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posted: Nov. 3, 2009 @ 4:35p

Small Community Banks + Credit Unions can be more personal/business credit generous / friendly than the big major banks.

Does anyone know if any of these Community Banks from Orange County, CA have easier credit underwriting criteria?

Small Community Banks:
1) Pacifica Premier Bank: www.ppbi.com/business/credit-cards
2) Orange County Business: Bank www.ocbusinessbank.com/loans.php
3) Chino Commercial Bank:
www.chinocommercialbank.com/index.asp?page=514#CreditCards
4) santa ana business banks: www.santaanabb.com/business_lending.php

5) Premier Commercial Bank www.pcboc.com/lapp_commercial.htm
6) Tustin Comm Bank
www.tustincmtybank.com/commercial.htm
7) Orange Community Bank www.orangecommunitybank.net
8) Pacific Enterprise Bank
www.pacificenterprisebank.com/home/business
9) US Metro Bank
http://www.usmetrobank.com/loan_products.html
posted: Nov. 3, 2009 @ 4:35p

posted: Nov. 4, 2009 @ 8:06a

Capital Bank, Premier Bank, Olympic Bank and Columbia National Bank all have loose underwriting policies.
posted: Nov. 6, 2009 @ 5:15a

back in 2006 or currently? How do you know they are loose? Is there a discussion at some other forum?


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