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UPDATE: * means that a direct deposit must be set-up in order to get the bonus.

UPDATE: I added a separate list of bonuses expiring on 12/31/09 to the Quick Summary.

Below is a "clone" of my old FW thread about bank sign-up bonuses that got archived. Bank bonus info was updated on 12/28/09.

####################################
This post summarizes current bank sign-up bonuses I am aware of. I do not have time at the moment to reformat the links from BB format to Fuse Talk format.

After discussing this issue with FW admins, we reached a temporary solution that allows me to post a link to an external page with deal links while FatWallet tech wizards are taking care about a script to convert BB code to FuseTalk format. To make it possible, I removed information about Virtual Bank,PCBanker, and FirstIB referral programs as well as US Bank bonus from MoneyBB. I would like to thank everybody who supported this thread in the discussion on "FatWallet forum" (see the first update) and FatWallet admins for willingness to find a compromise solution.

The total amount of free cash that the bonus list allows to obtain is ~$12,000.
This number does not take in account referral programs (that are excluded from the list), miles, gifts and the fact that many bonuses are state-specific. Also please keep in mind that you most likely will not be able to open more than four bank accounts per three months due to ChexSystems.

Bonuses from CUs, local offers, in-branch deals, etc), too old unconfirmed bonuses, expired bonuses were excluded from this list. However, the list still likely contains some restricted bonuses that I am not aware of (I do not have enough spare time to contact every bank to find out bonus/account eligibility terms). If you find a local (= not available nationwide) deal on the list, please let me know. I will clean and post a list of restricted bonuses later.


Each list is divided into two categories: (1) cash bonuses and (2) gift bonuses, bonus miles and misc.

Bank bonuses sorted by amount.

Nationwide bank bonuses sorted by value

Cash bonuses.


* Total amount of cash bonuses is $1789.00.$200 Savings Bond - Wainwright Bank: Value Checking Account; Exp-unknown
* $150 Bonus - NuVision Federal Credit Union: Free Checking Account; Exp - 3/30/10
* $125 bonus - Chase : open a Chase Checking account, current Chase credit card customers only; Exp. - 1/15/10
* $100 bonus - Citibank : open a regular checking account, use bank services; Exp. - 12/31/09
* $100 bonus * - Chase : open a new Chase Checking, initiate a monthly direct deposit; Exp. - 12/31/09
* $100 bonus - Bank of America : personal checking account; Exp. - 2/28/10
* $100 bonus - US Bank : your savings balance reaches $1,000, Maintain a balance of $1,000 or more in your account for one year; Exp. - unknown
* $84 Amazon.com gift card - Citibank : open a checking account with $1000, make 1 direct deposit or 2 online bill payments or 5 debit card transactions; Exp. - 01/31/10
* $75 bonus - M&T Bank: checking; Exp. - 12/31/09
* $75 bonus - Bank of America : MyAccess Checking, offer to existing credit card customers; Exp. - 3/31/10
* $75 "free" Crutchfield Electronics gift card (17K AA miles) - UFB Direct : checking, savings, etc; Exp. - unknown
* $70 bonus * - Hanmi Bank : open account, setup direct deposit, make 4 online bill payments; Exp. - unknown
* $50 bonus * - Thrivent Financial Bank : open a Thrivent Rewards Checking; Exp. - 12/31/09
* $50 bonus - Perkstreet Financial: checking account; Exp. - 12/31/09
* $50 bonus - Bank of America : MyAccess Checking; Exp. - 12/31/09
* $50 bonus * - Salem Five : Star Checking or Gold Star Checking, direct deposit; Exp. - unknown
* $50 bonus - EverBank : for closing a 2.51% checking account; Exp. - unknown
* $50 bonus - Christian Community Credit Union : checking account, direct deposit; Exp. - unknown
* $35 bonus - Bank of America : make two bill payments from personal account; Exp. - unknown
* $25 bonus - ING Direct : Electric Orange; Exp. - 12/31/09
* $25 bonus - ING Direct : orange savings account; Exp. - 12/31/09
* $25 bonus - Discover Bank : 12 month no penalty 2.0% CD; Exp. - 12/31/09
* $25 bonus - Fort Washington Savings Company : moey market account with $2500 init deposit; Exp. - 12/31/11
* $25 bonus * - Salem Direct : eOne account with direct deposit; Exp. - unknown
* $25 bonus for existing customers - PerkStreet Financial : make a non-PIN purchase, sign up for direct deposit; Exp. - unknown
* $25 bonus - GE : GE Interest Plus; Exp. - unknown
* $25 bonus - Flagstar Direct : Express Money Market Account; Exp. - unknown


Miles, gifts and miscellaneous bonuses.


* Free American Airlines Five Star Service - HSBC : open a Plys Banking account with $8K, make 3 online bill payments; Exp. - 12/31/09
* 25000 continental miles - Chase : checking, DD, debit card; Exp. - 12/31/09
* "Free" Amazon.com Kindle - HSBC : begin a new personal HSBC Premier relationship online, $50K init deposit; Exp. - 01/08/10
* Free TurboTax 2009 - State Farm : must have a State Farm bank product; Exp. - unknown
* Free hotel night - EverBank : checking account, Money Market Account, Certificate of Deposit; Exp. - unknown
* 2500 miles - Capital One : Rewards Money Market Account; Exp. - unknown
* 9000 AA miles or more - BankDirect : for Money Market, Checking, Bill Pay, Direct Deposit; Exp. - unknown
* Free 1 year of McAfee Internet Security ($70 value) - Bank of America : access via BofA online banking; Exp. - unknown





Local bank bonuses sorted by value


Cash bonuses.


Total amount of cash bonuses is $7996.00.

