$100 Checking Account Bonus at GreenBank w/two DD

This has already been posted over at Bankdeals. I have already signed up for the Simply Free Checking account, just wondering if anyone has had any experience w/this bank.

https://www.referlive.com/GreenBankChecking

http://www.greenbankusa.com/home/personal/check_accts

# Complete the registration form provided and click submit.
# Open a new checking account within 60 days of your registration by visiting any location, or apply for your personal account online by clicking here.
# Once your have opened a new checking account and completed all program requirements, you will receive a certificate valid for a $100 Visa® Gift Card*.

* Personal Checking: Two direct deposit transactions of at least $100 each within 60 days of account opening

Can open account with a credit card. Maximum of $500.

I just now applied for the Simply Free Checking account and funded it with other Bank's checking account.
Lets hope to get the $100 visa card soon.
Thanks OP.

wyzgie01 said: What do you reply with for closest branch if none of them is in your area?I just picked the first one on both DW's and my apps. We were both instantly approved. Now for the DD. Thanks, OP!

Today, I opened a 50+ Interest Checking account and was told that an initial deposit via ACH from my local bank's checking account would count as 1 of the 2 required $100 direct deposits within the first 60 days of account opening. The lady that handles the Online Applications, who was very nice & competent, was the person that informed me about this. However, ACH deposits are not considered valid Direct Deposits thereafter....only good for the initial deposit via ACH. Just to be on the safe side, I am making sure that I do make 2 Direct Deposits of my pension within the first 60 days...Can't always trust what only 1 person tells you about these type promotions. Good luck...hope that this helps you.

There is also a $50 dollar Visa voucher offer for referring your friends and family- I wonder if this can be combined with the $100 Visa voucher offer.

Anyone know if 2 paypal deposits would count as direct deposit?

SFpuppy said: Today, I opened a 50+ Interest Checking account and was told that an initial deposit via ACH from my local bank's checking account would count as 1 of the 2 required $100 direct deposits within the first 60 days of account opening. The lady that handles the Online Applications, who was very nice & competent, was the person that informed me about this. However, ACH deposits are not considered valid Direct Deposits thereafter....only good for the initial deposit via ACH. Just to be on the safe side, I am making sure that I do make 2 Direct Deposits of my pension within the first 60 days...Can't always trust what only 1 person tells you about these type promotions. Good luck...hope that this helps you.

I also signed up for this account, but I don't understand how one bank to bank ACH will be counted for the DD requirement, but a second bank to bank ACH will not, unless they have someone manually approving what counts and what doesn't.

thanks for sharing

Anybody know the routing number of the bank? I'm trying to set up DD. Thanks in advance.

Mine is 064201832. There should be a DD form in the documents you downloaded from their website.
parksh69 said: Anybody know the routing number of the bank? I'm trying to set up DD. Thanks in advance.

johnnybs said: There is also a $50 dollar Visa voucher offer for referring your friends and family- I wonder if this can be combined with the $100 Visa voucher offer.

Probably not. That says:
Once your friend has opened a new checking account and completed all program requirements, you will both receive certificates valid for a $50 Visa® Gift Card*.

So it looks like they split it.

Credituser said: Does this account opening result in a hard pull to one's credit report?

I called customer service and asked if they do a hard pull. She said yes - they do check your credit.

isobro said: I was denied because of too many inquiries... How lame is that.

Thanks. I'll back off from this one.

depreshun said: I have reviewed your online application and unfortunately I was unable to approve your online application for a new account because of the number of recent inquiries to financial institutions.

Prob. too many ChexSystems inquiries. I've been denied at FIs before as well for checking accounts. Though I've had a lot recently as well and I got approved. Perhaps they've been overwhelmed with applications and they're becoming stricter in their acceptance.

Wife and I both denied because of douches at M&T Bank botching our ChexSystem Report up with "account abuse". Please post ASAP results of whether ING push is considered DD as SFpuppy said - can't trust 1 result. Thanks.

They sent a denial letter stating the ChexSystem was used and we were denied because of "account abuse". I'm just assuming that it was M&T, because they're the only ones that haven't been an easy sign up, receive the sign-up bonus, wait however long I needed in order to avoid closure fees, and then close without any issues. Plus, I wasn't quite the nicest with the voicemails left for Regina at M&T when she had locked my account and never would call me back. Plus, she closed the duplicate accounts for the reason of "signing up for multiple accounts for one individual". I'd say it's a pretty safe bet with the crap I caught from them.

brettdacosta said: They sent a denial letter stating the ChexSystem was used and we were denied because of "account abuse". I'm just assuming that it was M&T, because they're the only ones that haven't been an easy sign up, receive the sign-up bonus, wait however long I needed in order to avoid closure fees, and then close without any issues. Plus, I wasn't quite the nicest with the voicemails left for Regina at M&T when she had locked my account and never would call me back. Plus, she closed the duplicate accounts for the reason of "signing up for multiple accounts for one individual". I'd say it's a pretty safe bet with the crap I caught from them.

