USAA membershop online shopping mall

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I was logging onto my USAA banking account today and saw that they have developed a program similar to the Discover rewards program and Bank of America rewards program. The link is https://mall.usaa.com/. Basically all you have to do is log on, make a purchase (doesn't have to be a USAA credit card) through the link and earn rewards of up to 20% Cash Back and free shipping from various merchants. They have quite a few merchants that I have not received Cash Back from with my Discover card, so its kind of a cool program. Here are some of the current rewards:


* 1-800 CONTACTS 4%
* 1-800-PetMeds 7%
* 123Inkjets.com 15%
* 4Inkjets.com! 3%
* 6pm.com 4%
* 7 for All Mankind 4%
* 77Kids 3%
* a pea in the pod 6%
* A&E/History Channel Store 4%
* AbeBooks 3%
* Abt Electronics 2%
* AC Lens 7%
* Ace Hardware 3%
* Adidas 7%
* Adobe 4%
* ADT Home Security
Important Details
* aerie 3%
* Aeropostale 3%
* Alaska Airlines $1
* Alibris.com 3%
* alloy.com 3%
* Amazing Clubs 2%
* American Blinds 3%
* American Eagle Outfitters 3%
* Ann Taylor 3%
* Ann Taylor LOFT 3%
* Anne Klein 3%
* apothica 12%
* Apple 2%
* Appleseed's 3%
* Arden B 3%
* Armani Exchange 6%
* artistic labels 6%
* Ashford.com 3%
* AT&T $6
* Athleta 6%
* Audible.com $2
* Auto Anything 5%
* Avenue.com 6%
* Avis
* Avon.com 7%
* B&H Photo 1%
* Babies R' Us 2%
* BabyAge.com 2%
* babygap.com 3%
* Back to Basics Toys 4%
* BackCountry.com 4%
* Bagsbuy.com 10%
* Banana Republic 3%
* Bare Necessities 4%
* Barnes & Noble.com 6%
* Bass Pro Shops 3%
* Bath & Body Works 4%
* Bealls 4%
* Beauty.com 8%
* bebe.com 4%
* Becker Surfboards 5%
* BedandBreakfast.com 8%
* Bellacor 4%
* Benefit Cosmetics 4%
* BestBuy.com 1%
* Betsey Johnson 4%
* Billion Dollar Babes 4%
* Biotherm 4%
* Blair 4%
* Blinds.com 3%
* Bliss World 4%
* Bloomingdale's 4%
* Bluefly.com 4%
* BoatersWorld.com 3%
* bobbi brown cosmetics 6%
* Boca Java 8%
* bodenusa.com 4%
* BodyBuilding.com 6%
* Bookbyte.com 3%
* Books-A-Million 2%
* Borders 4%
* Boscov's 3%
* Bose 2%
* Boston Proper 2%
* Bowflex 4%
* Britannica 8%
* Broderbund 8%
* Brooks Brothers 2%
* Brookstone 8%
* Brylane Home 3%
* Buckle 3%
* Budget
Important Details
* Buy.com 1%
* BuyCostumes.com 6%


* C&C California 4%
* C.J. Banks 5%
* Cabelas.com 2%
* Callaway Golf PreOwned 3%
* Calumet Photo 2%
* calvin klein jeans 3%
* Cambridge Soundworks 3%
* Camping World 4%
* Candlewood Suites 2%
* CardScan 4%
* Carrot Ink 3%
* CartoonNetworkShop.com 4%
* Casual Male XL 3%
* Catherines 3%
* CBSSportsStore 6%
* Chadwick's 3%
* ChampionUSA.com 5%
* Charles Tyrwhitt 4%
* Charlotte Russe 4%
* CheapTickets 1%
* CHEFS 4%
* Cheryl & Co. 3%
* Chico's 2%

* Chinaberry 4%
* Choice Hotels 3%
* Christopher & Banks 5%
* Clarins 12%
* Clinique 6%
* CoffeeforLess.com 7%
* Coldwater Creek 3%
* Collectibles Today 8%
* Collections Etc. 3%
* colonial candle 7%
* Colorful Images 6%
* Comp USA 3%
* compact appliance 4%
* Computers4Sure 2%
* Cooking.com 4%
* cosmeticmall
.com 6%
* Costume SuperCenter 7%
* Crabtree & Evelyn 6%
* Crowne Plaza 3%
* Current Catalog 7%
* Current Labels 6%
* Cutter & Buck 4%
* CWDkids 3%