* $300 bonus - Dime Savings Bank : Prime Dime Rewards Checking; Exp. - 12/31/09
* $300 bonus per year - Capital One : open and use SmartCents Checking account; Exp. - unknown
* $215 bonus - Home Street Bank : Checking Account; Exp. - Unknown
* $200 bonus - First Tennessee Bank : Premier Checking and Money Market Savings; Exp. - 3/31/10
* $150 bonus * - M&T bank : open a Power Checking with direct deposit; Exp. - 12/31/09
* $150 Bonus - North Akron Savings Bank: Platinum Checking; Exp-unknown
* $150 bonus - Madison National Bank : open a checking account, set-up direct deposit and online bill pay, order checks, get approved for a debit card; Exp. - unknown
* $150 bonus - Crescent Credit Union : open a hecking account, direct deposit , pay 2 online bills; Exp. - unknown
* $150 bonus - LGE Community Credit Union : Open a High Rate Checking Account, qualify for the 3.50% APY; Exp. - unknown
* $150 bonus * - CoreFirst Bank & Trust : open an account with the Incentive Checking program, set-up a direct deposit; Exp. - unknown
* $135 bonus - Cooper State Bank : open a qualified checking, qualified e-Checking account after your first direct deposit, statement savings account; Exp. - unknown
* $125 bonus - Tower Federal Credit Union : checking account with direct deposit; Exp. - 12/31/09
* $125 bonus * - M&T bank : checking account, establish direct deposit and overdraft protection; Exp. - 12/31/09
* $125 bonus - Banco Popular : free checking, use online bill pay, direct deposit, old bank check card and checks; Exp. - unknown
* $120 bonus - Charter One : use online bill pay and debit card; Exp. - unknown
* $101 bonus - Sterling Savings Bank : open and use a new checking account; Exp. - unknown
* $100 bonus - ONB Bank : open a checking and SaveUp savings account; Exp. - 12/31/09
* $100 bonus * - MidFirst Bank : open a checking account with direct deposit; Exp. - 12/31/09
* $100 bonus * - M&T Bank : checking account, establish direct deposit and overdraft protection; Exp. - 12/31/09
* $100 bonus - Adams County National Bank : open and use Relationship Checking account; Exp. - 12/31/09
* $100 bonus - Sound Credit Union: checking account; Exp-unknown
* $100 bonus - Signature Bank : direct deposit, bill pay; Exp. - unknown
* $100 bonus - Saddle River Valley Bank : checking and savings accounts, online bill payments, $5K min balance for 3 months; Exp. - unknown
* $100 bonus - Pacific Community CU : checking, direct deposit, bill payments; Exp, - unknown
* $100 bonus - PNC Bank : Virtual Wallet, Direct Deposit; Exp. - unknown
* $100 bonus - Northwest Savings Bank : open personal checking, set-up direct deposit; Exp. - unknown
* $100 - NW GA. Bank: checking; Exp. - Unknown
* $100 bonus - NMTW credit union : open checking and savings, deposit $100 for 12 months; Exp. - unknown
* $100 bonus * - Investors Savings Bank : open a checking account with direct deposit; Exp. - unknown
* $100 bonus - Holyoke Credit Union : checking account with direct deposit; Exp. - unknown
* $100 bonus - Grow Financial CU : have $10K in a Get Fit savings account; Exp. - unknown
* $100 Visa Gift Card * - Green bank : open Personal Checking, make two direct deposit transactions of at least $100 each within 60 days of account opening; Exp. - unknown
* $100 bonus * - Gateway Bank : open a checking account, establish direct deposit; Exp. - unknown
* $100 bonus * - Flagstar Bank : checking account, direct deposit; Exp. - unknown
* $100 bonus - Community First : open a checking account, use bank services; Exp. - unknown
* $100 bonus - Commerce Bank : transfers to myRewards Checking to myRewards Savings ; Exp. - unknown
* $100 bonus - Citizens State Bank : Citizens Elite checking accounts with direct deposit; Exp. - unknown
* $100 bonus - BrightStar Credit Union : checking account; Exp. - unknown
* $100 bonus - AJ Smith Federal Savings Bank : checking account, apply for a Money Master Card and Direct Deposit; Exp. - unknown
* $75 bonus - North Community Bank : open a Checking Account with Online Banking and Bill Pay and a minimum deposit of $100; Exp. - 12/31/09
* $75 * bonus - National City : open a checking account, establish a direct deposit, make 10 purchases with a debit card within 60 days; Exp. - 12/31/09
* $75 bonus * - M&T bank : checking account, establish direct deposit and overdraft protection; Exp. - 12/31/09
* $75 bonus - Guaranty Bank : open a new personal checking account and sign up for direct deposit; Exp. - 12/31/09
* $75 bonus - Family First of NY Federal Credit Union : open a checking account, setup a direct deposit, enroll for online services; Exp. - 12/31/09
* $75 bonus - Edens Bank : open a Checking Account with Online Banking and Bill Pay and a minimum deposit of $100 or more, set up a recurring direct deposit of $100 or more, establish a savings with auto transfer; Exp. - 12/31/09
* $75 bonus - Citizens Community Bank : open a Checking Account with Online Banking and Bill Pay and a min deposit of $100, set up a direct deposit of $100, establish a savings with auto transfer; Exp. - 12/31/09
* $75 * bonus - Space Coast Credit Union : direct deposit; Exp. - unknown
* $75 bonus - MidSouth Bank : open checking and savings account with EasyMove service; Eligibility - TN residents, in branch; Exp. - unknown
* $75 bonus - M&T Bank : checking account; Exp. - unknown
* $50 bonus - Union Bank : open a free checking account, setup direct deposit, make three bill payments; Exp. - 12/31/09
* $50 bonus - OneUnited Bank : open a new checking account; Exp. - 12/31/09
* $50 gift card - North Community Bank : open a Checking Account with Online Banking and Bill Pay and a minimum deposit of $100; Exp. - 12/31/09
* $50 gift card - Chicago Community Bank : open a Checking Account with Online Banking and Bill Pay and a minimum deposit of $100; Exp. - 12/31/09
* $50 bonus - Bank Mutual : open a personal checking account; Exp. - 12/31/09
* $50 gift card - Archer Bank : open a Checking Account with Online Banking and Bill Pay and a minimum deposit of $100; Exp. - 12/31/09
* $50 gift card - Allegiance Community Bank : open a Checking Account with Online Banking and Bill Pay and a minimum deposit of $100; Exp. - 12/31/09
* $50 gift card - Plaza Bank : open a Checking Account with minimum deposit of $100 and set up a recurring direct deposit of $100 or more; Exp. - 12/31/09
* $50 gift card - First Commercial Bank : open a Checking Account with Online Banking and Bill Pay and a minimum deposit of $100 to receive the $25 gift card, must set up a recurring direct deposit of $100; Exp. - 12/31/09
* $50 bonus - Metropolitan Bank : open a Checking Account with Online Banking and Bill Pay and a minimum deposit of $100; Exp. - 12/31/09
* $50 bonus - Citizens Bank : Statement Savings account; Exp. - 02/26/10
* $50 gift card - Union Bank : open a checking account, establish a direct deposit or make three online bill payments; Exp. - 02/28/10
* $50 off a FoodLion purchase - BB&T : open a checking account; Exp. - 3/30/10
* $50 bonus - Western Springs National Bank and Trust : for direct deposit; Eligibility - in branch; Exp. - unknown
* $50 bonus - TCF Bank : open a checking account ; Exp. - unknown
* $50 bonus * - SafeAmerica Credit Union : open a checking account, establish a direct deposit; Exp. - unknown
* $50 bonus - SECNY CU : checking + check card; Exp. - unknown
* $50 bonus * - Romasia bank : open a free checking account, establish direct deposit; Exp. - unknown
* $50 Bonus - North Akron Savings Bank: Benefit Checking; Exp-unknown
* $50 bonus - NJM bank : Free Access checkig, Advantage checking; Eligibility - NJ residents only; Exp. - unknown
* $50 bonus - Mt. Washington Bank : using bill payment; Exp. - unknown
* $50 Bonus - Metairie Bank: switch accounts; Exp-unknown
* $50 bonus - M&T bank : Direct Checking, Classic Checking With Interest, Select or Select With Interest, direct deposit; Exp. - unknown
* $50 bonus - Liberty Bank : new checking account, initial deposit, direct deposit; Exp. - unknown
* $50 bonus - Lakelandbank : checking account, direct deposit or 3 bill pay transactions; Exp. - unknown
* $50 bonus - FirstBank and Trust : open a checking account, exchange debit card and checks from another bank for the bonus; Exp. - unknown
* $50 Bonus - First United Bank: Bring in a Non-Perishable Food Item with new checking account; Exp-unknown
* $50 bonus - First County Bank : 50 bill payments; Eligibility - CT residents; Exp. - unknown
* $50 * bonus - Farmers Insurance Group Federal Credit Union : establish a direct deposit; Exp. - unknown
* $50 Pizza gift certificate - Edens bank : Free Checking Account; Exp. - unknown
* $50 bonus - East Cambridge Savings Bank : open a checking account; Exp. - unknown
* $50 Gift Card - East Cambridge Savings Bank: checking account; Exp-unknown
* $50 bonus - City National Bank of W. Virginia : free checking account with direct deposit; States : WV, KY, OH; Exp. - unknown
* $50 * bonus (5000 miles) - Capital One : Rewards Checking, establish direct deposit; Exp. - unknown
* $50 free gift card - Ballston Spa National Bank : open checking and savings account; Exp. - unknown
* $50 bonus - Astoria Federal bank : direct deposit; Exp. - unknown
* $50 bonus - AmeriCU : checking, direct deposit; Eligibility - limited; Exp. - unknown
* $50 bonus - Amboy Direct : eSavings account; Exp. - unknown
* $50 bonus - First Security Bank : Simply Free Checking account with direct deposit; Exp. - unknown
* $50 bonus - First Federal Savings Bank : Heritage Money Market Checking Account, $10K init. deposit; Exp. - unknown
* $50 bonus - Athol Credit Union : open an account, direct rewards; Exp. - unknown
* $25 bonus - FME Federal Credit Union : E-Statement & Online Bill Pay Enrollment; Exp. - 6/30/10
* $25 bonus * - Premier Service Bank : checking account, direct deposit; Exp. - unknown
* $25 bonus - Pinnacle Bank : BankOn savings account; Exp. - unknown
* $25 for old checks - Integra Bank : checking account; Exp - unknown
* $25 bonus - Embassy Bank : Personal Checking Account; Exp. - unknown
* $25 bonus - Compass Bank : Checking account; Exp. - unknown
* $25 bonus - Cascade bank : new checking account, unused checks from another bank; Exp. - unknown
* $25 bonus - Bank On : savings and checking accounts; Exp. - unknown
* $25 bonus - Amboy Bank : direct deposit; Exp. - unknown
* $25 Amazon.com Gift Card - Alpine Bank: Online Checking Account; Exp-unknown


