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Anyone know how to report a non-payment tenant? Archived From: Finance

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germanpope said:SpinDizzy said:Is germanpope the non-payment tenant this thread is about?

I haven't paid rent in years

Is that a yes?


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greieras said:germanpope said:SpinDizzy said:Is germanpope the non-payment tenant this thread is about?

I haven't paid rent in years


Is that a yes?

I have never used the nuclear option

but I can say that if you plan things correctly, you avoid ever paying a landlord again


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dcg9381 said:The professional deadbeat tenants have the records sealed as part of their abusive defense in any UD lawsuit.

Seriously? They'd still show a gap in rental history.
Me thinks that most deadbeats can't afford the legal defense required to get and keep those records sealed.

afford a legal defense?

where have you been ... you must have never read any posts by Codename47

gaps in rental history?

shame on you for faulting people for staying home to take care of their sick and elderly parents


____


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mttatkns said:green14 said:germanpope said:lovespam said:....in fact, since rent is a pre-payment, someone living in a rented property without paying is simply squatting, and should definitely be reported....

... if the rain just flooded my rental home, and you are getting sec 8 money that is coming from the state to pay your mortgage on my home, how is that squatting?

...


I guess we know why GP dislikes landlords. I think he/she was a familiar face who recently lost their rental in Tampa! http://www.fatwallet.com/forums/finance/924724/?start=0
? The thread you linked was started by blok, and GP lives in Hawaii...

Um, yeah. It's called a joke. Loosen up.


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germanpope said:greieras said:germanpope said:SpinDizzy said:Is germanpope the non-payment tenant this thread is about?

I haven't paid rent in years


Is that a yes?


I have never used the nuclear option

but I can say that if you plan things correctly, you avoid ever paying a landlord again

Like, by buying your home? Wow, what a concept.


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review your lease and send them to collections.


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pthor1231 said:germanpope said:greieras said:germanpope said:SpinDizzy said:Is germanpope the non-payment tenant this thread is about?

I haven't paid rent in years


Is that a yes?


I have never used the nuclear option

but I can say that if you plan things correctly, you avoid ever paying a landlord again


Like, by buying your home? Wow, what a concept.

yeh, yeh

can't anyone have any fun around here


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Trinimd1 said:I have a tenant that broke his lease and took off. Never paid me my rent.
Does anyone know who I should contact (other than a lawyer) to report him to credit bureau?

thanks


I doubt if you will ever see a penny of the money. You have been f'ed!


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green14 said:... Um, yeah. It's called a joke. Loosen up.

now now Green

isn't it kind of hypocritical to be putting red on other people's threads who are joking too

if you can't take the heat, get out of my kitchen


....


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mttatkns said:green14 said:germanpope said:lovespam said:....in fact, since rent is a pre-payment, someone living in a rented property without paying is simply squatting, and should definitely be reported....

... if the rain just flooded my rental home, and you are getting sec 8 money that is coming from the state to pay your mortgage on my home, how is that squatting?

...


I guess we know why GP dislikes landlords. I think he/she was a familiar face who recently lost their rental in Tampa! http://www.fatwallet.com/forums/finance/924724/?start=0
? The thread you linked was started by blok, and GP lives in Hawaii...

No he doesn't, he lives in Rome


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tripleB said:An apartment lease doesn't qualify as any category that would increase your FICO score. It's not revolving, installment, or consumer finance credit.

Apartment lease is installment.


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0AfterRebates said:Trinimd1 said:I have a tenant that broke his lease and took off. Never paid me my rent.
Does anyone know who I should contact (other than a lawyer) to report him to credit bureau?

thanks



I doubt if you will ever see a penny of the money. You have been f'ed!

OP is a rookie landlord
he didn't price his unit properly, so he could only find a marginal tenant that couldn't afford the deposit
then he is stuck with the guy leaving and no deposit, so he runs to the internet to find out how he can get even with the guy

now maybe the renter is a dead-beat, but maybe he is just a guy fallen on hard times

then we have the macho internet crowd that chimes in --- they could care less that destroying people's good credit on top of evicting them during hard times may just be destructive and accomplish nothing

oh yeh, I forgot --- they need these folks to have a twenty year record so that they remain homeless forever

 

______


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Collection agency if you have his info and social sec.#


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how where do i go to if my land lord dont give me orig. contract &
also making adjust on the contract by themself w/o my consent? land lord actually
adjust down my deposit.. and extend my lease w/o noticing me


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germanpope said:0AfterRebates said:Trinimd1 said:I have a tenant that broke his lease and took off. Never paid me my rent.
Does anyone know who I should contact (other than a lawyer) to report him to credit bureau?

thanks



I doubt if you will ever see a penny of the money. You have been f'ed!


OP is a rookie landlord
he didn't price his unit properly, so he could only find a marginal tenant that couldn't afford the deposit
then he is stuck with the guy leaving and no deposit, so he runs to the internet to find out how he can get even with the guy

now maybe the renter is a dead-beat, but maybe he is just a guy fallen on hard times

then we have the macho internet crowd that chimes in --- they could care less that destroying people's good credit on top of evicting them during hard times may just be destructive and accomplish nothing

oh yeh, I forgot --- they need these folks to have a twenty year record so that they remain homeless forever

 

______


Yes you are ABSOLUTELY RIGHT! Due to this economic hard times, it's okay to go rob someone. Who wants to join me on a 42nd St, NYC Emigrant bank robbery in "public enemies" style?