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* Dancing Deer Baking Company 6%
* Danskin 4%
* David's Cookies 3%
* Dean & Deluca 4%
* Delias.com 3%
* Dell Home Systems 3%
* Dell Small Business 1%
* Delta Air Lines $2 per order
* DERMAdoctor.com 6%
* Design Within Reach 3%
* Designer Linens Outlet 4%
* destination maternity 6%
* Diapers.com 1%
* Dick's Sporting Goods 6%
* Dickies 6%

* Dickies Girl 4%
* DIESEL 3%
* Discounted Newspapers 12%
* Discovery Store 4%
* Disney Movie Club
$15 per paid membership
* DisneyStore.com 2%
* Dockers Shoes 4%
* Dollar Days 4%
* Domestications 2%
* DrJays.com 3%
* Drs. Foster & Smith Pet Supplies 4%
* Drugstore.com 8%
* DSW 4%
* Duncraft 6%
* Dutch Gardens 6%

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* e.l.f Cosmetics 7%
* Eastbay 3%
* Eastern Mountain Sports 3%
* easy comforts 3%
* eBags.com 12%
* EBgames.com 3%
* eCampus.com 2%
* eCost.com 1%
* eDiets.com $20
* Ella Moss 7%
* Elliott Lucca 4%

* Endless.com 7%
* Entertainment $6
* Epson Store 2%
* ESPN Shop 3%
* Esprit 4%
* eToys.com 2%
* everything elementary
7%
* Expedia.com 1%
* Explore Cruise & Travel
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* Exposures 3%
* Express 3%

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* Famous Footwear 8%
* Fannie May 6%
* FansEdge.com 6%
* Fashion Bug 3%
* FedEx
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* figleaves.com 4%
* FineStationery.com 3%
* Fingerhut 2%
* Finish Line 4%
* Florsheim 4%
* FlyJane.net 8%
* Fogdog 4%
* Folica.com 3%

* Foot Locker 6%
* FootSmart 8%
* forzieri 7%
* Fossil 7%
* FragranceNet.com 6%
* Franklin Covey 4%
* franklinmint.com 3%
* Frederick's of Hollywood 4%
* Free People 3%
* Freshpair.com 5%
* Fujitsu 1%
* Fuller Brush Co. 6%

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* GAIAM 7%
* GameStop 3%
* Gap.com 3%
* gapkids.com 3%
* Gardener's Supply Company 4%
* Gardens Alive 8%
* Geeks.com 2%
* Get Organized 6%
* Gevalia 5%
* Ghirardelli Chocolate 6%
* GiftBaskets.com 6%

* Giorgio Armani Beauty 4%
* glassesusa
8%
* GNC.com 9%
* Go Card USA & Smart Destinations 4%
* Godiva.com 4%
* Golfballs.com 4%
* golfsmith 3%
* Great Big Canvas 7%
* GUESS by Marciano 2%
* Gurney's 8%

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* H&R Block 12%
* Hammacher Schlemmer 6%
* Hanna Andersson 3%
* Harry & David 8%
* Hat World/Lids 6%
* Hatley 6%
* Havaianas 10%
* Hearthsong 4%
* Hello Direct 4%
* herroom 4%
* Hertz
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* Hickory Farms 4%

* HobbyTron.com 4%
* Holiday Inn 3%
* Holiday Inn Express 3%
* Home Decorators Collection 5%
* HomeDepot.com 3%
* Horchow 2%
* Hot Topic 3%
* Hotel Indigo 3%
* Hotels.com 4%
* Hotwire 2%
* HP Home & Office Store 2%
* HSN.com 3%

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* InterContinental Hotels Group 3%
* iRobot.com 3%
* Irv's Luggage Warehouse 6%