Miles, gifts and miscellaneous bonuses.

* Free iPod touch * - Compass Bank : open a checking account, set-up a direct deposit; Exp. - 12/31/09
* Free round trip ticket for Continental Airlines (21,000 miles) - Chase : checking account with direct deposit, Continental Airlines Preferred Banking Card; Exp. - 12/31/09
* Free hotel night - Chase : personal checking; Exp. - 12/31/09
* Free gym personal training session - North Community Bank : open a Checking Account with Online Banking and Bill Pay and a minimum deposit; Exp. - 12/31/09
* iPod shuffle- FirstBank : personal checking account; Exp. - unknown
* Free Garmin nuvi GPS * - American Trust : open a checking account with direct deposit; Exp. - unknown

Professional bonuses for personal accounts

Cash bonuses.

Total amount of cash bonuses is $535.00.
* $125 bonus - Eisenhower Bank : open interest checking with direct deposit and savings account; Exp. - unknown
* $100 bonus * - USAA : open a checking account with direct deposit; Exp. - 12/31/09
* $100 Bonus - North Akron Savings Bank: Nest Egg Checking; Exp-unknown
* $60 bonus for Executive Members, $20 bonus for Gold Star or Business member - Capital One : Direct Banking accounts; Exp. - unknown
* $50 gift card - Marquette Bank : FirstMarq tenn Checking Account; Exp. - unknown
* $50 bonus - Liberty Bank : Free 4 All student checking account; Exp. - unknown
* $50 bonus - First American : Student Checking; Exp. - unknown




Bonuses for business accounts

Cash bonuses.

