I had two CDs (on the same amount), one for 4% APY for 6 months which then transitioned to 2.5% APY maybe 2% for 6 months with a starting balance of $11,000. How much money should I have received after all was said an done? I've come up with my own rough numbers but maybe I'm doing something wrong or my bank is doing something wrong. Also as an FYI, I believe Citi Compounds interest every day.
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