It looks like the Trans Union settlement that gets you nine months of free credit monitoring is finally going somewhere. According to ListClassAction.com: "E-mails explaining how to begin receiving credit monitoring benefits will be distributed to eligible Class Members December 2009 through February 2010."
Looks like they kept this part of the bargain. They said that they would start sending emails December, and I received mine at 12:01 AM this morning.
Trans Union said: Dear Class Member: As part of the terms of your Class Action Settlement with TransUnion, you’ve received a six month subscription to TransUnion Credit Monitoring, fulfilled by TrueCredit. Register now and start enjoying the benefits of credit monitoring right away! You’ll get:
The ability to lock your credit report so third parties, such as lenders or other companies, will not be able to access your credit report without your consent (unless allowed by law) Unlimited daily access to your Trans Union credit report and credit score Credit monitoring with email notification of critical changes to your credit report.
Ready to get started? Your registration number is <SOME NUMBER>. Be sure to enroll soon as your registration number is only available for a limited time. Please note that our records indicate that you also registered for the potential cash benefit. A final determination as to whether there will be a distribution of the cash benefits and, if any, the amount of any distribution, will not occur before September 2010 and could occur as late as October 2011. You may visit the website www.ListClassAction.com for updates regarding this potential benefit. Just click here and enter your registration number and you’ll be on your way to credit monitoring! Sincerely, TransUnion List Class Action Settlement Administration
As part of the terms of your Class Action Settlement with TransUnion, you’ve received a nine month enhanced subscription to TransUnion Credit Monitoring, fulfilled by TrueCredit. Register now and start enjoying the benefits of credit monitoring right away! You’ll get:
The ability to lock your credit report so third parties, such as lenders or other companies, will not be able to access your credit report without your consent (unless allowed by law); Unlimited daily access to your Trans Union credit report and credit score; Credit monitoring with email notification of critical changes to your credit report; A suite of insurance scores; and A mortgage simulator service.
Ready to get started?
Zaos
Shopaholic Member
posted: Dec. 27, 2009 @ 8:49a
Registered and used. Score the same as CK. Cumbersome interface. It's not anything like the myFICO interface.
Also, I have not found a way to view hard/soft inqs.
.. one other thing -- you'll be looking at a dated credit report, unless you click "Update report" link in the "related items" section on the right near the top and go through a bunch of "are you sure?" confirmations. As far as soft inqs -- I don't see any either (but they used to be there when I was accessing my TU report via TrueCredit some long time ago). IMO, absence of softs creates for incomplete reporting .. I might contact TU about that some time later to see if they want to provide 9 months of complete report viewing, not partial ...
tvholic
Member
posted: Dec. 27, 2009 @ 10:06a
Cheapoking said: I'm still waiting on that email, registered last year and nothing yet. If you still have the confirmation email you received when you registered, it contains your registration number, so you don't need to wait. Just sign up at:
cyberkost said: .. one other thing -- you'll be looking at a dated credit report, unless you click "Update report" link in the "related items" section on the right near the top and go through a bunch of "are you sure?" confirmations. As far as soft inqs -- I don't see any either (but they used to be there when I was accessing my TU report via TrueCredit some long time ago). IMO, absence of softs creates for incomplete reporting .. I might contact TU about that some time later to see if they want to provide 9 months of complete report viewing, not partial ...
Thanks. They act like they have to pay for each soft. Weird.
cyberkost said: .. one other thing -- you'll be looking at a dated credit report, unless you click "Update report" link in the "related items" section on the right near the top and go through a bunch of "are you sure?" confirmations. As far as soft inqs -- I don't see any either (but they used to be there when I was accessing my TU report via TrueCredit some long time ago). IMO, absence of softs creates for incomplete reporting .. I might contact TU about that some time later to see if they want to provide 9 months of complete report viewing, not partial ...
Thanks, I couldn't find where to get an updated report. On the first page, they make it seem like they are updating your information when you log in.
ppatin
Focused.
posted: Jan. 11, 2010 @ 12:12p
The score you get is the same as the free score at Credit Karma. Worthless junk.
Why does it ask for my social security number along with my confirmation number? Seems like transunion should already have that information .. I'm not real thrilled about having to give up my ss#.
They are mailing me a code so I can view my credit report because I can not remember what my credit limit is on a credit card I might have opened in March 2007. I am a Fatwallet member and have countless credit cards and have no idea what date I opened them or what the exact limit is.
Credit Card Limits Your credit report indicates that you have a Bank credit card that you opened around March 2007. From the choices below, please select the credit limit for this account. $2504-$2834 $2835-$3165 $3166-$3496 $3497-$3827 NONE OF THE ABOVE
I got my settlement email in December 2009. I just signed up for the free credit monitoring service today.
ThePessimist
Ancient Member
posted: Feb. 3, 2010 @ 7:58a
Mikul said: They are mailing me a code so I can view my credit report because I can not remember what my credit limit is on a credit card I might have opened in March 2007. I am a Fatwallet member and have countless credit cards and have no idea what date I opened them or what the exact limit is. Next time something like that happens, go to annualcreditreport.com, get a free credit report, and look for the appropriate one.
I often don't remember the answers to those kind of verification questions. I would have failed many of those tests if I didn't keep a copy of my report handy.
ifyouhavetoask
Senior Member - 1K
posted: Feb. 3, 2010 @ 10:26a
Let me get this straight: The settlement award is the ability to view countless pages of TrueCredit advertising, with the risk of accidentally clicking on an ad and transferring all of your personal data to a third party advertiser?
Sounds to me like the defendant won.
cameron2003
Senior Member - 2K
posted: Feb. 3, 2010 @ 7:57p
I am using my TU account now, but have been unable to log into CreditKarma to confirm it is the same as that. If so, this is crap. The attorneys should be dis-barred.
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