Total amount of cash bonuses is $2125.00.
* $250 bonus - PNC Bank : business checking with merchant services; Exp. - 12/31/09
* $250 bonus - Citibank : CitiBusiness Preferred Banking; Exp. - unknown
* $200 bonus - Chase : business checking, $500 initial deposit; Exp. - 1/30/10
* $150 bonus - Sovereign Bank : Open Free Business Checking or Business Checking Plus, open Business Money Market Savings, make 2 purchases with Business Debit Card, Enroll in free Business Online Banking with BillPay; Exp. - 12/31/09
* $150 bonus - Valley National Bank : business checking; Exp. - unknown
* $125 bonus - Oritani Bank : TCB checking account, ACH or direct deposit, 6 MasterMoney Debit Card Transactions or 3 online bill payments; Exp. - unknown
* $100 bonus - Citizens Union Savings Bank : business checking account; Exp. - 12/31/09
* $100 bonus - Chase : business checking, $500 init. deposit; Exp. - 12/31/09
* $100 bonus - Premier America Credit Union : bussiness checking and savings account, three debit or cash management transactions within 30 days ; Exp. - unknown
* $100 bonus - M&I bank : open a M&I Business Solutions Plus account; Exp. - unknown
* $100 Credit on First Order of Checks, Deposit Slips, and Endorsement Stamps - Guaranty Bond Bank : Free Business Checking; Exp - unknown
* $100 Visa Gift Card * - Green bank : open Business Checking, make Check Card purchase and one online BillPay of at least $100 within 45 days of account opening; Exp. - unknown
* $50 bonus - Camden National Bank : Free Business Vantage Checking; Exp. - 12/31/09
* $50 bonus - TCF Bank : open a business checking; Exp. - unknown
* $50 bonus - Roscoe State Bank : business checking account; Exp. - unknown
* $50 bonus - ING Direct : business savings account; Exp. - unknown
* $50 for new checks - CapStone Bank : business checking; Exp. - unknown
* $50 bonus - Banco Popular : Plus Free Business Checking Account; Exp. - unknown
* $50 bonus - FirstBank & Trust : open a business checking account, exchange a debit card or checks from another banks for the cash bonus; Exp. - unknown
* $25 Gift Card - Lakeside Bank: Business Checking Account; Exp-unknown
* $25 bonus - Bank of America : make two bill payments from business account; Exp. - unknown
Miles, gifts and miscellaneous bonuses.
* Free check scanner - PNC bank : DepositNow service; Exp. - 12/31/09
* Free round trip ticket for Continental Airlines (25,000 miles) - Chase : business checking account with direct deposit, Continental Airlines Preferred Banking Card; Exp. - 3/31/10
* Free hotel night - Chase : business checking; Exp. - 3/31/10

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Most Recent Posts
Where should I post to ask for a referral for a particular bank/credit union in NC/SC where we both get a referral bonus... (more)

zubba (Mar. 16, 2012 @ 4:25p) |

I am posting partially to keep this active in the hope that others will update it.

A general question which comes up is h... (more)

ProfessorEd (May. 27, 2012 @ 1:41p) |

In the particular case discussed above, I chose to cancel the account rather than bother to move a direct deposit to the... (more)

ProfessorEd (Jun. 29, 2012 @ 10:29a) |

Bonuses that did not expire on 12/31/09:

Bank bonuses sorted by amount.

Nationwide bank bonuses sorted by value

Cash bonuses.

$200 Savings Bond - Wainwright Bank: Value Checking Account; Exp-unknown
* $150 Bonus - NuVision Federal Credit Union: Free Checking Account; Exp - 3/30/10 link to flyer (pdf file)
* $125 bonus - Chase : open a Chase Checking account, current Chase credit card customers only; Exp. - 1/15/10
* $100 bonus - Bank of America : personal checking account; Exp. - 2/28/10 link
* $100 bonus - US Bank : your savings balance reaches $1,000, Maintain a balance of $1,000 or more in your account for one year; Exp. - unknown link
* $84 Amazon.com gift card - Citibank : open a checking account with $1000, make 1 direct deposit or 2 online bill payments or 5 debit card transactions; Exp. - 01/31/10
* $75 bonus - Bank of America : MyAccess Checking, offer to existing credit card customers; Exp. - 3/31/10 link
* $75 "free" Crutchfield Electronics gift card (17K AA miles) - UFB Direct : checking, savings, etc; Exp. - unknown
* $70 bonus * - Hanmi Bank : open account, setup direct deposit, make 4 online bill payments; Exp. - unknown
* $50 bonus * - Salem Five : Star Checking or Gold Star Checking, direct deposit; Exp. - unknown
* $50 bonus - EverBank : for closing a 2.51% checking account; Exp. - unknown
* $50 bonus - Christian Community Credit Union : checking account, direct deposit; Exp. - unknown
* $35 bonus - Bank of America : make two bill payments from personal account; Exp. - unknown link
* $25 bonus - Fort Washington Savings Company : moey market account with $2500 init deposit; Exp. - 12/31/11
* $25 bonus * - Salem Direct : eOne account with direct deposit; Exp. - unknown
* $25 bonus for existing customers - PerkStreet Financial : make a non-PIN purchase, sign up for direct deposit; Exp. - unknown
* $25 bonus - GE : GE Interest Plus; Exp. - unknown
* $25 bonus - Flagstar Direct : Express Money Market Account; Exp. - unknown

Miles, gifts and miscellaneous bonuses.

* "Free" Amazon.com Kindle - HSBC : begin a new personal HSBC Premier relationship online, $50K init deposit; Exp. - 01/08/10
* Free TurboTax 2009 - State Farm : must have a State Farm bank product; Exp. - unknown
* Free hotel night - EverBank : checking account, Money Market Account, Certificate of Deposit; Exp. - unknown
* 2500 miles - Capital One : Rewards Money Market Account; Exp. - unknown
* 9000 AA miles or more - BankDirect : for Money Market, Checking, Bill Pay, Direct Deposit; Exp. - unknown
* Free 1 year of McAfee Internet Security ($70 value) - Bank of America : access via BofA online banking; Exp. - unknown


Local bank bonuses sorted by value

Cash bonuses.

