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Anyone know how to report a non-payment tenant? Archived From: Finance

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Trinimd1 said:I have a tenant that broke his lease and took off. Never paid me my rent.
Does anyone know who I should contact (other than a lawyer) to report him to credit bureau?

thanks


Get Bill collector in a box. Hands down best $50 I ever spent. They don't report for 90 days, but they will take anything

If the guy has s***y credit already.. then all they will do is report to bureaus, and send dunning letters.. and he probably won't pay. You should play dirty with him. Sue him, but hope he doesn't show. "sewer service" would be good. Then, when he doesn't show.. the sheriff will kick his ass out.


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oh i have another example! every person should be required to go to court annually and have a judge pass sentence - "you have not been convicted of any crimes this year" (assuming this is the case)

otherwise, the court system would be a "scheme that is set up to tarnish a person's reputation [which does not] work both ways"

it's not a question of fairness...in fact, since rent is a pre-payment, someone living in a rented property without paying is simply squatting, and should definitely be reported


germanpope said:SlimTim said:Germanpope, do you harass doctors, dentists, hospitals, and utility companies about not reporting "positive" information to credit bureaus?

seems a bit odd that when people are asked to use their brain to consider what their actions really mean, they consider it harassment

now maybe it never occurred to you that a scheme that is set up to tarnish a person's reputation should work both ways

it's only a discussion on fairness
if you are going to use one of these national schemes to tarnish people's name, maybe you should also be required to report the good stuff too

if you are a utility and you report someone for being late on their bill, are't you putting them in a false light if you fail to report that they were on time for the previous 300 payments?

Utility drops plan for credit reporting --- good and bad info was going to be reported

if you consider a discussion about fairness to consumers to be harassment, that's your choice

_________________________________


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lovespam said:oh i have another example! every person should be required to go to court annually and have a judge pass sentence - "you have not been convicted of any crimes this year" (assuming this is the case)

otherwise, the court system would be a "scheme that is set up to tarnish a person's reputation [which does not] work both ways"
....

terribly foolish idea --- jurisdictions are already required to report criminal histories including clean records

having judges involved in this process would be a waste of state resources for an issue that is already taken care of


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sue them in small claims and get a judgment. if it's not satisfied within 30 days, it will get picked up by the CRAs.


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lovespam said:....in fact, since rent is a pre-payment, someone living in a rented property without paying is simply squatting, and should definitely be reported....

... if the rain just flooded my rental home, and you are getting sec 8 money that is coming from the state to pay your mortgage on my home, how is that squatting?

...


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1) small claims court, judgement

2) report at www.mrlandlord.com


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Crazytree said:sue them in small claims and get a judgment. if it's not satisfied within 30 days, it will get picked up by the CRAs.

don't forget to refer to the thread about the guy leaving the state


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OP never said whether he mitigated his damages

if he has been sitting there with his place empty and no efforts to get a new replacement renter--- ---- he might be SOL

and just what exactly is he going to report

one month?

the next six months?

by the time he gets the judgment, he should have just got a new tenant already


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Trinimd1 said:Credit check ran fine.
Tried to work with the tenant and gave him 4 months to pay security deposit.

this my friends is the tell all of this story
I know everyone wants to call GP the big jerk
but that is too easy

OP was trying to work with a guy that couldn't even afford a deposit
when it didn't work out --- he wants to screw the guy by ruining his credit

if you knew the guy was in bad shape, what did you expect?

 

....


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germanpope said:Trinimd1 said:Credit check ran fine.
Tried to work with the tenant and gave him 4 months to pay security deposit.


this my friends is the tell all of this story
I know everyone wants to call GP the big jerk
but that is too easy

OP was trying to work with a guy that couldn't even afford a deposit
when it didn't work out --- he wants to screw the guy by ruining his credit

if you knew the guy was in bad shape, what did you expect?

 

....

We have hard time understanding what you are trying to say. Try checking your grammar before posting, or at least make some sense. OP is just asking for his dead beat tenant. He was reasonable in terms of providing "stretched" security deposit and worked with him. If the house had any violations on it, he would've mentioned it or better yet, the tenant would've taken him to court already. There are too many dead-beaters and freeloaders like yourself in this country. This is why the poor shall inherit the world.


