated from your employment and you would not qualify.
Temball said: i am a sales men in which i go to appointment at peoples homes on my way to a appointment i was robbed and they took everything but my car. is the company i work for liable can i request them to pay for all of my stuff taken
Why would they be liable? Were they negligent in any way?
If not, why would you even think of suing them? How about the person that robbed you!!!
If an employee is using a personal vehicle for transportation from job to job, what insurance covers an accident, company or personal. Also, should the employee notify his/her insurance company of these trips?
As the snow flies On a cold and gray Chicago mornin' A poor little baby child is born In the ghetto And his mama cries 'cause if there's one thing that she don't need it's another hungry mouth to feed In the ghetto
davef139
Senior Member - 3K
posted: Jun. 28, 2009 @ 5:51p
Lappie said: I hate to thread jack, but this got me thinking.
If an employee is using a personal vehicle for transportation from job to job, what insurance covers an accident, company or personal. Also, should the employee notify his/her insurance company of these trips?
Most places compensate with milage payments, i would figure this is covered under that.
Xnarg
Senior Member - 5K
posted: Jun. 28, 2009 @ 7:50p
Lappie said: Also, should the employee notify his/her insurance company of these trips?If you are using your car for business purposes, you should notify your insurance company. There may be a minimum mileage before it makes a difference in your rate, since it is common for people to use their personal vehicles infrequently. If you use your vehicle regularly for business (other than commuting), you will probably pay a higher insurance premium.
Crazytree said: if you're using your car for business... but you're not paying business rates... you may want to meditate on this for a moment.
I agree, but wouldnt the business insurance handle this situation? Workers Comp...etc. or would the employees insurance be the sole provider.
smason1978
Geeky member
posted: Jun. 28, 2009 @ 9:42p
i am a sales men in which i go to appointment at peoples homes on my way to a appointment i was robbed and they took everything but my car. is the company i work for liable can i request them to pay for all of my stuff taken
tripleB said: At least you didnt knock up your financially irreponsible girlfriend and your Home Owner Association isnt screwing you over. Consider yourself lucky.
nice- green for you- but it would be your 'friend' that did the girl
Lappie said: Crazytree said: if you're using your car for business... but you're not paying business rates... you may want to meditate on this for a moment.
I agree, but wouldnt the business insurance handle this situation? Workers Comp...etc. or would the employees insurance be the sole provider.should be. however it will turn into a fight with the business. op should be ready for that reaction.
The only thing the company you work for is liable for is for hiring someone with 3rd grade writing skills. I'm betting reading is a bit lower than that. I bet you weren't a product of Phillips Exeter Academy and didnt follow through to Amherst college.
Deadly force cannot be used to prevent a theft in some states. Imminent SERIOUS bodily injury or death are justifiable uses of deadly force.
Additionally, some states allow open carry of firearms on the passenger seat when in a vehicle.
A locked door is a much better remedy, along with your right foot on the gas.
OP: sorry for your loss and unfortunate experience.
The devil is in the details. "He carjacked me, officer." vs. "He carjacked me, officer. And, I thought he was going to kill me." Better yet, "He carjacked me, officer. And, I'm pretty sure he said 'I'm going to kill you.'"
ppatin
Focused.
posted: Jun. 29, 2009 @ 7:40a
drodge said: jumblies said: Regarding a CCW:
Deadly force cannot be used to prevent a theft in some states. Imminent SERIOUS bodily injury or death are justifiable uses of deadly force.
Additionally, some states allow open carry of firearms on the passenger seat when in a vehicle.
A locked door is a much better remedy, along with your right foot on the gas.
OP: sorry for your loss and unfortunate experience.
The devil is in the details. "He carjacked me, officer." vs. "He carjacked me, officer. And, I thought he was going to kill me." Better yet, "He carjacked me, officer. And, I'm pretty sure he said 'I'm going to kill you.'"
To me an armed robbery ALWAYS constitutes an imminent threat of serious injury or death, although in some criminal-friendly jurisdictions you might have legal issues. You also need to worry about civil liability when the thug's family sues you.
ppatin
Focused.
posted: Jun. 29, 2009 @ 7:40a
drodge said: jumblies said: Regarding a CCW:
Deadly force cannot be used to prevent a theft in some states. Imminent SERIOUS bodily injury or death are justifiable uses of deadly force.
Additionally, some states allow open carry of firearms on the passenger seat when in a vehicle.
A locked door is a much better remedy, along with your right foot on the gas.
OP: sorry for your loss and unfortunate experience.
The devil is in the details. "He carjacked me, officer." vs. "He carjacked me, officer. And, I thought he was going to kill me." Better yet, "He carjacked me, officer. And, I'm pretty sure he said 'I'm going to kill you.'"
Edit: Accidental double post.
Stoned
Senior Member
posted: Jun. 29, 2009 @ 9:40a
The company should have insurance coverage for inventory with salesmen. It probably won't cover your personal items that were stolen. If they were stolen out of your car they may be covered by your auto insurance (comprehensive coverage).
barefool
Senior Member - 1K
posted: Jun. 29, 2009 @ 9:54a
TempName09 said: File a police report. Take the tax deduction. If the items were stolen out of the car maybe insurance will pay, hint hint, depends what the police report says.First, defrauding an insurance company is an immoral and illegal action. Second, personal auto insurance does not pay for personal items stolen from a vehicle.
