This is kind of same promotion they were running back in February to April. This one has different verison of the GARMIN NUVI. (Previous Thread Posted by Neidman)
STEPS TO GET GARMIN NUVI 1200 GPS (amazon link) 1. Open Key Express Free Checking Account between 7/25/09 and 9/11/09 2. Make one debit card transaction by 11/13/09 3. Make combination of two direct deposit and/or automated payments each $100 by 11/13/09 4. You must request KeyBank Rewards Debit card. There is $20 annual fee for this card.
STEPS TO GET GARMIN NUVI 1350 GPS (amazon link) 1. Open Key Privilege Checking Account between 7/25/09 and 9/11/09 2. Make one debit card transaction by 11/13/09 3. Make combination of two direct deposit and/or automated payments each $100 by 11/13/09 4. You must request KeyBank Rewards Debit card. There is $20 annual fee for this card.
You can also open Key Privilege Select Checking Account. Read the requirement for this account below in Disclosure:
Disclosure: 1 Free personal checking applies to Key Express Free Checking Account. Between 7/25/09 and 9/11/09, you must open a Key Express Free Checking (this is the basic banking account in NY) or a Key Advantage Checking Account and by 11/13/09 make one KeyBank Rewards debit card transaction and a combination of two direct deposits and/or automated payments each of $100 or more to get a Garmin® nüvi® 1200 GPS. You must have or request a KeyBank Rewards debit card and enroll in the KeyBank Rewards points program. Enroll by requesting a KeyBank Rewards debit card from the branch, 877-KEY4GPS, or through the online application on key.com. There is a $20 annual fee for the KeyBank Rewards Program that will be waived for the first year. For a complete copy of the KeyBank Rewards Program Terms and Conditions go to key.com/rewardsterms or stop by your local KeyBank branch.
2 Between 7/25/09 and 9/11/09, you must open a Key Privilege Checking Account and by 11/13/09 make one KeyBank Rewards debit card transaction and a combination of two direct deposits and/or automated payments each of $100 or more to get a Garmin® nüvi® 1350 GPS. You must have or request a KeyBank Rewards debit card and enroll in the KeyBank Rewards points program. Enroll by requesting a KeyBank Rewards debit card from the branch, 877-KEY4GPS, or through the online application on key.com. There is a $20 annual fee for the KeyBank Rewards Program that will be waived for the first year. For a complete copy of the KeyBank Rewards Program Terms and Conditions go to key.com/rewardsterms or stop by your local KeyBank branch.
3 Between 7/25/09 and 9/11/09, you must open a Key Privilege Select Checking Account and by 11/13/09 make one KeyBank World Debit MasterCard card transaction and a combination of two direct deposits and/or automated payments each of $100 or more to get a Garmin® nüvi® 1350 GPS.
* Qualifying debit card transactions include signature, PayPass® and PIN-based purchases. ATM and over-the-counter withdrawals and deposits are excluded. Direct deposit transactions are limited to: payroll, Social Security, pension, and government benefits. Automated payments exclude Key Bill Pay, debit card automated payments, PayPal® transactions, and account to account balance transfers. Limit one Garmin® GPS per qualifying account. Limit one Garmin® GPS per individual or business entity. Offer valid while supplies last. The value of the Garmin® GPS will be reported on Form 1099-INT. You will receive your Garmin® GPS within 90 days of meeting requirements. Offer available to individuals or business entities without an existing checking account at KeyBank as of 7/24/09. Offer not available to individuals and business entities who have opened a KeyBank checking account in the last 12 months. Employees of KeyBank, its affiliates, and subsidiaries are not eligible for this offer. If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee. Accounts overdrawn or closed as of 11/13/09 are not eligible for this offer. Accounts titled as Trust Accounts, Estate, and No Access are excluded from eligibility. You must have a U.S. mailing address on 11/13/09 to be eligible. The Garmin® GPS shipped may differ from the Garmin® GPS shown. Offer is subject to cancellation without notice and cannot be combined with any other offer. Other miscellaneous charges may apply. Garmin® and nüvi® are registered trademarks of Garmin International, Inc. For additional offer information, please visit key.com/GPS. All rights reserved. Garmin® is not a participant in or sponsor of this promotion.