Were they accurate in their assessment of multiple accounts for bonuses? I know jackcrawfish did something like 8 accounts between himself and his wife. That seems like clear account abuse to me.

Service Rendered Price ($)
Check Printing Varies according to check type
Cashier’s Check 3.00
Money Order 3.00
Temporary Checks (minimum four per order) 1.00 per check
Check Card Replacement (standard card, regardless of reason) 5.00
Rush Check Card and PIN Order (next day) 99.00
Rush Check Card or PIN Order (next day) 59.00
Gift Card 4.95 for cards up to $505.00
6.95 for cards up to $1,000.00
Safe Deposit Box Rental
• Auto debit (per year) 1.00 per sq. in.
• Manual payment (per year) 1.50 per sq. in.
Copies 1.00 per page
Fax Service
• First page 2.00
• Each additional page 1.00
Bond/Coupon Collection 1.00 per transaction
Travelers Checks
• Individual 1.00 per $100
• Joint 2.00 per $100
Garnishments, Executions and Levies 50.00 each
Overdraft or NSF Item Paid 31.95 each item
(This fee applies to overdrafts created by check, in-person withdrawal,
ATM withdrawal or other electronic means.)
Overdraft or NSF Item Returned 31.95 each item
(This fee applies to overdrafts created by check, in-person withdrawal,
ATM withdrawal or other electronic means.)
Continuous Daily Overdraft Fee (assessed after 5 business days) 4.00
Return Checks Deposited (for consumer accounts only) FREE
Account Activity Printout 2.00
Account Research 25.00 per hour plus*
(* Including legal fees, copy and fax fees and other associated fees and charges)
Account Balancing Assistance 25.00 per hour
Automated Sweep Account 4.95 per transaction
Special Statement Cutoff 25.00
Duplicate Statement Copies 5.00 per statement
Check Reject Fee 5.00 per reject
Telephone Transfer (checking to savings, savings to checking, excludes line of credit transfers) 1.00
Foreign ATM Fee 1.00 per transaction
Stop Payment Fee
• Via GreenNet 5.00
• At the teller line 10.00
NSF Stop Payment Fee 31.95
Account Closing Fee (if within 90 days of opening) 15.00
Forced Closure Fee (bank closes account due to account issues) 50.00
Wire Transfer Fee
• Incoming 9.95
• Outgoing Domestic 24.95
• Outgoing International 55.00
• Outgoing Domestic via GreenNet 14.95
• Outgoing International via GreenNet 45.00
Dormant Fee 2.00
Small Business Accounts
Account Activity Printout 2.00
Returned Checks Deposited (for business accounts only) 5.00 per check
Collection Items 10.00 per item
CD-ROM containing Jan.–Dec. Statements
(Includes check images and search engine for consumer and business accounts) 19.95
Check Cashing Fees for Non-Customers (with appropriate IDs, finger printing, etc., & subject to bank policy)
$500.99 and under 5.00
$501.00 - $750.99 10.00
$751.00 - $1,000.99 20.00
$1,001.00 and over 30.00
Rapid Refund/Tax Refund Checks for Non Customers (with appropriate IDs, finger printing, etc., & subject to bank policy)
$2,500 and under 100.00
$2,501.00 and over 150.00

can anyone confirm this offer...the refer page is not found on the main bank website...i'm concerned this is legit...you have to mail in a certificate to a po box...sounds strange

Someone correct me if I'm wrong, but when I signed up for this, I'm pretty certain there was an ad on the bank's own site which connected to the referlive site. I don't see the ad anymore on the bank's site, so I have a feeling the promotion is over for new customers.

My question: Strange!! We have recieved 3 certificates. Two for me, one for my mom. I only opened one account during the promotion in March. Tried to invite my mom once, but she did not open an account.
Does anyone know, if I mail in 3 certificates, would I get 3*$100 gift cards? The gift card that I already got was not issued by Greenbank itself, but some other company. Will the isssuer double check with greenbank?
Thanks in advance.