* $300 bonus per year - Capital One : open and use SmartCents Checking account; Exp. - unknown
* $215 bonus - Home Street Bank : Checking Account; Exp. - Unknown
* $200 bonus - First Tennessee Bank : Premier Checking and Money Market Savings; Exp. - 3/31/10
* $150 Bonus - North Akron Savings Bank: Platinum Checking; Exp-unknown
* $150 bonus - Madison National Bank : open a checking account, set-up direct deposit and online bill pay, order checks, get approved for a debit card; Exp. - unknown
* $150 bonus - Crescent Credit Union : open a hecking account, direct deposit , pay 2 online bills; Exp. - unknown
* $150 bonus - LGE Community Credit Union : Open a High Rate Checking Account, qualify for the 3.50% APY; Exp. - unknown
* $150 bonus * - CoreFirst Bank & Trust : open an account with the Incentive Checking program, set-up a direct deposit; Exp. - unknown
* $135 bonus - Cooper State Bank : open a qualified checking, qualified e-Checking account after your first direct deposit, statement savings account; Exp. - unknown
* $125 bonus - Banco Popular : free checking, use online bill pay, direct deposit, old bank check card and checks; Exp. - unknown
* $120 bonus - Charter One : use online bill pay and debit card; Exp. - unknown
* $101 bonus - Sterling Savings Bank : open and use a new checking account; Exp. - unknown
* $100 bonus - Sound Credit Union: checking account; Exp-unknown
* $100 bonus - Signature Bank : direct deposit, bill pay; Exp. - unknown
* $100 bonus - Saddle River Valley Bank : checking and savings accounts, online bill payments, $5K min balance for 3 months; Exp. - unknown
* $100 bonus - Pacific Community CU : checking, direct deposit, bill payments; Exp, - unknown
* $100 bonus - PNC Bank : Virtual Wallet, Direct Deposit; Exp. - unknown
* $100 bonus - Northwest Savings Bank : open personal checking, set-up direct deposit; Exp. - unknown
* $100 - NW GA. Bank: checking; Exp. - Unknown
* $100 bonus - NMTW credit union : open checking and savings, deposit $100 for 12 months; Exp. - unknown
* $100 bonus * - Investors Savings Bank : open a checking account with direct deposit; Exp. - unknown
* $100 bonus - Holyoke Credit Union : checking account with direct deposit; Exp. - unknown
* $100 bonus - Grow Financial CU : have $10K in a Get Fit savings account; Exp. - unknown
* $100 Visa Gift Card * - Green bank : open Personal Checking, make two direct deposit transactions of at least $100 each within 60 days of account opening; Exp. - unknown
* $100 bonus * - Gateway Bank : open a checking account, establish direct deposit; Exp. - unknown
* $100 bonus * - Flagstar Bank : checking account, direct deposit; Exp. - unknown
* $100 bonus - Community First : open a checking account, use bank services; Exp. - unknown
* $100 bonus - Commerce Bank : transfers to myRewards Checking to myRewards Savings ; Exp. - unknown
* $100 bonus - Citizens State Bank : Citizens Elite checking accounts with direct deposit; Exp. - unknown
* $100 bonus - BrightStar Credit Union : checking account; Exp. - unknown
* $100 bonus - AJ Smith Federal Savings Bank : checking account, apply for a Money Master Card and Direct Deposit; Exp. - unknown
* $75 * bonus - Space Coast Credit Union : direct deposit; Exp. - unknown
* $75 bonus - MidSouth Bank : open checking and savings account with EasyMove service; Eligibility - TN residents, in branch; Exp. - unknown
* $75 bonus - M&T Bank : checking account; Exp. - unknown
* $50 bonus - Citizens Bank : Statement Savings account; Exp. - 02/26/10
* $50 gift card - Union Bank : open a checking account, establish a direct deposit or make three online bill payments; Exp. - 02/28/10
* $50 off a FoodLion purchase - BB&T : open a checking account; Exp. - 3/30/10
* $50 bonus - Western Springs National Bank and Trust : for direct deposit; Eligibility - in branch; Exp. - unknown
* $50 bonus - TCF Bank : open a checking account ; Exp. - unknown
* $50 bonus * - SafeAmerica Credit Union : open a checking account, establish a direct deposit; Exp. - unknown
* $50 bonus - SECNY CU : checking check card; Exp. - unknown
* $50 bonus * - Romasia bank : open a free checking account, establish direct deposit; Exp. - unknown
* $50 Bonus - North Akron Savings Bank: Benefit Checking; Exp-unknown
* $50 bonus - NJM bank : Free Access checkig, Advantage checking; Eligibility - NJ residents only; Exp. - unknown
* $50 bonus - Mt. Washington Bank : using bill payment; Exp. - unknown
* $50 Bonus - Metairie Bank: switch accounts; Exp-unknown
* $50 bonus - M&T bank : Direct Checking, Classic Checking With Interest, Select or Select With Interest, direct deposit; Exp. - unknown
* $50 bonus - Liberty Bank : new checking account, initial deposit, direct deposit; Exp. - unknown
* $50 bonus - Lakelandbank : checking account, direct deposit or 3 bill pay transactions; Exp. - unknown
* $50 bonus - FirstBank and Trust : open a checking account, exchange debit card and checks from another bank for the bonus; Exp. - unknown
* $50 Bonus - First United Bank: Bring in a Non-Perishable Food Item with new checking account; Exp-unknown
* $50 bonus - First County Bank : 50 bill payments; Eligibility - CT residents; Exp. - unknown
* $50 * bonus - Farmers Insurance Group Federal Credit Union : establish a direct deposit; Exp. - unknown
* $50 Pizza gift certificate - Edens bank : Free Checking Account; Exp. - unknown
* $50 bonus - East Cambridge Savings Bank : open a checking account; Exp. - unknown
* $50 Gift Card - East Cambridge Savings Bank: checking account; Exp-unknown
* $50 bonus - City National Bank of W. Virginia : free checking account with direct deposit; States : WV, KY, OH; Exp. - unknown
* $50 * bonus (5000 miles) - Capital One : Rewards Checking, establish direct deposit; Exp. - unknown
* $50 free gift card - Ballston Spa National Bank : open checking and savings account; Exp. - unknown
* $50 bonus - Astoria Federal bank : direct deposit; Exp. - unknown
* $50 bonus - AmeriCU : checking, direct deposit; Eligibility - limited; Exp. - unknown
* $50 bonus - Amboy Direct : eSavings account; Exp. - unknown
* $50 bonus - First Security Bank : Simply Free Checking account with direct deposit; Exp. - unknown
* $50 bonus - First Federal Savings Bank : Heritage Money Market Checking Account, $10K init. deposit; Exp. - unknown
* $50 bonus - Athol Credit Union : open an account, direct rewards; Exp. - unknown
* $25 bonus - FME Federal Credit Union : E-Statement & Online Bill Pay Enrollment; Exp. - 6/30/10
* $25 bonus * - Premier Service Bank : checking account, direct deposit; Exp. - unknown
* $25 bonus - Pinnacle Bank : BankOn savings account; Exp. - unknown
* $25 for old checks - Integra Bank : checking account; Exp - unknown
* $25 bonus - Embassy Bank : Personal Checking Account; Exp. - unknown
* $25 bonus - Compass Bank : Checking account; Exp. - unknown
* $25 bonus - Cascade bank : new checking account, unused checks from another bank; Exp. - unknown
* $25 bonus - Bank On : savings and checking accounts; Exp. - unknown
* $25 bonus - Amboy Bank : direct deposit; Exp. - unknown
* $25 Amazon.com Gift Card - Alpine Bank: Online Checking Account; Exp-unknown

