Sites that offer automatic $1 charges to qualify for rewards offers, meet high yield checking requirements, etc.

First please see the archived thread...

I am going to try to put as much as I can from the prior thread here, but the text will not automatically copy the links from the archived thread, please edit accordingly in the Quicksummary...

AIDS Research Alliance
3 stars from Charity Navigator - $1.00/month donation accepted.
Comment sent with donation asking to be alerted if $1.00/month not cost-effective for them.

Alameda County Community Food Bank
4 stars from Charity Navigator - $1.00/month donation accepted.

Alliance Defense Fund
4 stars from Charity Navigator - Automatic $1.00 monthly donation accepted. Paper receipts mailed.

Amazon Conservation Team
4 stars from Charity Navigator - $1.00/month donation accepted.

American Cancer Society
$5 minimum - paper receipts mailed
2 stars from Charity Navigator

American Center for Law & Justice
$1.00 donation accepted.

American Civil Rights Institute
Automatic $1.00 monthly donation accepted.

American Conservative Union
Automatic $1.00 monthly donation accepted.

American Diabetes Association
2 stars from Charity Navigator - $1.00/month donation accepted.

Amnesty International
2 stars from Charity Navigator - $1.00/month donation accepted.

Bay Area Rescue Mission
Richmond, CA "Helping the Homeless & Impoverished Since 1965"
4 stars from Charity Navigator - $1.00/month donation accepted.
Comment sent with donation asking to be alerted if $1.00/month not cost-effective for them.
Update: "We are thankful for whatever you feel that you are able to give." "...just remind us that a formal thank you letter is not needed." (It costs too much to do that for a $1.00 donation.)

Big Brothers Big Sisters of the Bay Area
"Serving Alameda, Contra Costa, San Francisco, San Mateo and Santa Clara Counties"
Not found in Charity Navigator - $1.00/month donation accepted.

Blind Childrens Center
Los Angeles area. "Lighting the Way Since 1938"
4 stars from Charity Navigator - $1.00/month donation accepted.
Comment sent with donation asking to be alerted if $1.00/month not cost-effective for them.
Update: "One dollar a month is very much appreciated." "Every dollar donated goes directly to the program. Our administrative coasts are covered by an endowment fund given several years ago by a donor."

Center for Constitutional Rights
4 stars from Charity Navigator - $1.00/month donation accepted.

CureSearch National Childhood Cancer Foundation
4 stars from Charity Navigator - $1.00/month donation accepted.

Earth Day Network
"every day for everybody"
4 stars from Charity Navigator - $1.00/month donation accepted.

EarthRights International
"The power of law and the power of people in defense of human rights and the environment"
4 stars from Charity Navigator - $1.00/month donation accepted.

Family Research Council
3 stars from Charity Navigator - $1.00 donations accepted. Paper receipts mailed.

The Fund For Animals
This payment will repeat on a monthly recurrence for the next 12 months. You may cancel at any time. (Note: Whatever date you sign up is the date each month that the donation is made).

Glide Foundation - Associated with Glide Memorial United Methodist Church
Not found on Charity Navigator - $1.00/month donation accepted.

The Humane Society

League of Conservation Voters (Vote for the environment...only 2 stars from Charity Navigator)

Piedmont Environmental Council
"promoting and protecting the Virginia Piedmont's rural economy, natural resources, history and beauty"
4 stars from Charity Navigator - $1.00/month donation accepted.

Safe Harbor International
Note, there are a number of "causes" that you can donate $1.00 a month to at this website, including Darfur, a pastoral sponsorship, hurricane dean relief and if you click around the site you can easily find 10 people/causes to donate a dollar a month to).

SHARE - Self-Help for Women with Breast or Ovarian Cancer
2 stars from Charity Navigator - $1.00/month donation accepted.

St Jude Children's Research Hospital
4 stars from Charity Navigator. Automatic monthly donations for $1.00 accepted.

V Foundation (4 Stars from Charity Navigator). You can setup monthly donations for $1.00. Can even set up weekly donations if you like. They don't take Discover.

Veterans of Foreign Wars Foundation 2 star rating with Charity Navigator. "Best in America" from Independent Charities of America (one of only 1500 awarded out of more than 50,000 charities)

The following are Non-Tax-Deductible Organizations:

Americans for Nonsmokers' Rights
4 stars from Charity Navigator - $1.00/month donation accepted.

Woodcentral's 2007 Fall Fund Drive (not tax deductible

Might want to fix the spelling (sires to sites) of the title so that a search finds the thread. Believe me I am not the grammar or spelling police, but thought you would want it to be found if searched.

The message I just sent to the moderators:

Moderators:

With OP's permission, could you please replace the Quick Summary of this thread with the Quick Summary from the archived thread, http://www.fatwallet.com/forums/finance/765803/m11196546/#m11196546, in order to save having to reconstruct the links? Thanks!

glxpass said: The message I just sent to the moderators:

Moderators:

With OP's permission, could you please replace the Quick Summary of this thread with the Quick Summary from the archived thread, http://www.fatwallet.com/forums/finance/765803/m11196546/#m11196... in order to save having to reconstruct the links? Thanks!
Unfortunately, the moderator responded, saying this can't be done. Sigh.

