I have a tenant that broke his lease and took off. Never paid me my rent. Does anyone know who I should contact (other than a lawyer) to report him to credit bureau?
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germanpope said:seems kind of unfair if you are only reporting bad tenants to the credit bureau
shouldn't you also be reporting the good ones that are paying on time
Why should a landlord report a tenant to credit bureau for ontime payments? That makes no sense. I am not giving the tenant credit. They are living in my property for a fee.
Last time I checked when you pay for a service/product that you want you don't get kudos. Should I tell WalMart to report my 6.99 that I pay for beer every month as well?
mewannaxbox said:I would say that this would qualify as throwing good money after bad. He is unlikely to pay even if yo do report him to the credit bureau.
Perhaps the deadbeat's previous landlord said the same thing and thus the OP didn't know the guy was a deadbeat. At least you will be giving a heads up to the next person who is considering leasing to him.
Trinimd1 said:germanpope said:seems kind of unfair if you are only reporting bad tenants to the credit bureau
shouldn't you also be reporting the good ones that are paying on time
Why should a landlord report a tenant to credit bureau for ontime payments? That makes no sense. I am not giving the tenant credit. They are living in my property for a fee.
Last time I checked when you pay for a service/product that you want you don't get kudos. Should I tell WalMart to report my 6.99 that I pay for beer every month as well?
seems that if you want to participate in a scheme that is meant to destroy a person's ability to contract and conduct business if they don't pay you
you should be willing to have that scheme work two ways
you must be one of those landlords who thinks you are gift to the world
germanpope said:seems kind of unfair if you are only reporting bad tenants to the credit bureau
shouldn't you also be reporting the good ones that are paying on time
An apartment lease doesn't qualify as any category that would increase your FICO score. It's not revolving, installment, or consumer finance credit.
Typically apartment-lease histories are only important to future landlords. Since most people tend to live in a place for at least one year, its not that difficult to supply references for the last few years of apartments you lived in to the new landlord you are a potential leasee of. Thus having on your credit report wont help you too much since they will want to call your old landlord anyway.
tripleB said:germanpope said:seems kind of unfair if you are only reporting bad tenants to the credit bureau
shouldn't you also be reporting the good ones that are paying on time
An apartment lease doesn't qualify as any category that would increase your FICO score. It's not revolving, installment, or consumer finance credit.
Typically apartment-lease histories are only important to future landlords. Since most people tend to live in a place for at least one year, its not that difficult to supply references for the last few years of apartments you lived in to the new landlord you are a potential leasee of. Thus having on your credit report wont help you too much since they will want to call your old landlord anyway.
I am not one that buys into existing paradigms --- just because that is the way it is
it seems to be a bit hypocritical to use Credit destruction schemes and not provide positive reports too
No I am not however if the tenant doesn't pay me then I cannot pay the bank. The bank comes down on my and gives me a negative and the tenant should walk away?
You must be one of those dead beat tenants. Pay your bill.
germanpope said:Trinimd1 said:So how do I go after this guy and get my money?
at this point, there is no reason for us to assume that you weren't breach of your contract to provide a place that is livable
you could be a slumlord in violation of various codes and laws
why should we help you?
Well to get the story straight I was not in breach of the contract. The place is a beautiful apartment that is livable. I am not in violation of any codes. I would live in the apartment in the condition it is right now without any problems.
Why the attacks on a simple landlord trying to get his money?
Trinimd1 said:No I am not however if the tenant doesn't pay me then I cannot pay the bank. The bank comes down on my and gives me a negative and the tenant should walk away?
You must be one of those dead beat tenants. Pay your bill.
I stopped paying rent a long time ago
there must be an obligation before a bill has to be paid
if you haven't met your end of the bargain, then maybe the rent isn't owed
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