Miles, gifts and miscellaneous bonuses.
* iPod shuffle- FirstBank : personal checking account; Exp. - unknown
* Free Garmin nuvi GPS * - American Trust : open a checking account with direct deposit; Exp. - unknown

Professional bonuses for personal accounts

Cash bonuses.

* $125 bonus - Eisenhower Bank : open interest checking with direct deposit and savings account; Exp. - unknown
* $100 Bonus - North Akron Savings Bank: Nest Egg Checking; Exp-unknown
* $60 bonus for Executive Members, $20 bonus for Gold Star or Business member - Capital One : Direct Banking accounts; Exp. - unknown
* $50 gift card - Marquette Bank : FirstMarq tenn Checking Account; Exp. - unknown
* $50 bonus - Liberty Bank : Free 4 All student checking account; Exp. - unknown
* $50 bonus - First American : Student Checking; Exp. - unknown


Bonuses for business accounts

Cash bonuses.

* $250 bonus - Citibank : CitiBusiness Preferred Banking; Exp. - unknown
* $200 bonus - Chase : business checking, $500 initial deposit; Exp. - 1/30/10
* $150 bonus - Valley National Bank : business checking; Exp. - unknown
* $125 bonus - Oritani Bank : TCB checking account, ACH or direct deposit, 6 MasterMoney Debit Card Transactions or 3 online bill payments; Exp. - unknown
* $100 bonus - Chase : business checking, $500 init. deposit; Exp. - 12/31/09
* $100 bonus - Premier America Credit Union : bussiness checking and savings account, three debit or cash management transactions within 30 days ; Exp. - unknown
* $100 bonus - M&I bank : open a M&I Business Solutions Plus account; Exp. - unknown
* $100 Credit on First Order of Checks, Deposit Slips, and Endorsement Stamps - Guaranty Bond Bank : Free Business Checking; Exp - unknown
* $100 Visa Gift Card * - Green bank : open Business Checking, make Check Card purchase and one online BillPay of at least $100 within 45 days of account opening; Exp. - unknown
* $50 bonus - TCF Bank : open a business checking; Exp. - unknown
* $50 bonus - Roscoe State Bank : business checking account; Exp. - unknown
* $50 bonus - ING Direct : business savings account; Exp. - unknown
* $50 for new checks - CapStone Bank : business checking; Exp. - unknown
* $50 bonus - Banco Popular : Plus Free Business Checking Account; Exp. - unknown
* $50 bonus - FirstBank & Trust : open a business checking account, exchange a debit card or checks from another banks for the cash bonus; Exp. - unknown
* $25 Gift Card - Lakeside Bank: Business Checking Account; Exp-unknown
* $25 bonus - Bank of America : make two bill payments from business account; Exp. - unknown
Miles, gifts and miscellaneous bonuses.
* Free round trip ticket for Continental Airlines (25,000 miles) - Chase : business checking account with direct deposit, Continental Airlines Preferred Banking Card; Exp. - 3/31/10
* Free hotel night - Chase : business checking; Exp. - 3/31/10



Bonuses expiring on 12/31/09



Nationwide bonuses:

* $100 bonus - Citibank : open a regular checking account, use bank services; Exp. - 12/31/09
* $100 bonus * - Chase : open a new Chase Checking, initiate a monthly direct deposit; Exp. - 12/31/09
* $50 bonus - Bank of America : MyAccess Checking; Exp. - 12/31/09
* $50 bonus - Perkstreet Financial: checking account; Exp. - 12/31/09
* $50 bonus * - Thrivent Financial Bank : open a Thrivent Rewards Checking; Exp. - 12/31/09
* $25 bonus - Discover Bank : 12 month no penalty 2.0% CD; Exp. - 12/31/09
* $25 bonus - ING Direct : orange savings account; Exp. - 12/31/09
* $25 bonus - ING Direct : Electric Orange; Exp. - 12/31/09
* 25000 continental miles - Chase : checking, DD, debit card; Exp. - 12/31/09
* Free American Airlines Five Star Service - HSBC : open a Plys Banking account with $8K, make 3 online bill payments; Exp. - 12/31/09



Local bonuses:

