Offer valid from 1/11/10 to 2/19/10 with at least a $100 opening deposit.
Need to either have DD of $250 or pay 10 bills online to trigger bonus.
Bonus will be deposited within 60 days.
T&C
*Open any new personal checking account, and either establish one monthly recurring direct deposit of at least $250 to your new account or make 10 bill payments with Bank of the West Online Banking and receive a $100 bonus. The first recurring direct deposit must be posted to your account within 60 calendar days of your account opening date. The 10 bill payments must occur within 60 calendar days of your account opening date. Bonus will be credited to your account within 60 days after satisfaction of conditions. Offer valid for a new personal checking account opened from 1/11/10–2/19/10 with $100 or more from a financial institution other than Bank of the West. Offer subject to change without prior notice and may be terminated or extended based on response. Offer does not apply to second or multiple checking accounts and/or existing checking customers. Limit of one $100 bonus per household per calendar year. To the extent required by law, Bank of the West will report the value of the offer to the IRS on Form 1099. Any applicable taxes are the responsibility of the account holder. All accounts are subject to the Bank’s standard terms and conditions and fee schedule.
Note: To open an account online, you must be 18 years or older, a U.S. citizen or a U.S. Resident Alien with a valid Social Security Number and U.S. residence address.
doesnt seem to be a problem.
LtWaldo
Thrifty Member
posted: Sep. 1, 2009 @ 12:11p
Does anyone know if push ACH qualifies as a DD?
staci86
Senior Member
posted: Sep. 1, 2009 @ 12:15p
Can anyone comment on whether this is a hard or soft inquiry?
stunna503
Senior Member
posted: Sep. 1, 2009 @ 12:19p
staci86 said: Can anyone comment on whether this is a hard or soft inquiry?
what do you mean by hard or soft inquiry? i'm kinda slow.lol
Offer valid from 8/12 to 10/2/09 with at least a $100 opening deposit.
Need to either have DD of $250 or pay 10 bills online to trigger bonus.
Bonus will be deposited within 60 days.
T&C
*Open any new personal checking account, and either establish a monthly direct deposit of at least $250 to your new account or pay 10 bills online and receive a $100 bonus. The first recurring direct deposit must be posted to your account within 60 calendar days of your account opening date. The 10 bill payments must occur within 60 calendar days of your account opening date. Bonus will be credited to your account within 60 days after satisfaction of conditions. Offer valid for a new checking accounts opened from 8/12–10/2/09 with $100 or more from a financial institution other than Bank of the West. Offer subject to change without prior notice and may be terminated or extended based on response. Offer does not apply to second or multiple checking accounts and/or existing checking customers. Limit of one $100 bonus per household per calendar year. To the extent required by law, Bank of the West will report the value of the offer to the IRS on Form 1099. Any applicable taxes are the responsibility of the account holder. All accounts are subject to the Bank's standard terms and conditions and fee schedule.
Be careful when you apply. I wasn't paying close enough attention, and didn't notice that the system automatically checked the box to open a savings account as well. I figured it out when we got to account funding and the system insisted on me sending at least $200 instead of $100.
I tried to call to fix it and gave up after half an hour on hold. I'll see whether they respond to email.
ThePessimist said: Be careful when you apply. I wasn't paying close enough attention, and didn't notice that the system automatically checked the box to open a savings account as well. I figured it out when we got to account funding and the system insisted on me sending at least $200 instead of $100.
I tried to call to fix it and gave up after half an hour on hold. I'll see whether they respond to email.
Same thing happened to me. I'm almost 100% positive that I unchecked the box to open up a savings account, but by the time I got to the funding, it required me to deposit $100 into a new savings account. I'll just transfer the money from savings to checking and withdrawal it after I get the bonus.
skysurfer1976
Member
posted: Sep. 3, 2009 @ 9:45a
Can one use credit card to fund the initial deposit?
Hmmmm, I'm almost positive the girl in ad went to my highschool a few years behind me. Amber Smith, and she used to be blonde. If anyone owns the Woodstock 2 soundtrack CD box set, you can see a giant photo of her older sister Celeste as one of the "mud people".
If you click on "Learn More" link for free checking it says online billpay is free unless you access it from Quicken, Microsoft Money or some other personal management software.
I did this last go around and it was very easy. 10 Bill pays (free) in $5 increments to Comcast, and in about 30 days I had the $100. I guess you have to keep the account open 90 days as well or they charge you $25, but besides that....easy money. I had no hard inquiry either.....
Your Decision Details: Thank you for applying for an account with Bank of the West. Unfortunately, your application could not be processed with the information provided.
I opened the free checking. I didn't read the fine print, but usually interest checking accounts come with more stipulations and fees. There are lots of BOTW banks around here so it shouldn't be a problem closing for me.
I'm giving it a shot. I was approved waiting on the trial deposits. I'm probably going to try the 10 bill payments must occur within 60 calendar days to get the bonus Thanks OP and others for detail on the bonus
Raiz said: I opened the free checking. I didn't read the fine print, but usually interest checking accounts come with more stipulations and fees. There are lots of BOTW banks around here so it shouldn't be a problem closing for me.Mrs J closed her 1st BOW account last month. She used the online messaging service.
She just applied today for a new one and was approved (technically she didn't 'currently have an account with Bank of the West')
Squeezer99 said: i got an email from Bank of the West:
Thank you for your online application. Based on a secondary review of your application, we will be closing your account(s). The Bank is taking this action pursuant to the Deposit Account Disclosure provided during your online application. Any electronic funding requests initiated during your application process have been cancelled.
Thank you,
Online Account Opening Customer Service Bank of the West - Member FDIC
This is a notification email from Bank of the West relating to your online account relationship with Bank of the West. This is not a promotional email.
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i guess it was because I opened the account, got the $100, and haven't touched it since withdrawing everything?
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