Message edited by: patel99 on 2009-07-27 09:58:19 CDT
To enter a coupon code in your post please enter the following info:
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Only available in areas where KeyBank has branches. Key has branches in the following states: Alaska, Colorado, Connecticut, Florida, Idaho, Indiana, Kentucky, Maine, Michigan, New York, Ohio, Oregon, Utah, Vermont, and Washington.
Message edited by: carefreeninja on 2009-07-27 17:10:44 CDT
Key Privilege checking requires $25k minimum balance. The 1350 retails at $300 so expect $75 in extra tax (from 1099-INT) and you won't want to leave the $25k on that checking account (low APY) so expect another $25. So total cost is about $100 for the 1350.
For the nuvi 1200, retail is at $200 so only about $50 in tax due. And no minimum balance on account so you wouldn't have to close the account right away and can avoid the $25 fee. So total cost is about $50 for it.
The 1350 has lane assist, larger screen, and speed limit display is addition to the 1200 regular features. Same maps and TTS for both.
Message edited by: Shandril on 2009-07-27 10:12:39 CDT
Key Privilege checking requires $25k minimum balance; but the monthly fee is waived for the first three month.
From my past experience with iPod Touch and Garmin Nuvi 265WT, key usually send out gift within 30 days of meeting the requirement. I have avoided paying the monthly fee in past by using the first three month effectively.
If you open the account, try to meet all the requirement within 15-20 days; so that they send out the gift early. Once you get the gift - request them to convert your privilege account into FREE CHECKING ACCOUNT. Keep the free checking account for another few months to meet 6 month requirement to avoid Early Closing Fee.
Message edited by: patel99 on 2009-07-27 10:22:42 CDT
I got a Garmin 205W from them recently and it was sent very quick. BEWARE OF THEIR FEES!!! I got nailed for $150 in fees from them. They are also unwilling to negotiate fees. If your statement gets returned to them they cahrge you! $10 or $20. I don't remember. $32/ over draft, after 2 over drafts it goes up to $37. They also charge you $28.50 every 5 days the account is negative. There are many more fees. I got hit with an overdraft. I went to the ATM and withdrew some $. Turns out I was $0.85 short so they charged me $32 even though I parked my car immediately after leaving the ATM to return the money (after seeing the negative balance on the receipt). I have a $6500 overdraft on my credit union account and got used to not having to watch my money so closely.
I admit I messed up. I do think their ATM should warn you it is going to overdraft you and ask you to accept it before it dispenses the cash. I would rather be rejected. Anyways just be warned that they hope you will mess up and when you do you no longer have a "free gps". They also do not notify you that you are overdrafted except for by mail. That way you have assessed at least one $28.50 fee before you get in. I also paid overdraft fees for $2.50 over on a gas purchase and another one for buying my wife an ice cream in the gas station. Irresponsible to not watch my bottom line I know. Irresponsible of the bank to charge a new customer so much they leave also. Why else would they have to lure a new customer in for a "free gps". IF IT SOUNDS TOO GOOD TO BE TRUE IT LIKELY IS.
Edit: Oh yeah as mentioned above they have a $25 fee if you close you account before 6 months. RIP OFF! It is a good deal though if you are very careful.