* $300 bonus - Dime Savings Bank : Prime Dime Rewards Checking; Exp. - 12/31/09
* $150 bonus * - M&T bank : open a Power Checking with direct deposit; Exp. - 12/31/09
* $75 bonus - M&T Bank: checking; Exp. - 12/31/09
* $125 bonus - Tower Federal Credit Union : checking account with direct deposit; Exp. - 12/31/09
* $125 bonus * - M&T bank : checking account, establish direct deposit and overdraft protection; Exp. - 12/31/09
* $100 bonus * - M&T Bank : checking account, establish direct deposit and overdraft protection; Exp. - 12/31/09
* $100 bonus * - MidFirst Bank : open a checking account with direct deposit; Exp. - 12/31/09
* $100 bonus - Adams County National Bank : open and use Relationship Checking account; Exp. - 12/31/09
* $100 bonus - ONB Bank : open a checking and SaveUp savings account; Exp. - 12/31/09
* $75 * bonus - National City : open a checking account, establish a direct deposit, make 10 purchases with a debit card within 60 days; Exp. - 12/31/09
* $75 bonus * - M&T bank : checking account, establish direct deposit and overdraft protection; Exp. - 12/31/09
* $75 bonus - North Community Bank : open a Checking Account with Online Banking and Bill Pay and a minimum deposit of $100; Exp. - 12/31/09
* $75 bonus - Edens Bank : open a Checking Account with Online Banking and Bill Pay and a minimum deposit of $100 or more, set up a recurring direct deposit of $100 or more, establish a savings with auto transfer; Exp. - 12/31/09
* $75 bonus - Citizens Community Bank : open a Checking Account with Online Banking and Bill Pay and a min deposit of $100, set up a direct deposit of $100, establish a savings with auto transfer; Exp. - 12/31/09
* $75 bonus - Family First of NY Federal Credit Union : open a checking account, setup a direct deposit, enroll for online services; Exp. - 12/31/09
* $75 bonus - Guaranty Bank : open a new personal checking account and sign up for direct deposit; Exp. - 12/31/09
* $50 bonus - OneUnited Bank : open a new checking account; Exp. - 12/31/09
* $50 bonus - Bank Mutual : open a personal checking account; Exp. - 12/31/09
* $50 gift card - Chicago Community Bank : open a Checking Account with Online Banking and Bill Pay and a minimum deposit of $100; Exp. - 12/31/09
* $50 gift card - Plaza Bank : open a Checking Account with minimum deposit of $100 and set up a recurring direct deposit of $100 or more; Exp. - 12/31/09
* $50 gift card - North Community Bank : open a Checking Account with Online Banking and Bill Pay and a minimum deposit of $100; Exp. - 12/31/09
* $50 gift card - First Commercial Bank : open a Checking Account with Online Banking and Bill Pay and a minimum deposit of $100 to receive the $25 gift card, must set up a recurring direct deposit of $100; Exp. - 12/31/09
* $50 gift card - Archer Bank : open a Checking Account with Online Banking and Bill Pay and a minimum deposit of $100; Exp. - 12/31/09
* $50 gift card - Allegiance Community Bank : open a Checking Account with Online Banking and Bill Pay and a minimum deposit of $100; Exp. - 12/31/09
* $50 bonus - Metropolitan Bank : open a Checking Account with Online Banking and Bill Pay and a minimum deposit of $100; Exp. - 12/31/09
* $50 bonus - Union Bank : open a free checking account, setup direct deposit, make three bill payments; Exp. - 12/31/09
* Free gym personal training session - North Community Bank : open a Checking Account with Online Banking and Bill Pay and a minimum deposit; Exp. - 12/31/09
* Free hotel night - Chase : personal checking; Exp. - 12/31/09
* Free iPod touch * - Compass Bank : open a checking account, set-up a direct deposit; Exp. - 12/31/09
* Free round trip ticket for Continental Airlines (21,000 miles) - Chase : checking account with direct deposit, Continental Airlines Preferred Banking Card; Exp. - 12/31/09


Student bonuses:

* $100 bonus * - USAA : open a checking account with direct deposit; Exp. - 12/31/09



Business bonuses:

* $250 bonus - PNC Bank : business checking with merchant services; Exp. - 12/31/09
* $150 bonus - Sovereign Bank : Open Free Business Checking or Business Checking Plus, open Business Money Market Savings, make 2 purchases with Business Debit Card, Enroll in free Business Online Banking with BillPay; Exp. - 12/31/09
* $100 bonus - Citizens Union Savings Bank : business checking account; Exp. - 12/31/09
* $100 bonus - Chase : business checking, $500 init. deposit; Exp. - 12/31/09
* $50 bonus - Camden National Bank : Free Business Vantage Checking; Exp. - 12/31/09
* Free check scanner - PNC bank : DepositNow service; Exp. - 12/31/09

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This is such a huge post. I see many of them are for specific locations. Is there a more detailed post that explains the locations of each deal? I would like to sign up for any good deals I am eligible for in Lexington, KY.

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$200 Savings Bond - Wainwright Bank: Value Checking Account; Exp-unknown
...Wainwright $200 thread (now archived)
...---keep it open 12 months

$150 Bonus - NuVision Federal Credit Union: Free Checking Account; Exp - 3/30/10
...NuVision $150thread (now archived)
...---three separate $50 bonuses and it seems like a branch visit id required

$100 bonus - Bank of America : personal checking account; Exp. - 2/28/10
...
...---MrsJ received a hard Experian pull (despite being logged in to her credit card account)

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There are at least 2 offers each for citibank, chase, and BoA. I was wondering if we can combine them by opening one bank account per provider, satisfy the conditions, and get both the bonuses.

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title says $12,000. first post says $1200. Should change one, whichever is incorrect (probably first post)

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also, a bunch of these require Direct Deposit. Likely you can only do one of these (maybe 2 or 3, but that's annoying).

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yeah, I was so excited for $12000, then I realized that it's for only $1200. Too much trouble for just $1200, and I am not sure if there will be any side effect from signing up so many accounts at the same time...

shifty1981 said: title says $12,000. first post says $1200. Should change one, whichever is incorrect (probably first post)

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BAOR?

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I'm calculating it at over $12k -- $12,445 just based on the totals he gives at the top of every column: $1,789 + $7,996 + $535 + $2,125

Factors to consider: as mentioned you can probably only open so many accounts every few months. Also wouldn't most of the bonuses be counted as interest income or some other taxable income? So will take a tax hit.

Then again I'll gladly pay $3,000 in taxes to get $12,000!

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delete

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Bonuses expiring on 12/31/09 were added to the post summary (~ $3375, without counting non-cash/non-gift card bonuses)

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Get up-to $200 in bonus from First Tennessee Bank

$100 with any new checking account,
$50 for using Bill Pay Online six times by April 30th and
$50 with a new saving account.