I would add African People's Education & Defense Fund (APEDF)

APEDF "develops programs to defend the human and civil rights of the African community".
I don't know what their minimum donation is using auto-pay. Looks like the donations go thru PayPal, and it didn't choke when I tried $1.00/mo.

Charity Navigator: NOT rated
Guidestar: Listed

Not a charity, but someone claims he has some data stored in Amazon S3 and is being charged $0.05/month for the storage.

and they said it couldn't be done! Thanks, govenar

what ebook?

ThursdaysChild said: Thanks, SIS, for reviving this thread. Charitable donations are more welcome than ever in this economy.

****
United Negro College Fund (UNCF) 4 stars from Charity Navigator
"A mind is a terrible thing to waste"

You can set up recurring donations online or by mailing in a form provided on their site. You can have them charge your card or auto-deduct from your bank account (useful for those rewards accounts that require an auto-deduction). You can also comment online or on the paper form not to send you a confirming letter each month.

By email: "Is there a minimum acceptable amount for recurring automatic monthly donations?"
"No, there is no minimum to donate monthly. Most people don't go below $5.00, though."

Just tried $1.00 and it was rejected. In fact, quite a few charities which previously accepted $1.00 / monthly according to the Quick Summary have increased their monthly acceptable amount.

Americans for Nonsmokers' Rights no longer accepts $1.00 monthly donations.

ellentk said: Americans for Nonsmokers' Rights no longer accepts $1.00 monthly donations.
That's OK. They weren't tax deductible anyway. You might as well benefit from contributing to a 501c3 organization, even if the amount would be minimal -- assuming, of course, that you itemize.

Cheapoking said: That's the best way to kill a deal. Nice proposition...
The decline of yields for Reward Checking accounts (RCA) has many reasons besides people making $1 transactions. It's been discussed thoroughly in the appropriate thread, but *all* rates, not just RCA rates, have been in decline for some time. An FI can close an individual's account at any time or even give them a preliminary warning if the FI doesn't like how the person is using the account. Some FIs already do this.

Cheapoking,there is nothing wrong with setting the autopilot, just to make sure you meet the requirements, and using the card, on occasion, for those accounts you want to make sure stay opened.

http://www.ecotrust.org/

$1/mo accepted. 4 Stars from Charity Navigator. Researches sustainable living/farming methods and creates demonstration projects.

Environmental Working Group

$1/mo accepted. 4 Stars from Charity Navigator. Researches and lobbies for drug/chemical standards.

There is a site that offers lots of cheap, even under $1, stuff from China with free shipping. Don't know how they do it. Don't think these folks are pioneering quality control in China, but there is a lot for the stocking stuffer.
www.DealExtreme.com.

Would be curious to see how many people tried this strategy using primarily the $1 donations, and if their accounts are allowed to stay open. If you could share what bank you use that would be beneficial as well.

Cheapoking said: Banks offering RCA's are dead on looking for two things from the customers:

1. How many transactions are they making during the cycle.

2. What type of transactions and how much are they actually spending.

Making 10-12 transactions (usually the bear minimum), and each of those for $1.00, leaves no room for any bank to sustain the rates at which they offered the RCA. It has been clearly posted/documented here, of where certain banks will close your accounts, by monitoring 1, and 2 above.

At the least, and to fly under the radar, I suggest to stay away from the usual suspects; $1.00 transactions, will kill the deal.
I have to admit that I've come around more to this line of thinking. At least my currently active RCAs have documented that they would be unhappy to see only minimal transactions to meet their requirements, and want the accounts used as primary checking accounts. I think the automatic monthly charges to charities idea is still good, but since I give $X to charities each year anyway, I'll do some for more than $1 and vary the monthly amounts for different charities. I'll mix those up with other transactions to show broader usage of the accounts.

So for me, the automatic donations to charities is still a good approach, but not a complete one, and not at the $1 dollar level, at least exclusively.

glxpass said: I have to admit that I've come around more to this line of thinking. At least my currently active RCAs have documented that they would be unhappy to see only minimal transactions to meet their requirements, and want the accounts used as primary checking accounts.If I used it like I use my "primary checking account", I'd be making 0 debit card transactions per month.

I find a problem...if you normally don't give donations, then why would you? IF i donate $12 in 12 transactions per month, that's $144 per year. I get $83.33 per month interest; the $12 lowers my rate to 3.424%. Even itemizing on ScheduleA for yearly taxes will not benefit that much. But, I guess if this is your 2nd/3rd RCA at max $25k, this small donation doesnt matter in the long run. Sad part-- the charities are only getting ~60-75%; their merchant bank, MC,VI,or other, and issuing RCA bank are getting the rest.

You can go to cvs or your local grocery store and go to self checkout and buy 12 $1 things in seperate purchase ??

MikeR397 said: nk42 said: You can go to cvs or your local grocery store and go to self checkout and buy 12 $1 things in seperate purchase ??And what if you are managing 10 HYC accounts with 100 purchase requirements per month? If you can quickly spend the dollar without a significant time investment, the $10 lost to achieve a much higher HYC rate of return is usually a de minimis loss, putting you ahead of what you'd be earning in a HYS account with a lower interest rate.

Besides, giving to charity is the right thing to do. It's a win-win. (Except for the CC company)