Bofa just started this Promotion today July 01-2009 You can receive $75 if you open up an account with min $250.00 and qualify for additional $25 if you do 2 online Bill Pay.
The Bill Pay Offer for $25 is valid for exisiting customers as well
Note that the $25 bill pay offer for existing customers is mentioned on the lower-right side of the page. "Already a Bank of America checking customer? You may still qualify for the $25 Online Bill Pay offer." It links to http://billpayoffer.bankofamerica.com/
bravesfan21
Member
posted: Jul. 6, 2009 @ 9:15p
CompMan86 said: Looks like it requires a $500 minimum balance, not just initial deposit... double bad.
I don't see where it requires a minimum balance. It says you have to open a personal checking account. Here are available personal checking accounts:
The MyAccess® Checking Account has no minimum balance.
* Monthly maintenance fee is waived if opened online * No minimum balance * Most popular account
Am I missing something?
Boiler
Senior Member - 1K
posted: Jul. 7, 2009 @ 9:52a
I applied for this offer last month with $500. The language is kind of vague so I am keeping $500 in there. However, I didn't realize, but should have known that BOA will do a hard credit check on me with Experian, probably due to the debit card.
BoA is requesting me to call them to finish the account opening, is this normal? I have no previous history at BoA.
EDIT: Called up BoA, they told me that they could not accept the application online and that I would have to open the account in person at a branch. When asked about the maintenance fee being removed since it would be in person the agent gave a very wishy-washy answer.
I'm a college freshman with absolutely no credit history, which I'm guessing prevented me from opening the account.
Gail : Thank you for your interest in opening a new checking account. Do you know which checking account you would be interested in opening or may I help with a recommendation? You: you used to have regular checking You: is it same as myaccess checking now? You: what are the types of personal checking accounts You: I am not a student Gail : Thank you for considering us for your banking needs. I will be happy to assist you. We no longer offer the Regular Checking account. There are no monthly maintenance fees, no balance requirements and no direct deposit is needed, if the MyAccess Checking account is opened online. Gail : It offers free Online Banking with Bill Pay and a free Visa debit card that can be used with any merchant that accepts Visa. Gail : Would you be interested in completing our online application to open this account? You: so no monthly fees You: and no other fess You: fees Gail : That is correct. You: whatsoever? Gail : No monthly fees for the account under the online offer. You: great You: i ll open one right away You: thanks You: is there any other promo You: where I get money for opening account too You: Gail : Yes, we do have a current incentive offer for $100 when opening a new checking account. Gail : Let me get that information for you. Gail : http://promo.bankofamerica.com/getmore100 Gail : There are two parts to the offer. For the $75 incentive offer you would need to make at least a minimum opening deposit of $250 at the time of the application. You would also need to make at least one purchase with your new debit card within 30 days. You: what is definition of new customer? Gail : You can earn an additional $25 when you make 2 online payments via the Online Banking Service within 30 days, after you are enrolled. Gail : Anyone that does not have an existing checking account with us or is not a signer on another checking account with Bank of America. You: ok You: thanks a lot Gail : You are very welcome! Would you be interested in this offer? You: yes Gail : Great! If you like, I can provide you the application to complete. You: i went to the link you gave You: opening account now Last text message receivedGail : Terrific! You: have a good one
Boiler said: I applied for this offer last month with $500. The language is kind of vague so I am keeping $500 in there. However, I didn't realize, but should have known that BOA will do a hard credit check on me with Experian, probably due to the debit card. Do anyone know if they do a hard pull if you open in-branch?
And whether you can stack the $25 refer-a-friend promo on top of this bonus?
I signed up a few days ago. How long does it take for the account to get funded. I put the $250 when I signed up online but my acct bal is still $0? Does it take 3 business days, or do you have to wait to get the acct info in the mail?
govenar said: Note that the $25 bill pay offer for existing customers is mentioned on the lower-right side of the page. "Already a Bank of America checking customer? You may still qualify for the $25 Online Bill Pay offer." It links to http://billpayoffer.bankofamerica.com/
Kingofthenet said: What do these banks consider a 'Bill" I could do my electric for one, but my roommate pays the other bills. How about funding Etrade,Ing or Paypal?
