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Message edited by: MuffinFW on 2009-11-10 00:13:47 CST
tareq126 said:What is the interest rate for any unsecured loan? I don't have the idea. My car payment is 3.99%-5 years. Home is 5.75%-30years. And interest rate is low now. As it is emergency then I can go higher also. But need to know where to go. Best regards... Car is secured by car Morgage is secured by house. Either can be taken if you fail to pay. What you are asking is an unsecured loan secured only your your word. Expect to pay much much higher. If 1 time emergency you can use your CC and then use your savings to pay it back as you liquify your emergency savings account. What is the emergency?
Agree with the CC option if this is a short term emergency and you have a few decent APR CC lines open to tap in 15k. Personal loan from your local bank/CU is another option. Otherwise hit some unsuspecting friends/relatives (assuming this is truly a life/death situation concerning an immediate family member).
tareq126 said:What is the interest rate for any unsecured loan? I don't have the idea. My car payment is 3.99%-5 years. Home is 5.75%-30years. And interest rate is low now. As it is emergency then I can go higher also. But need to know where to go. Best regards...I don't think you'll get much better than 10%.
Just curious, which university do you teach at?
Message edited by: narshe14 on 2009-11-09 16:59:57 CST
Doesn't seem like it is truly an "emergency" if you can turn down the 14% loan. I hope you like the sound of laughter, because that is all you're going to hear at every bank or CU you go into looking for a $15k personal loan at 6%.
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