* Isabella 4%
* Isabella Oliver 4%
* iTunes.com 3%

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* J&R Computer/Music World 3%
* J. Jill 5%
* Jackson & Perkins 3%
* JC Whitney 4%
* JCPenney.com 4%
* JewelryTelevision.com 4%
* Joann.com 4%

* Jockey.com 4%
* JoggingStroller.com 3%
* Johnston & Murphy 4%
* Jones New York 3%
* Jos. A. Bank 5%
* Journeys 4%
* JustMySize.com 3%

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* Kaplan Test Prep 2%
* Karen Neuburger 4%
* Karmaloop 3%
* kate spade 4%
* Kiehl's 9%
* King Size Direct 3%

* Kipling 6%
* Kmart.com 3%
* Kodak Gallery 8%
* Kodak.com 4%
* Kohl's 2%

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* L'Occitane 4%
* lab series For Men 6%
* Lancome 9%
* Lands' End 4%
* LandscapeUSA.com 4%
* Lane Bryant 3%
* lastminute.com 2%
* LeapFrog 4%
* Leaps and Bounds 3%
* Legal Ace 8%
* LEGO Shop at Home 2%
* Lenovo 2%
* Lensmart 4%
* Limoges Jewelry 8%

* Linea Pelle 6%
* Linens 'N Things 3%
* Links of London 8%
* Little Tikes 3%
* Living Direct 4%
* Lobster Gram 6%
* London Fog 4%
* Loralie.com 8%
* Lord & Taylor 3%
* Lucky Brand Jeans 3%
* Luggage Online 7%
* Lumber Liquidators 2%
* LUSH Cosmetics 3%
* Luxury Link 3%

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* MacMall 2%
* Macys.com 4%
* magazineline.com 25%
* Magazines.com 12%
* Magellan's 6%
* Magic Cabin 4%
* Makeup.com 7%
* Marciano.com 2%
* Marriott 3%
* Martin + OSA 6%
* MaxStudio.com 4%
* mcm electronics 3%
* Meaningful Beauty 10%
* meijer.com 2%
* metrostyle 3%
* Microsoft Store 4%

* Midnight Velvet 3%
* Mikasa 6%
* Miles Kimball 3%
* MLB.com 4%
* Modell's 3%
* Moosejaw 4%
* Motherhood Maternity 6%
* Motherhood Nursingwear 6%
* Motorola 3%
* Mrs. Beasley's 8%
* MrsFields.com 4%
* Murad Skin Care 6%
* Music123 2%
* Musician's Friend 3%
* MyWinesDirect 12%

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* NASCAR.com Superstore 3%
* National Geographic 8%
* Naturalizer.com 6%
* nautica.com 6%
* NBAStore.com 6%
* Netflix $15 per paid membership
* Network Solutions 15%
* New York & Company 4%
* Newegg.com 2%
* Newport News 3%
* NFLshop.com 4%

* NHL Shop 7%
* Nickelodeon Shop 3%
* Nicole Miller 4%
* Nikestore.com 6%
* Nine West 4%
* Nirvana Chocolates 6%
* Nordstrom.com 6%
* Norm Thompson 2%
* Northern Tool + Equipment 3%
* Nutrisystem 8%

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* OfficeDepot.com 3%
* officefurniture.com 4%
* OfficeMax.com 3%
* OldNavy.com 3%
* olympia sports 3%
* Omaha Steaks 7%
* One Step Ahead 3%
* OneHanesPlace.com 3%
* Oneida.com 6%

* onlineshoes.com 7%
* Orbitz 1%
* Oreck 4%
* oriental trading Company 3%
* Origins 7%
* Orvis 3%
* Overstock.com 4%
* Overtons.com 2%

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* Pacific Sunwear 5%
* Paige Premium Denim 4%
* Palm Inc. 5%
* Paragon Sports 4%
* Patagonia 4%
* Paul Fredrick 5%
* Payless Shoe Source 6%
* PC Connection 2%
* PCMall 2%
* Peapod $6 per paid subscription
* Peet's
Coffee & Tea 6%
* performance bike 3%
* perfumania.com 6%
* Perfume.com 8%
* PerfumeWorldwide.com 5%
* Personal Creations 4%
* PersonalizationMall.com 8%
* PetCareRX 7%
* Petco 5%

