i'm a zero for the first survey and a 1 for the second one... (9)

I got 1 in the OP and 3 in tripleB's. Y'all are a bunch of financial nutjobs.

A lot of those are just good habits.

kenfeyl said:These are cash OCD traits. We FWFers are on another plane entirely. Some better ones for us might be:

1. You get annoyed when your buddy wants to split the restaurant tab since it means you have to pay cash.- I pay credit cards on spilt bills too
2. You wonder why they don't list FICO scores on match.com.- I'm dating a FWFer
3. You walk a mile to the nearest no-fee ATM for the Teen Current card.- not the Teen card yet
4. You check TYN every day to see what Citi has devalued.- nope
5. You know which branches/ATMs take SLR checks written out to the bank for deposit into your account.- my nearest one will
6. You're a devoted member of the George Watts Montessori Magnet PTA, even though you have no clue where that is.- huh???
7. You pay all your grocery bills on $330 gift cards.- I wish I had kroger
8. You check the APY thread every day, and have a formula worked out for how large a percentage gain warrants moving your money.- I wish I was that good
9. The highlight of your day is checking whether blok got insurance money for his tenant's flood.- absolutely
10. The bank shuts down your account because they think the large number of coin deposits means you're running a business. One week later they also shut down your wife's account.- I do not have a wife
11. When looking to refinance your home, you strongly encourage your son to join the Army, Air Force, Coast Guard or Homeland Security.- No kids ( they are money sucks) but member of Penfed

Hey lindylady, nice responses. Just so you know, my #6 is a reference to the cheapest way ($3) of qualifying for Alliant.

I would give myself a 3, but I'm not really 100% on any single item.

1. It irritates you when cashiers give you the bills back before the coins. Not at all - I subtract and the cost from the total so I know how much the change should be, counting up from the change just seems odd to me.

2. You keep your bills organized in your wallet from lowest to highest, all facing forward and upright. Lowest to highest yes, forward and upright, no. (score 0.5)

4. You always know the exact balance of your retirement accounts, even though you’re thirty years from retirement. Since it's all in stocks, it changes every second. I only bother checking every couple of months when I have some need to adjust something.

5. You’re unable to throw out old financial records. Everything gets scanned and shredded. I do have a local and off-site backup though. (score 0.5)

6. When you owe someone money, you pay with exact change. Typically I return the favor and buy more for them the next day.

7. You split the cost of the stamp with your roommates when paying the cable bill. Really?

8. When you take your change jar to the bank, you count all the change ahead of time. I only use CC's so there's no change. Any change I do get I give to my wife for her change purse that she spends (she prefers cash for small things).

9. You play games with your money. Not really. Does keeping a hidden $20 in my wallet count? Mostly it's for when I haven't been to an ATM in awhile, ran out of cash, and the place doesn't take CC's. (score 1)

10. You can account for every dollar you’ve spent in the past 10 years. I have all CC statments for the last 10+ years, but a large number of purchases have been cash in foreign currency. A lot of other countries don't take CC's like the US. I could account for almost all in the US. (score 1)

1. It irritates you when cashiers give you the bills back before the coins. I use a rewards card 99.99% of the time, so I rarely get irritated with change... though I get irritated by people who use change to buy things.

2. You keep your bills organized in your wallet from lowest to highest, all facing forward and upright. Usually that is true for me, though I rarely have more than 30 dollars in my wallet. I'll take a point

4. You always know the exact balance of your retirement accounts, even though you’re thirty years from retirement. I can figure it out in about 30 secs with access to MS Money or Mint. I just guessed with out looking and was off by about 10%. I'll take .9 points.

5. You’re unable to throw out old financial records. Nope, all gets recycled. I back MS Money at least twice a week to another harddrive and to a SD card.

6. When you owe someone money, you pay with exact change. I rarely put myself in the opportunity to owe somebody something, and when I do, I always seem to overpay

7. You split the cost of the stamp with your roommates when paying the cable bill. Who buys stamps? But I am meticulous with all others shared bills. I once split a jar of wall spackle 3.5 ways, so I'll take .5 points.

8. When you take your change jar to the bank, you count all the change ahead of time. What little changes I have is put into a coin sorter and rolled. I'll take the point.

9. You play games with your money. AOR, Dollar Coins, Discover Gift Card churning? Do they count. How about driving from Baltimore to Philly to open a rewards checking account and lying to the bank rep about how I am moving within the month? I don't think that was the intent of the question, so no point.

10. You can account for every dollar you’ve spent in the past 10 years. My money goes back to Jan 1, 2000, so I'm a few months short of 10years. My cash transactions have gotten sloppier over the years, usually culminating with a biweekly "miscelaneous" expense. But I'll take .8 points

I'll take a 5.2... and probably should round that up for actually taking the quiz, and creating formulas for imputing partial credit.

hejustlaughs said:es4life said:I've taken money out of my wallet and ran a hot iron over it...
This is the truth

Money laundering....hahaa
I can't believe what a bunch of nerds we are. We're looking up "money laundering" in a dictionary.

Got 2 (2 and 3)

Just 3 (each morning) and 9 (arbitrage, account opening bonuses, etc). Used to have a little bit of 5 but downloading all those PDFs just got annoying. I deleted all my PDF statements except tax/brokerage forms like 1099s and my returns.