Message edited by: ryryfree on 2009-07-29 02:28:23 CDT
patel99 said: * Qualifying debit card transactions include signature, PayPass® and PIN-based purchases. ATM and over-the-counter withdrawals and deposits are excluded. Direct deposit transactions are limited to: payroll, Social Security, pension, and government benefits. Automated payments exclude Key Bill Pay, debit card automated payments, PayPal® transactions, and account to account balance transfers. Limit one Garmin® GPS per qualifying account. Limit one Garmin® GPS per individual or business entity. Offer valid while supplies last. The value of the Garmin® GPS will be reported on Form 1099-INT. You will receive your Garmin® GPS within 90 days of meeting requirements. Offer available to individuals or business entities without an existing checking account at KeyBank as of 7/24/09. Offer not available to individuals and business entities who have opened a KeyBank checking account in the last 12 months. Employees of KeyBank, its affiliates, and subsidiaries are not eligible for this offer. If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee. Accounts overdrawn or closed as of 11/13/09 are not eligible for this offer. Accounts titled as Trust Accounts, Estate, and No Access are excluded from eligibility. You must have a U.S. mailing address on 11/13/09 to be eligible. The Garmin® GPS shipped may differ from the Garmin® GPS shown. Offer is subject to cancellation without notice and cannot be combined with any other offer. Other miscellaneous charges may apply. Garmin® and nüvi® are registered trademarks of Garmin International, Inc. For additional offer information, please visit key.com/GPS. All rights reserved. Garmin® is not a participant in or sponsor of this promotion.
Thanks Patelji... I haven't had an account there for over a year, so I think I can do this again. I'll call up my old branch and verify. My old iPod from KeyBank is still going...
Or better yet, once you get your debit card in the mail just go to the branch and have them turn off the -$10 authorization limit they assign to all new debit cards automatically. Or is it the automatic overdraft limit they assign... dangit. I've worked for 3 banks over the past 10 years, and I'm getting them confused in my head. I can't remember if Key allows your debit card to go negative, or you checking account to go negative, or both.
ryryfree said:I got a Garmin 205W from them recently and it was sent very quick. BEWARE OF THEIR FEES!!! I got nailed for $150 in fees from them. They are also unwilling to negotiate fees. If your statement gets returned to them they cahrge you! $10 or $20. I don't remember. $32/ over draft, after 2 over drafts it goes up to $37. They also charge you $28.50 every 5 days the account is negative. There are many more fees. I got hit with an overdraft. I went to the ATM and withdrew some $. Turns out I was $0.85 short so they charged me $32 even though I parked my car immediately after leaving the ATM to return the money (after seeing the negative balance on the receipt). I have a $6500 overdraft on my credit union account and got used to not having to watch my money so closely.
I admit I messed up. I do think their ATM should warn you it is going to overdraft you and ask you to accept it before it dispenses the cash. I would rather be rejected. Anyways just be warned that they hope you will mess up and when you do you no longer have a "free gps". They also do not notify you that you are overdrafted except for by mail. That way you have assessed at least one $28.50 fee before you get in. I also paid overdraft fees for $2.50 over on a gas purchase and another one for buying my wife an ice cream in the gas station. Irresponsible to not watch my bottom line I know. Irresponsible of the bank to charge a new customer so much they leave also. Why else would they have to lure a new customer in for a "free gps". IF IT SOUNDS TOO GOOD TO BE TRUE IT LIEKLY IS.
Edit: Oh yeah as mentioned above they have a $25 fee if you close you account before 6 months. RIP OFF! It is a good deal though if you are very careful.
Message edited by: derived on 2009-07-27 13:24:37 CDT
ryryfree said:Edit: Oh yeah as mentioned above they have a $25 fee if you close you account before 6 months. RIP OFF! It is a good deal though if you are very careful.
You get 3 free months of the KeyAdvantage account. So after 85 days, switch it to the Key Express Free Checking account -- any banker should be able to do this with a simple form. Problem solved.
You are opening up Checking Account to get free GPS -
SO WHY IN THE WORLD YOU ARE USING THE ACCOUNT FOR OTHER THINGS. Just make the required transaction and forget about that account until you receive your GPS. Once you receive your GPS, call them and ask them to convert your account to FREE KEY EXPRESS CHECKING.