* PetFoodDirect.com 4%
* Petit Bateau 4%
* Petite Sophisticate 3%
* PETsMART.com 4%
* Pfaelzer Brothers 4%
* PhotoWorks 8%
* Piperlime 8%
* Pitney Bowes $50
* Plow & Hearth 4%
* PlumberSurplus.com 4%
* Posh Tots 3%
* Prescriptives 6%
* Priceline.com 1%
* Pro Golf 3%
* Proactiv Solution 10%
* ProBoardShop.com 6%
* Puma .com 5%
* PurchaseTix.com 5%
* Puritan's Pride 6%

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* Queen Bee Girls

4%
* Quicken 8%

* QVC.com 3%

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* RadioShack 2%
* Rand McNally 6%
* RazorGator 6%
* Real Goods 3%
* RedEnvelope 7%
* Reebok 4%
* REI.com 3%
* restaurant.com 8%
* Revolve Clothing 3%

* RitzCamera.com 2%
* Ritzpix.com 12%
* Road Runner Sports 4%
* Roaman's 3%
* RockCreek.com 4%
* Ross-Simons 1%
* Rubbermaid 3%
* Rugman.com 8%
* RVCA 4%

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* S&S Worldwide 4%
* safeway.com $6 per paid subscription
* Sahalie 3%
* Saks Fifth Avenue 4%
* Sally Beauty 7%
* Salon Wish 6%
* Samsonite 3%
* SeaBear Smokehouse

4%
* Sears.com 3%
* Sensational Beginnings 3%
* Sephora.com 5%
* Seventh Avenue 3%
* Shindigz 7%
* Shoebuy.com 10%
* Shoemall.com 8%
* Shoes.com 12%
* shoesteal.com 6%
* Shop.CallawayGolf.com 5%
* Shopbop.com 6%
* shopKitchenAid.com 6%
* ShopNBC.com 3%
* ShopPBS.Org 6%
* Shu Uemura 4%
* Shutterfly.com 4%
* Sierra Club 6%
* Sierra Trading Post 6%
* Silhouettes 1%
* SIRIUS Satellite Radio 12%
* Six Flags 3%
* SkateStyles.com 7%
* Skechers 4%

* SkinCareRx 12%
* Skinstore.com 7%
* SmartBargains.com 4%
* SmartHome 4%
* Smashbox 4%
* SmileMakers.com 7%
* Snapfish 12%
* Soft Surroundings 3%
* Solutions 3%
* Soma Intimates 4%
* Sony 2%
* SpaFinder 4%
* SpaLook.com 8%
* Speedo 4%
* Spiegel.com 3%
* Splendid 4%
* Splendidlife.com 4%
* Sports Authority 4%
* Spreadshirt

20%
* Stacks and Stacks 4%
* Stamps.com 15%
* Staples.com 3%
* StarbucksStore.com 6%
* Staybridge Suites 3%
* Steve Madden 6%
* Stonewall Kitchen 4%
* stubhub 5%
* Sunglass Hut 7%
* Sur La Table 4%
* Swell.com 3%

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* T-Mobile $6
* Target.com 5%
* Taylor Gifts 7%
* Teacher Created Resources 6%
* Tech Depot 2%
* Teleflora
Important Details

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* Terry's Village 3%
* Textbooks.com 4%
* TGW.com 3%
* The Body Shop 4%
* The Children's Place 3%
* The Company Store 1%
* The Container Store 3%
* The Great Indooors 3%
* The Home MarketPlace 8%
* The House 6%
* The Knot Wedding Shop 7%
* The Lakeside Collection 3%
* The Land of Nod 4%
* the north face 7%
* The Popcorn Factory 6%
* the sak 4%
* The Scholastic Store 4%

* The Swiss Colony

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is that for online purchase only?

Is there anything special about this aside from the fact that it's from USAA? From a brief look the CashBack percentages don't really seem any better than FW or Bing CashBack. Anything that I'm missing here?

Some how I have to believe that there is one service that most of these places are buying this from. They're all to similar. Only Bing and ebates seems to stand out at this point. Well, the British Airways website gives miles for shopping on eBay (not only buy it now).



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