Equifax offers free credit score card

Equifax Credit Score Card is absolutely FREE--consumers are not required to provide their credit card information in order to receive it and are under no obligation to purchase other Equifax products. Consumers can get their FREE Equifax Credit Score Card at www.equifax.com/creditscorecard. Access to the product is available through the Equifax Member Center for 30 days.

Is this what they call a FACO score? Like creditkarma?

Promotion code?

Thanks. FYI, it'll only display a score range; not a score nor will it show anything else from one's credit files. Don't get any other expectations. This is a WYSIWYG.

retmil said: If you have purchased an Equifax product before and recall your user name and password you can skip filling out all the identifying info again. This score card will give you an Equifax score range. It will be one of the following:
280-559
560-659
660-724
725-759
760-850

The Equifax Credit Score Card is a summary of your credit score range based on data from your Equifax credit file. Your credit score range is based on the Equifax Risk ScoreSM, not the FICO® Score. The Equifax Risk Score ranges from 280-850. Higher scores are viewed more favorably.

So not only is it a FAKO score, they don't even give you the score, they just tell you which of 5 ranges you're in? No thanks.

Maybe I still don't see the worth in tracking minor changes (a couple points) that can occur for no apparent reason. But I found it worth my time to simply find out that my recent dive into an AOR (my first) did not cause me to change ranges.

As a newby, I'll give a green for this information.

Revike said: jordge said: But I found it worth my time to simply find out that my recent dive into an AOR (my first) did not cause me to change ranges.
Yes, but the ranges are meaningless. 560 or 660 aren't generally cutoff points for loan approvals. If your score changes from 640 to 590, you're still in the same scorecard "range", but you've gone from being acceptable for many mortgage loans to being not acceptable. Furthermore, the Equifax "Risk" Fako score is frequently 20 points higher or lower than the EQ classic Fico score. At least one person reported a Fico score 50 points lower than the bottom of their EQ scorecard "range".

It's just a teaser to try to sell other EQ products. And a lame teaser at that ...

I agree with your assessment if you happen to be in a position where a few points might make a difference. I also agree that they are just trying to get you to buy something (but then, aren't most good offers). But in my case, I was satisfied to see that my first (probably small by y'alls standards) AOR did not affect me significantly. Mid-high (790) to at worst, low-high (760) does not bother me. Not bragging, just explaining that there was some value to me and maybe others.