I couldnt find a thread but curious if anyone knows which banks let you open an account with CC Funding. Particularly an AMEX, since I need to qualify for an incentive.
I just did Alliance for $995 but think it was V/MC only.
Message edited by: welookgoodcom on 2009-10-23 19:22:19 CDT
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I did it with Citibank for $3500. I even used a Citibank Credit Card. Basically took money out of their left hand, put it in their right, collected the bonus, and paid back the other way.
I funded two new Citibank accounts with $6300 on my VISA card--$300 for a new checking account (with $100 bonus offer) and $6000 in a savings account to avoid checking account fees.
Very risky with many banks now switching over to processing credit cards as cash advances. When I opened a Bank of the Sierra account by credit card and it was treated as a cash advance, I thought it was a slim chance given previous experiences. However, there have been several other reports of this happening with different card issuers and accounts in the reward checking thread. There was a $200 (4%) fee and 30% finance charges tacked on for this convenience, no points.
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