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ptiemann said:1) small claims court, judgement

2) report at www.mrlandlord.com

The 2nd site links to the Apartment owners Association of California.. is this service only for CA? They claim to report immediately to the bureaus.


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Report to small claims court and get a judgment against them first.


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tripleB said:
An apartment lease doesn't qualify as any category that would increase your FICO score. It's not revolving, installment, or consumer finance credit.

But a judgement against the leasee will show up on their credit report. Even without a FE&D suit to evict them, OP may want to have a judgement against the renter so OP could consider filling small claim court suit.

On the other hand, serving the renter may be a problem if they took off. It may not be worth the hassle and expenses. Just pocket the deposit, change locks, and move on.


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germanpope said:Trinimd1 said:Credit check ran fine.
Tried to work with the tenant and gave him 4 months to pay security deposit.


this my friends is the tell all of this story
I know everyone wants to call GP the big jerk
but that is too easy

OP was trying to work with a guy that couldn't even afford a deposit
when it didn't work out --- he wants to screw the guy by ruining his credit

if you knew the guy was in bad shape, what did you expect?

 

....

He expects the deadbeat to pay the money he promised to when he signed the lease.

If this deadbeat stiffed one person, he is likely to do it again. The rest of the world deserves a warning against people like this who run up bills then run away.


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Just found this thread. You need a judgement first before a collections agent will touch it. Go do that first and then come back.


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I had a tenant very nice as long as they stayed, when leaving the carpet was ruined by their dog (dog was not allowed in lease) and some scratches on paint. I kept the deposit and still out of 2645 dollars and 160 dollars small claims fee. They bought a house and I gave the address of the house to the court but court is not able to deliver the summons. I cannot find their real address but told court by printing from web their house ownership. I have their phone number and SS# and I am not going to be dirty. It has been one year since they did and case is still sitting with judge. I think it is difficult and you have to be mean to make money and since then I have been looking for other avenues to invest vs rental crap.


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for the tenth time, you do not need a judgment first, unless your state has some rule i dont know about

There have been several services linked above that will put this on his credit without a judgment


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Hopefully you took enough information to know his name, and vehicle tag number. Hopefully you know where this person now lives or works. If you know where he lives, file in small claims court but be careful that you follow the Court's rules about serving him. (Most courts allow mail service). Go to the Court on the correct date with all your lease documents. If he does NOT show, do NOT let the judge delay the case, politely demand (humbly request) that you be given a default judgment as you are holding the proof of service.

The judge when questioned this way will almost always grant a default judgment. This fellow now owes you X amount (what you filed for) and the unpaid amount accrues interest at statutory rate (ask Clerk of Courts for rate which changes annually). You now have a judgment but no $.

However the judgment against this fellow, even for $1 is horribly detrimental to his credit. In short he will not ever (I believe that judgments don't "age off" as in my state a judgment is good for 25 years and renewable for another 25 years.)

Persevere, wait a bit for him to pay, or start to pay. When he does not, go back to Court and ask for sanctions, specifically ask that a warrant be placed against him and ask that the Division of Motor Vehicles revoke his license and registration. Each state differs, and it's hard to tell what you can do. But you might get a phone call at 11pm some night with the local Sheriff/Police saying please come to jail as there is a fellow who says he has a relative coming down with cash to pay his debt.

If you do nothing, he will do this to the next landlord, and the next, and the next. And for those "good people" who pay on time...this sort of action if allowed to perpetuate will cost you, as a landlord must make up losses someplace.

In the future consider joining a landlord group or find an agent who will pull credit checks on the fellow.


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SUCKISSTAPLES said:for the tenth time, you do not need a judgment first, unless your state has some rule i dont know about There have been several services linked above that will put this on his credit without a judgment

If you responded for me then one correction about my story, I just checked my case and the Summons have been served and Status it says Answer Due.

The reason I was stuck in limbo Bearou because the money I am asking is based on what I have spent not a 3rd party has decided that they owe me. Without judgment only the part which very plain and simple can be claimed. I heard from people Judges are in favor of tenants.


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stephen603 said:Persevere, wait a bit for him to pay, or start to pay. When he does not, go back to Court and ask for sanctions, specifically ask that a warrant be placed against him and ask that the Division of Motor Vehicles revoke his license and registration.
Which state is that?


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