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wang302 said:how where do i go to if my land lord dont give me orig. contract &
also making adjust on the contract by themself w/o my consent? land lord actually
adjust down my deposit.. and extend my lease w/o noticing me
uh, this doesn't sound like it fits in with the thread, but don't you have proof of paying your security deposit? And if you didn't agree to extend your lease, the landlord won't be able to produce a signed contract if contested...


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germanpope said:SlimTim said:Germanpope, do you harass doctors, dentists, hospitals, and utility companies about not reporting "positive" information to credit bureaus?

seems a bit odd that when people are asked to use their brain to consider what their actions really mean, they consider it harassment

now maybe it never occurred to you that a scheme that is set up to tarnish a person's reputation should work both ways

it's only a discussion on fairness
if you are going to use one of these national schemes to tarnish people's name, maybe you should also be required to report the good stuff too

if you are a utility and you report someone for being late on their bill, are't you putting them in a false light if you fail to report that they were on time for the previous 300 payments?

Utility drops plan for credit reporting --- good and bad info was going to be reported

if you consider a discussion about fairness to consumers to be harassment, that's your choice

_________________________________

as far as credit scores are concerned, no news is good news. That seems fair enough to me - if you do not have any negative's on the report, you are paying on time, otherwise not.


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germanpope said:then we have the macho internet crowd that chimes in --- they could care less that destroying people's good credit on top of evicting them during hard times may just be destructive and accomplish nothing
There are more than a million destitudes in the world. Do you mind posting your home address, so I can have them stay at your place for free, since you seem to really care for "guy fallen on hard times"?


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germanpope said:green14 said:... Um, yeah. It's called a joke. Loosen up.

now now Green

isn't it kind of hypocritical to be putting red on other people's threads who are joking too

if you can't take the heat, get out of my kitchen


....

You weren't joking, you were being a douche to the OP for no reason. He's entitled to ask a question for advice, that's what this forum is here for. You don't need to give him the 3rd degree just because he didn't address every unnecessary detail that you want in his OP. His question didn't require that info and saved the rest of us the time of having to read it. You get red for being a douche.

Oh and congrats for not having paid rent in years. Sounds like there's a good chance you purchased your house before the bubble burst, so I guess the rest of us are suckers for renting while people like you are underwater on their mortgages. You do realize that a house is not an asset, it's a liability, right? Unless you are paying less in interest per month on your mortgage than you would on rent (also factor in property taxes, utilities, homeowners insurance, etc), or you can gaurantee that the difference would be made up by your house's value going up (not a safe bet in this economy.. and if your house devalues then you're REALLY screwed), then it's not more financially beneficial to own a house than to rent. The only way your house is EVER an asset and not a liability is if you are renting out a house that you own and you are bringing in more money than the mortgage. Yeah, fun fact. And if you are deadset on buying a house, I would personally take a 15 year mortgage vs a 30 year mortgage. It'll increase your monthly payments by 50%, but it'll also drop the interest (aka money down the toilet) you're paying on the house overall by 50% as well.. otherwise, on a 30 year loan you're going to be paying just as much in interest (or more!) as you paid for the house (and that's just on a 5% or lower APR)!


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or you could just take the 30yr note with no prepayment penalty and make 15yr note payments thus getting lower interest rates and ultimately paying less.

I digress.... OP take into consideration state laws when reporting someone to the credit bureau. States like CA have laws which state that you cannot be reported to the credit bureau negatively unless given prior notice. In this case, when the lease agreement was signed. Otherwise, the deadbeat could actually sue you, now that would be ironic.

 


green14 said:germanpope said:green14 said:... Um, yeah. It's called a joke. Loosen up.

now now Green

isn't it kind of hypocritical to be putting red on other people's threads who are joking too

if you can't take the heat, get out of my kitchen


....


You weren't joking, you were being a douche to the OP for no reason. He's entitled to ask a question for advice, that's what this forum is here for. You don't need to give him the 3rd degree just because he didn't address every unnecessary detail that you want in his OP. His question didn't require that info and saved the rest of us the time of having to read it. You get red for being a douche.

Oh and congrats for not having paid rent in years. Sounds like there's a good chance you purchased your house before the bubble burst, so I guess the rest of us are suckers for renting while people like you are underwater on their mortgages. You do realize that a house is not an asset, it's a liability, right? Unless you are paying less in interest per month on your mortgage than you would on rent (also factor in property taxes, utilities, homeowners insurance, etc), or you can gaurantee that the difference would be made up by your house's value going up (not a safe bet in this economy.. and if your house devalues then you're REALLY screwed), then it's not more financially beneficial to own a house than to rent. The only way your house is EVER an asset and not a liability is if you are renting out a house that you own and you are bringing in more money than the mortgage. Yeah, fun fact. And if you are deadset on buying a house, I would personally take a 15 year mortgage vs a 30 year mortgage. It'll increase your monthly payments by 50%, but it'll also drop the interest (aka money down the toilet) you're paying on the house overall by 50% as well.. otherwise, on a 30 year loan you're going to be paying just as much in interest (or more!) as you paid for the house (and that's just on a 5% or lower APR)!


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