Help with a possible debt issue

I got a 0% loan from a jeweler when I bought my wife's Engagement ring. At that time I paid most of the money owed but had about 2000$ in the 0% interest loan. I paid my payments on time every month.
The contract said that loan amount was fully due by Sept 23., the Payment due date was Sept 27th. I paid off the loan on Sept 25th.
The company is charging me a WHOLE lot of Interest ( part of the terms).
1. I plan to call the company tomorrow, but if they refuse to make any changes, do I have any recourse?
2. If I dont pay it and fight it, will I have any chance?

I would appreciate any help that you may be able to provide!

Thank YOu

snoopershopper said:
The contract said that loan amount was fully due by Sept 23. [...]I paid off the loan on Sept 25th.

What's your recourse here?

Thank for you contacting Fatwallet Grievance Hotline.
Please hold for the next available team support.
In the meanwhile continue to re-read your contact.

I don't perceive finagling out of a legitimate contract as cool.

Interesting, but not cool.

LawrenceofArabia said: If I'm able to help OP get rid of the charges, would you FWers see me someone that is...cool?

I will Lawrence.

LawrenceofArabia said: tripleB said: LawrenceofArabia said: If I'm able to help OP get rid of the charges, would you FWers see me someone that is...cool?

I will Lawrence.

You're the best man....

No Lawrence, how can I possibly be the best when you're the best! <3

These posts between BBB and LoA are making me physically ill.

OP, your loan was due 9/23 and you paid 9/25. Loser case. Next time pay your loans/bills on time. Lesson learned.

I feel like Bert is the responsible long-term investor and Ernie blew his inheritance investing in Rubber Duckie beanie babies.

chadadi said: I feel like Bert is the responsible long-term investor and Ernie blew his inheritance investing in Rubber Duckie beanie babies.

At least he didnt blow it all on cookies.

LawrenceofArabia said: tripleB said: LawrenceofArabia said: tripleB said: LawrenceofArabia said: If I'm able to help OP get rid of the charges, would you FWers see me someone that is...cool?

I will Lawrence.

You're the best man....

No Lawrence, how can I possibly be the best when you're the best! <3

No man, the last time I checked you're awesome. Whenever you post in a forum, you're awesomeness just takes over. :-D

Would you 2 just go get a room and screw each others brains out (it would really be a short screw, like MINUS 40 seconds)!

oh, wait, you can't, because you are probably the same person... in that case, go MASTURBATE!

There... you're done now.... feel better?

OP, read the contract... from what you wrote, you (like tripleB an LOA) are screwed. PIF was BEFORE the due date... you paid before due date, but AFTER PIF date. You can try and fight it, but you are more than likely SOL.

*unless LOA can come up with some B$ to try and make you think you can win, and the delay causes another couple of hundred bucks in finance charges and late fees....

donotdrinkPBR said: LawrenceofArabia said: If it is on paper I can figure a way out of it.Is paper the only medium with which you can assist? How about cave walls and/or stone tablets?

Yes I can assist with cave walls, but no I can't on stone tablets.

tripleB said: Yes I can assist with cave walls, but no I can't on stone tablets.

Oh! tripleB! You screwed up! You were supposed to post this under your LOA alias.

This is getting tired.

Oh, and if you can get out of anything on paper, please go enlist in the Marines. Provide copies of all of your enlistment paperwork for us to look at, wait at least three months, then get out of it without repercussions. That might be both impressive and amusing.

snoopershopper said: The contract said that loan amount was fully due by Sept 23., the Payment due date was Sept 27th. I paid off the loan on Sept 25th.I don't understand the difference between the 23rd and the 27th. Either way Snooper, you cut it too close. You might be able to get out of some interest. I know I would try. Otherwise consider it "stupid tax" and pay things off weeks in advance. Sorry bro.

By the way, my wife and I have matching gold bands (cost of both < $200) and we're happily married.

Pics of the wife or fiancee will get you more and better help.

tenchichrono said: ... tis true... isn't today September 14th, 2009? Says that on my calendar so WTF op?
this.

This thread is painfully quiet after a roaring start . . . so am I to assume the allegations that tripleB = LawrenceofArabia are true?

Be patient people, I am working my magic.

LawrenceofArabia said: ZenNUTS said: donotdrinkPBR said: This thread is painfully quiet after a roaring start . . . so am I to assume the allegations that tripleB = LawrenceofArabia are true?Twin.. separated at birth.

No me and LofA are not the same people.

preserved

Pun said: LawrenceofArabia said: ZenNUTS said: donotdrinkPBR said: This thread is painfully quiet after a roaring start . . . so am I to assume the allegations that tripleB = LawrenceofArabia are true?Twin.. separated at birth.

No me and LofA are not the same people.

preserved

so busted!

BBB is in Florida; LofA is in NYC

There's a 10 minute time gap between LOA's remark and BBB's. Looks like he logged off for 30 minutes after logging in as BBB. He logged in again as LOA, sent a reply, then 10 minutes later came back as BBB. *Fishy*