staci86 said:mm04 said:People please. What useful purpose is gained by posting whether or not your application was instantly approved or deferred for 30 days?
Nothing, unless posters are kind enough to give data points that help us to understand approval criteria.

Sometimes it helps just to know others are doing this. If no one posted I would start to wonder whats wrong with this offer. The fact that its popular gives me feedback that there is something to it.

staci86 said:mm04 said:People please. What useful purpose is gained by posting whether or not your application was instantly approved or deferred for 30 days?
Nothing, unless posters are kind enough to give data points that help us to understand approval criteria.

Apparently there are several variables that Chase uses to determine their instant approval or 30-day deferral decision. I seriously doubt we will be able to determine or “understand” their criteria.

thanks. Both myself and wife got instant approval

LH2004 said:somdave2005 said:anyone know which airlines we can redeem to???At least as of a month ago: Continental and British only; also, Marriott and InterContinental hotels. You have to have the Preferred version to transfer.

book directly w/ airline?

2stepsbehind said:For those who have already applied would you mind sharing:
whether you have another chase card (freedom et. al.) or other chase accounts
approximate HHI claimed
approximate credit score
whether you have a balance on your current cards
whether you were approved automatically?

Lets see if there are any patterns here.

Instant approval. My credit score is usually in the mid-upper 700s (haven't checked recently). Have three other Chase cards and a mortgage with them. I don't carry a balance on my other cards but have $5K or so on my current statements. HHI is upper-middle class I suppose.

What kind of card is this? VISA? Master? AMEX?

No love for me from Chase...have to wait 30 days for their decision, which is most likely negative. I have about 5 Chase cards (3 from Chase, 2 from Chase branded retailers).

Great offer! These aren't as common as they used to be. I applied for the heck of it. I got in on the $250 travel card offer this past fall and haven't used that yet. Pretty sure I won't get approved, as I already have a CL with Chase equaling about a third of my HHI.

Chase Sapphire Preferred Offer Details:
25,000 points after first purchase
You will receive 25,000 bonus points with this bonus offer, which can be redeemed for a round trip ticket on most major airlines up to a $312.50 value...

Going strictly by their offer, it appears these 25k bonus points can only (?) be redeemed for an airline ticket????
Yes, it doesn't say 'only' but there is no mention of other possibilities! Maybe these bonus points are in a special category for redemptions???
Am I being too cautious, too suspicious here? After all, it is Chase and they can be quite anal.

Unless instantly approved, you can expect to receive a denial letter from Chase in the next 10 days (just based on my recent experience).