A bill is electric, phone, cell phone, gas, insurance,... Pay your electric company three small amounts. That may work. Pay some credit cards, those are bills. Funding is more like an ACH not paying a bill.
Kingofthenet said: What do these banks consider a 'Bill" I could do my electric for one Just wait a week or so after you get your electric bill before signing up for this promotion. That way you'll get next month's bill and pay it off before the 30 days is up.
Kingofthenet said: What do these banks consider a 'Bill" I could do my electric for one, but my roommate pays the other bills. You can pay pretty much anyone, even an individual. Just send $1 to your friend, brother, etc.
Here's what BofA's site says: "Pay To accounts can be any company, such as your long-distance provider or credit card, or individual, such as your landlord or a family member. You can pay virtually anyone in the United States that you would normally pay by check or automated debit. We recommend that you don't use Bill Pay to make state and federal tax payments or court-ordered payments."
Kingofthenet said: Well considering they have no way to find out how much my Electric bill is, I could just split it half and pay 25 days apart, or pay my mom $5Or pay yourself $1 twice.
I opened the account last week and funded online with $250 but the $250 is still not in the account. It looks like they may be playing games everytime I call they tell me to give it another day.
govenar said: Kingofthenet said: What do these banks consider a 'Bill" I could do my electric for one, but my roommate pays the other bills. You can pay pretty much anyone, even an individual. Just send $1 to your friend, brother, etc.
Here's what BofA's site says: "Pay To accounts can be any company, such as your long-distance provider or credit card, or individual, such as your landlord or a family member. You can pay virtually anyone in the United States that you would normally pay by check or automated debit. We recommend that you don't use Bill Pay to make state and federal tax payments or court-ordered payments."
Did you receive your card / account info in the mail? I applied 8 days ago, and just got my account packet yesterday. Haven't set up online access yet, but spoke to the BoA rep over the phone and he confirmed $250 was in my account.
JWMGT90 said: I opened the account last week and funded online with $250 but the $250 is still not in the account. It looks like they may be playing games everytime I call they tell me to give it another day.
noANANDforme said: Did you receive your card / account info in the mail? I applied 8 days ago, and just got my account packet yesterday. Haven't set up online access yet, but spoke to the BoA rep over the phone and he confirmed $250 was in my account.
JWMGT90 said: I opened the account last week and funded online with $250 but the $250 is still not in the account. It looks like they may be playing games everytime I call they tell me to give it another day.
Yes I recieved all the account info yesterday. I called again and they said it takes 7-10 days for the acct. to get funded. first time i called they said 3 days?
arnj
Member
posted: Jul. 14, 2009 @ 3:47p
bravesfan21 said: CompMan86 said: Looks like it requires a $500 minimum balance, not just initial deposit... double bad.
I don't see where it requires a minimum balance. It says you have to open a personal checking account. Here are available personal checking accounts:
Stay away from Bank of America, look at this horror story! LOL
MANCHESTER, N.H. – A New Hampshire man says he swiped his debit card at a gas station to buy a pack of cigarettes and was charged over 23 quadrillion dollars.
Josh Muszynski (Moo-SIN'-ski) checked his account online a few hours later and saw the 17-digit number — a stunning $23,148,855,308,184,500 (twenty-three quadrillion, one hundred forty-eight trillion, eight hundred fifty-five billion, three hundred eight million, one hundred eighty-four thousand, five hundred dollars).
Muszynski says he spent two hours on the phone with Bank of America trying to sort out the string of numbers and the $15 overdraft fee.
The bank corrected the error the next day.
Bank of America tells WMUR-TV only the card issuer, Visa, could answer questions. Visa, in turn, referred questions to the bank.
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