Stoned said: The company should have insurance coverage for inventory with salesmen. It probably won't cover your personal items that were stolen. If they were stolen out of your car they may be covered by your auto insurance (comprehensive coverage).If it is a decent company its policy will probably cover OP's losses.
Stoned
Senior Member
posted: Jun. 29, 2009 @ 10:48a
nycll said: Stoned said: The company should have insurance coverage for inventory with salesmen. It probably won't cover your personal items that were stolen. If they were stolen out of your car they may be covered by your auto insurance (comprehensive coverage).If it is a decent company its policy will probably cover OP's losses.
Yes, OP will need a police report and possibly proof of value (receipts) depending on amount of loss.
Deadly force cannot be used to prevent a theft in some states. Imminent SERIOUS bodily injury or death are justifiable uses of deadly force.
Additionally, some states allow open carry of firearms on the passenger seat when in a vehicle.
A locked door is a much better remedy, along with your right foot on the gas.
OP: sorry for your loss and unfortunate experience.
The devil is in the details. "He carjacked me, officer." vs. "He carjacked me, officer. And, I thought he was going to kill me." Better yet, "He carjacked me, officer. And, I'm pretty sure he said 'I'm going to kill you.'"
Better yet. "He carjacked me, officer. And he said 'I'm going to kill you'."
jcbrooks said: drodge said: The devil is in the details. "He carjacked me, officer." vs. "He carjacked me, officer. And, I thought he was going to kill me." Better yet, "He carjacked me, officer. And, I'm pretty sure he said 'I'm going to kill you.'"
Better yet. "He carjacked me, officer. And he said 'I'm going to kill you'." Or, as the OP likely attempted to explain it to the Police:
"He car killed me, Officer Jack; you sure are pretty I'm thought."
statesman said: In CA, you could file a workers' compensation claim since you were traveling to an appointment for work.Workers' comp in CA covers property? I don't believe it's typical that workers' comp would cover the theft of property regardless of the circumstances, but nothing surprises me about CA.
RightPatriot said: Nearly all states allow deadly force to stop a robbery, whether or not there is serious bodily injury or death are imminent.Which states do not ?
I don't think the question's so silly. The guy was on the job and presumably in the place where he was robbed because his job required him to be there. Much like if he was sitting at his desk at the office and someone burst in while he was working, he was robbed at work. It's not his employer's fault he was robbed, necessarily, just bad luck that happened during the course of business. If I were his employer, I'd be inclined to make it up to him. I would think the courts would agree the company should do so.
Car wrecks while driving for your company, even in your own car, definitely fall under workman's comp. When a guy ran a light and crashed into me while I was driving for work, the company sent me to the ER, paid for everything and had my boss go with me. Maybe they then went after the other guy's insurance to recover the costs, but who knows.
codename47
Senior Member - 3K
posted: Jun. 29, 2009 @ 5:58p
The devil is in the details. "He carjacked me, officer." vs. "He carjacked me, officer. And, I thought he was going to kill me." Better yet, "He carjacked me, officer. And, I'm pretty sure he said 'I'm going to kill you.'" I have an even better one: Please direct all questions to my lawyer.
Before he gets a CCW he needs a gun. Flashing a CCW card isn't going to scare them away.
codename47 said: The devil is in the details. "He carjacked me, officer." vs. "He carjacked me, officer. And, I thought he was going to kill me." Better yet, "He carjacked me, officer. And, I'm pretty sure he said 'I'm going to kill you.'" I have an even better one: Please direct all questions to my lawyer.
Deadly force cannot be used to prevent a theft in some states. Imminent SERIOUS bodily injury or death are justifiable uses of deadly force.
Additionally, some states allow open carry of firearms on the passenger seat when in a vehicle.
A locked door is a much better remedy, along with your right foot on the gas.
OP: sorry for your loss and unfortunate experience. How does someone allow themselves to get robbed unless they fear something serious?
Freno911
Senior Member
posted: Jun. 30, 2009 @ 12:05p
Since OP has left, I'll add my speculation...
I think most people are looking at it wrong. He likely was not "robbed", instead he was burglarized (burgled?). The way I see it: he is driving to an appointment and stops at a gas station / adult bookstore to browse. He stays inside for a long time and when he gets out, sees that a smash-n-grab was done to his car, taking his Hi-Fi stereo and cassette player.
Otherwise, how would they have stolen "everything but [his] car". It's not like some guy at a red light will run up to your car and rip your speakers out. This is also where the differing opinions on self-defense come into play. If he was the target of carjackers, self-defense is generally justified. If he interrupts a smash-n-grab, defense of property is generally frowned upon.
WalStMonky said: Nobody except me wonders if OP is a 1099 guy or a W-2 drone?
Not really. In my experience people who get door to door marketing type jobs believe the lies that companies tell them (oh, a 1099 is better for you, there is less taken out in taxes, trust me).
riznick said: How does someone allow themselves to get robbed unless they fear something serious?Because there are laws making that kind of thing illegal.
I think that's how the logic goes.
Skipping 16 Messages...
jcole21
Senior Member
posted: Jul. 14, 2009 @ 2:32p
If you were selling vacuums you deserved to get robbed. Now get a real job and contribute to society.
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