Do I have any recourse with a CC application once it has been rejected?
I applied for a Marriot Rewards Premier card with Chase and was rejected due to "recent inquiries". I have a mid 700s credit score, and only one inquiry (CLI from AMEX) in the last few months, so I was pretty surprised by this.
I also have another card with Chase which I rarely use, so if they had called me I would have offered to close that. The letter did not contain a phone number or any other information about how to contact them.
Has anyone had success in fighting a rejection? I have never been flat out rejected for a CC. If not, how long do I need to wait before reapplying?
To enter a coupon code in your post please enter the following info:
Coupon Code:
Coupon Offer:
Merchant:
Expires (optional):
Restrictions (optional):
saving...
Quick Summary is created and edited by users like you... Add FAQ's, Links and other Relevant Information by clicking the edit button in the lower right hand corner of this message.
/Soup Nazi voice/ No card for you! Come back ONE YEAR!!
Members of our community may attach files to a post in accordance with the User Agreement. FatWallet is not responsible for the content, accuracy, completeness or validity of any information contained in any attached file. Files have *not* been scanned for viruses. Be especially wary of Excel files which may contain malicious content.
Do I have any recourse when the head cheerleader turned down my request to the prom?
I asked her to be my date to the prom and was rejected because she thinks I've been asking too many people to the prom. I have a mid 700s SAT score and have only asked two of her best friends to the prom in the last few months, so I'm rather surprised by this.
I also have a date to the prom with the head cheerleader's sister, who I don't really like in the first place, so if the head cheerleader said yes, I would've cancelled my date with the sister. When she turned me down, she just walked away abruptly and did not give me her phone number or home address.
Has anyone has success in fighting a rejection? I have never been flat out rejected by a girl before. If not, how long do I need to wait before asking her again?
tazzy531 said:Do I have any recourse when the head cheerleader turned down my request to the prom?
Just wait 10 years. The head cheerleader will be fat and have 3 kids. You will have gone to college, and be earning 6 figures and dating the current head cheerleader of your ex-high school.
tripleB said:tazzy531 said:Do I have any recourse when the head cheerleader turned down my request to the prom?
Just wait 10 years. The head cheerleader will be fat and have 3 kids. You will have gone to college, and be earning 6 figures and dating the current head cheerleader of your ex-high school.
doctor15 said:Wow, you guys are harsh. I thought people might at least appreciate the data point that Chase is rejecting people for any sort of inquiries. It Friday, FWF folka having a little fun.
Seriously though, I have been denied CCs citing "recent inquiries" even in the good old days when credit was easily available. Don't take it personally. At least wait long enough for the "recent" inquiries to become not recent.
doctor15 said:Wow, you guys are harsh. I thought people might at least appreciate the data point that Chase is rejecting people for any sort of inquiries. "Recent inquiries" doesn't mean in the past few months - it means in the two years that show up on your credit report. You didn't even tell us how many inquiries you have, so it's not much of a data point.
doctor15 said:Wow, you guys are harsh. I thought people might at least appreciate the data point that Chase is rejecting people for any sort of inquiries.
ThePessimist said: "Recent inquiries" doesn't mean in the past few months - it means in the two years that show up on your credit report. You didn't even tell us how many inquiries you have, so it's not much of a data point.
Fair enough... In that case I have a crapload, but not nearly as much as you AOR people. I just checked and they pulled Experian which has a total of 20 inquiries reported.
doctor15 said:Wow, you guys are harsh. I thought people might at least appreciate the data point that Chase is rejecting people for any sort of inquiries.Updated data point: Chase is rejecting people for having a crapload of inquiries.
doctor15 said:ThePessimist said: "Recent inquiries" doesn't mean in the past few months - it means in the two years that show up on your credit report. You didn't even tell us how many inquiries you have, so it's not much of a data point.
Fair enough... In that case I have a crapload, but not nearly as much as you AOR people. I just checked and they pulled Experian which has a total of 20 inquiries reported.
20 inquiries on Experian alone? How many AORs have you done?
doctor15 said: I just checked and they pulled Experian which has a total of 20 inquiries reported.
tazzy531 said:... have only asked two of her best friends to the prom in the last few months ... Turns out OP has asked the entire team before asking the head cheerleader! The result shouldn't be surprising then.
tazzy531 said:Do I have any recourse when the head cheerleader turned down my request to the prom?
...
Has anyone has success in fighting a rejection? I have never been flat out rejected by a girl before. If not, how long do I need to wait before asking her again?Buy her a LV bag...
Disclaimer: By providing links to other sites, FatWallet.com does not guarantee, approve or endorse the information or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to FatWallet.com.