This is what I did when I requested iPod Touch and 265WT GPS from them. I am now waiting for to open another account with them when they offer upcoming iPod Touch during Thanksgiving time.
Offer not valid for CA? I get this when I put my zip: We do not offer this product in your area. You can edit your location or visit www.KeyDirect.com for information on products available in your area.
How are ppl getting around this? I coldnt apply for the previous offer due to similar issues.
Between me, my wife and daughter we have had zero problems. If you cant manage your acct you should not have a checking. Maybe you should just have a credit card. We dont have a overdraft protection
ryryfree said:I got a Garmin 205W from them recently and it was sent very quick. BEWARE OF THEIR FEES!!! I got nailed for $150 in fees from them. They are also unwilling to negotiate fees. If your statement gets returned to them they cahrge you! $10 or $20. I don't remember. $32/ over draft, after 2 over drafts it goes up to $37. They also charge you $28.50 every 5 days the account is negative. There are many more fees. I got hit with an overdraft. I went to the ATM and withdrew some $. Turns out I was $0.85 short so they charged me $32 even though I parked my car immediately after leaving the ATM to return the money (after seeing the negative balance on the receipt). I have a $6500 overdraft on my credit union account and got used to not having to watch my money so closely.
I admit I messed up. I do think their ATM should warn you it is going to overdraft you and ask you to accept it before it dispenses the cash. I would rather be rejected. Anyways just be warned that they hope you will mess up and when you do you no longer have a "free gps". They also do not notify you that you are overdrafted except for by mail. That way you have assessed at least one $28.50 fee before you get in. I also paid overdraft fees for $2.50 over on a gas purchase and another one for buying my wife an ice cream in the gas station. Irresponsible to not watch my bottom line I know. Irresponsible of the bank to charge a new customer so much they leave also. Why else would they have to lure a new customer in for a "free gps". IF IT SOUNDS TOO GOOD TO BE TRUE IT LIEKLY IS.
Edit: Oh yeah as mentioned above they have a $25 fee if you close you account before 6 months. RIP OFF! It is a good deal though if you are very careful.
prastogi said:Offer not valid for CA? I get this when I put my zip: We do not offer this product in your area. You can edit your location or visit www.KeyDirect.com for information on products available in your area.
How are ppl getting around this? I coldnt apply for the previous offer due to similar issues.
Only available in areas where KeyBank has branches. Key has branches in the following states: Alaska, Colorado, Connecticut, Florida, Idaho, Indiana, Kentucky, Maine, Michigan, New York, Ohio, Oregon, Utah, Vermont, and Washington.
carefreeninja said:prastogi said:Offer not valid for CA? I get this when I put my zip: We do not offer this product in your area. You can edit your location or visit www.KeyDirect.com for information on products available in your area.
How are ppl getting around this? I coldnt apply for the previous offer due to similar issues.
Only available in areas where KeyBank has branches. Key has branches in the following states: Alaska, Colorado, Connecticut, Florida, Idaho, Indiana, Kentucky, Maine, Michigan, New York, Ohio, Oregon, Utah, Vermont, and Washington.
thanks... I was hoping they would have changed requirements atleast for business this time around. Missed the T&C.
prastogi said:Offer not valid for CA? I get this when I put my zip: We do not offer this product in your area. You can edit your location or visit www.KeyDirect.com for information on products available in your area.
How are ppl getting around this? I coldnt apply for the previous offer due to similar issues.
Can I open account with old address in one of the eligible states and then immediately do change of address to the current address in non-eligible state?
Would that work, what are the ramifications if any.
Can I open account with old address in one of the eligible states and then immediately do change of address to the current address in non-eligible state?
Would that work, what are the ramifications if any.
No one mentioned the Key Privilege Select Checking, minimum open deposit is only 25 bucks...all fees are waived first three months and you are only charged an early closure fee of $25. This account will get you the Garmin 1350. is there a downside to this account I am missing?
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