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Robbed while i was at work is the company i work for Liable Archived From: Finance

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drodge said:jumblies said:Regarding a CCW:

Deadly force cannot be used to prevent a theft in some states. Imminent SERIOUS bodily injury or death are justifiable uses of deadly force.

Additionally, some states allow open carry of firearms on the passenger seat when in a vehicle.

A locked door is a much better remedy, along with your right foot on the gas.

OP: sorry for your loss and unfortunate experience.


The devil is in the details. "He carjacked me, officer." vs. "He carjacked me, officer. And, I thought he was going to kill me." Better yet, "He carjacked me, officer. And, I'm pretty sure he said 'I'm going to kill you.'"

To me an armed robbery ALWAYS constitutes an imminent threat of serious injury or death, although in some criminal-friendly jurisdictions you might have legal issues. You also need to worry about civil liability when the thug's family sues you.


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drodge said:jumblies said:Regarding a CCW:

Deadly force cannot be used to prevent a theft in some states. Imminent SERIOUS bodily injury or death are justifiable uses of deadly force.

Additionally, some states allow open carry of firearms on the passenger seat when in a vehicle.

A locked door is a much better remedy, along with your right foot on the gas.

OP: sorry for your loss and unfortunate experience.


The devil is in the details. "He carjacked me, officer." vs. "He carjacked me, officer. And, I thought he was going to kill me." Better yet, "He carjacked me, officer. And, I'm pretty sure he said 'I'm going to kill you.'"

Edit: Accidental double post.


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The company should have insurance coverage for inventory with salesmen. It probably won't cover your personal items that were stolen. If they were stolen out of your car they may be covered by your auto insurance (comprehensive coverage).


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TempName09 said:File a police report. Take the tax deduction. If the items were stolen out of the car maybe insurance will pay, hint hint, depends what the police report says.First, defrauding an insurance company is an immoral and illegal action. Second, personal auto insurance does not pay for personal items stolen from a vehicle.


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Stoned said:The company should have insurance coverage for inventory with salesmen. It probably won't cover your personal items that were stolen. If they were stolen out of your car they may be covered by your auto insurance (comprehensive coverage).If it is a decent company its policy will probably cover OP's losses.


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nycll said:Stoned said:The company should have insurance coverage for inventory with salesmen. It probably won't cover your personal items that were stolen. If they were stolen out of your car they may be covered by your auto insurance (comprehensive coverage).If it is a decent company its policy will probably cover OP's losses.

Yes, OP will need a police report and possibly proof of value (receipts) depending on amount of loss.


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drodge said:jumblies said:Regarding a CCW:

Deadly force cannot be used to prevent a theft in some states. Imminent SERIOUS bodily injury or death are justifiable uses of deadly force.

Additionally, some states allow open carry of firearms on the passenger seat when in a vehicle.

A locked door is a much better remedy, along with your right foot on the gas.

OP: sorry for your loss and unfortunate experience.


The devil is in the details. "He carjacked me, officer." vs. "He carjacked me, officer. And, I thought he was going to kill me." Better yet, "He carjacked me, officer. And, I'm pretty sure he said 'I'm going to kill you.'"

Better yet. "He carjacked me, officer. And he said 'I'm going to kill you'."


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jumblies said:Regarding a CCW:

Deadly force cannot be used to prevent a theft in some states. Imminent SERIOUS bodily injury or death are justifiable uses of deadly force.

Additionally, some states allow open carry of firearms on the passenger seat when in a vehicle.

A locked door is a much better remedy, along with your right foot on the gas.

OP: sorry for your loss and unfortunate experience.

Nearly all states allow deadly force to stop a robbery, whether or not there is serious bodily injury or death are imminent.


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Just displaying the weapon may be enough to stop a robbery.


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jcbrooks said:drodge said:The devil is in the details. "He carjacked me, officer." vs. "He carjacked me, officer. And, I thought he was going to kill me." Better yet, "He carjacked me, officer. And, I'm pretty sure he said 'I'm going to kill you.'"

Better yet. "He carjacked me, officer. And he said 'I'm going to kill you'."

Or, as the OP likely attempted to explain it to the Police:

"He car killed me, Officer Jack; you sure are pretty I'm thought."


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statesman said:In CA, you could file a workers' compensation claim since you were traveling to an appointment for work.Workers' comp in CA covers property? I don't believe it's typical that workers' comp would cover the theft of property regardless of the circumstances, but nothing surprises me about CA.


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RightPatriot said:Nearly all states allow deadly force to stop a robbery, whether or not there is serious bodily injury or death are imminent.Which states do not ?


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I don't think the question's so silly. The guy was on the job and presumably in the place where he was robbed because his job required him to be there. Much like if he was sitting at his desk at the office and someone burst in while he was working, he was robbed at work. It's not his employer's fault he was robbed, necessarily, just bad luck that happened during the course of business. If I were his employer, I'd be inclined to make it up to him. I would think the courts would agree the company should do so.

Car wrecks while driving for your company, even in your own car, definitely fall under workman's comp. When a guy ran a light and crashed into me while I was driving for work, the company sent me to the ER, paid for everything and had my boss go with me. Maybe they then went after the other guy's insurance to recover the costs, but who knows.


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The devil is in the details. "He carjacked me, officer." vs. "He carjacked me, officer. And, I thought he was going to kill me." Better yet, "He carjacked me, officer. And, I'm pretty sure he said 'I'm going to kill you.'"
I have an even better one: Please direct all questions to my lawyer.

Before he gets a CCW he needs a gun. Flashing a CCW card isn't going to scare them away.


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codename47 said:The devil is in the details. "He carjacked me, officer." vs. "He carjacked me, officer. And, I thought he was going to kill me." Better yet, "He carjacked me, officer. And, I'm pretty sure he said 'I'm going to kill you.'"
I have an even better one: Please direct all questions to my lawyer.

Okay, while were on the subject...here is a good video.


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Nobody except me wonders if OP is a 1099 guy or a W-2 drone?


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jumblies said:Regarding a CCW:

Deadly force cannot be used to prevent a theft in some states. Imminent SERIOUS bodily injury or death are justifiable uses of deadly force.

Additionally, some states allow open carry of firearms on the passenger seat when in a vehicle.

A locked door is a much better remedy, along with your right foot on the gas.

OP: sorry for your loss and unfortunate experience.

How does someone allow themselves to get robbed unless they fear something serious?


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Since OP has left, I'll add my speculation...

I think most people are looking at it wrong. He likely was not "robbed", instead he was burglarized (burgled?). The way I see it: he is driving to an appointment and stops at a gas station / adult bookstore to browse. He stays inside for a long time and when he gets out, sees that a smash-n-grab was done to his car, taking his Hi-Fi stereo and cassette player.

Otherwise, how would they have stolen "everything but [his] car". It's not like some guy at a red light will run up to your car and rip your speakers out. This is also where the differing opinions on self-defense come into play. If he was the target of carjackers, self-defense is generally justified. If he interrupts a smash-n-grab, defense of property is generally frowned upon.


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WalStMonky said:Nobody except me wonders if OP is a 1099 guy or a W-2 drone?

Not really. In my experience people who get door to door marketing type jobs believe the lies that companies tell them (oh, a 1099 is better for you, there is less taken out in taxes, trust me).


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riznick said:
How does someone allow themselves to get robbed unless they fear something serious?
Because there are laws making that kind of thing illegal.

I think that's how the logic goes.


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