Checking Bonus: You will receive a $100 bonus when you open a new checking account with at least $300 by March 13, 2010, and at least one direct deposit must post to this account by April 30, 2010. Opening deposit cannot be transferred from existing First Tennessee accounts. If you meet the stated requirements of this promotional offer, the $100 bonus will be credited to your checking account within 6 weeks of your direct deposit and will be reported as income on Form 1099-INT. Bill Pay Bonus: To be eligible for a $50 Bill Pay Online bonus, you must pay a minimum of six (6) bills from your new checking account that was opened in conjunction with this promotion using Bill Pay Online between your account open date and April 30, 2010. Bills are considered "paid" as of the actual payment date, which is the date funds are withdrawn and sent to the payee. Failure to make at least six payments using Bill Pay Online by April 30 will cause full $50 bonus to be forfeited. If you meet the requirements, you will receive a direct deposit of $50 into the account from which bills were paid, on or before May 31, 2010. Savings Bonus: To be eligible for a $50 Savings bonus, you must first open a new checking account, meeting the requirements stated above. You must then open a new Money Market Savings account with at least $5,000 by March 13, 2010. Opening deposit cannot be transferred from existing First Tennessee accounts. If you meet the stated requirements of this promotional offer, the $50 bonus will be credited to the checking account originally opened in conjunction with this promotion within 6 weeks of the savings account opening and will be reported as income on Form 1099-INT. As of November 24, 2009, the Annual Percentage Yield (APY) for Money Market Savings was 0.15% for balances of $0 - $9,999; 0.25% for balances of $10,000 - $24,999; 0.40% for balances of $25,000 - $49,999; 0.65% for balances of $50,000 - $99,999; and 0.90% for balances $100,000 and greater. APY is variable and subject to change without notice. Fees may reduce earnings. Federal law requires that we convert a savings account to a checking account if you exceed six preauthorized or automatic transfers per month, including transactions by check or similar order payable to a third party. All offers: Your account(s) must be open and in good standing at the time the credit is issued, and you agree to maintain the account in good standing for at least six months thereafter. Limit one checking, savings and Bill Pay bonus per household, up to $200. Offers are for new customers only, and cannot be combined with other checking, savings and Bill Pay offers. Checking and savings bonuses are not available for accounts opened online. Account openings are subject to bank approval.

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And here are the ones that did not expire on 12/31/09:

Bank bonuses sorted by amount.

Nationwide bank bonuses sorted by value

Cash bonuses.

$200 Savings Bond - Wainwright Bank: Value Checking Account; Exp-unknown
* $150 Bonus - NuVision Federal Credit Union: Free Checking Account; Exp - 3/30/10
* $125 bonus - Chase : open a Chase Checking account, current Chase credit card customers only; Exp. - 1/15/10
* $100 bonus - Bank of America : personal checking account; Exp. - 2/28/10
* $100 bonus - US Bank : your savings balance reaches $1,000, Maintain a balance of $1,000 or more in your account for one year; Exp. - unknown
* $84 Amazon.com gift card - Citibank : open a checking account with $1000, make 1 direct deposit or 2 online bill payments or 5 debit card transactions; Exp. - 01/31/10
* $75 bonus - Bank of America : MyAccess Checking, offer to existing credit card customers; Exp. - 3/31/10
* $75 "free" Crutchfield Electronics gift card (17K AA miles) - UFB Direct : checking, savings, etc; Exp. - unknown
* $70 bonus * - Hanmi Bank : open account, setup direct deposit, make 4 online bill payments; Exp. - unknown
* $50 bonus * - Salem Five : Star Checking or Gold Star Checking, direct deposit; Exp. - unknown
* $50 bonus - EverBank : for closing a 2.51% checking account; Exp. - unknown
* $50 bonus - Christian Community Credit Union : checking account, direct deposit; Exp. - unknown
* $35 bonus - Bank of America : make two bill payments from personal account; Exp. - unknown
* $25 bonus - Fort Washington Savings Company : moey market account with $2500 init deposit; Exp. - 12/31/11
* $25 bonus * - Salem Direct : eOne account with direct deposit; Exp. - unknown
* $25 bonus for existing customers - PerkStreet Financial : make a non-PIN purchase, sign up for direct deposit; Exp. - unknown
* $25 bonus - GE : GE Interest Plus; Exp. - unknown
* $25 bonus - Flagstar Direct : Express Money Market Account; Exp. - unknown

Miles, gifts and miscellaneous bonuses.

* "Free" Amazon.com Kindle - HSBC : begin a new personal HSBC Premier relationship online, $50K init deposit; Exp. - 01/08/10
* Free TurboTax 2009 - State Farm : must have a State Farm bank product; Exp. - unknown
* Free hotel night - EverBank : checking account, Money Market Account, Certificate of Deposit; Exp. - unknown
* 2500 miles - Capital One : Rewards Money Market Account; Exp. - unknown
* 9000 AA miles or more - BankDirect : for Money Market, Checking, Bill Pay, Direct Deposit; Exp. - unknown
* Free 1 year of McAfee Internet Security ($70 value) - Bank of America : access via BofA online banking; Exp. - unknown


Local bank bonuses sorted by value

Cash bonuses.


* $300 bonus per year - Capital One : open and use SmartCents Checking account; Exp. - unknown
* $215 bonus - Home Street Bank : Checking Account; Exp. - Unknown
* $200 bonus - First Tennessee Bank : Premier Checking and Money Market Savings; Exp. - 3/31/10
* $150 Bonus - North Akron Savings Bank: Platinum Checking; Exp-unknown
* $150 bonus - Madison National Bank : open a checking account, set-up direct deposit and online bill pay, order checks, get approved for a debit card; Exp. - unknown
* $150 bonus - Crescent Credit Union : open a hecking account, direct deposit , pay 2 online bills; Exp. - unknown
* $150 bonus - LGE Community Credit Union : Open a High Rate Checking Account, qualify for the 3.50% APY; Exp. - unknown
* $150 bonus * - CoreFirst Bank & Trust : open an account with the Incentive Checking program, set-up a direct deposit; Exp. - unknown
* $135 bonus - Cooper State Bank : open a qualified checking, qualified e-Checking account after your first direct deposit, statement savings account; Exp. - unknown
* $125 bonus - Banco Popular : free checking, use online bill pay, direct deposit, old bank check card and checks; Exp. - unknown
* $120 bonus - Charter One : use online bill pay and debit card; Exp. - unknown
* $101 bonus - Sterling Savings Bank : open and use a new checking account; Exp. - unknown
* $100 bonus - Sound Credit Union: checking account; Exp-unknown
* $100 bonus - Signature Bank : direct deposit, bill pay; Exp. - unknown
* $100 bonus - Saddle River Valley Bank : checking and savings accounts, online bill payments, $5K min balance for 3 months; Exp. - unknown
* $100 bonus - Pacific Community CU : checking, direct deposit, bill payments; Exp, - unknown
* $100 bonus - PNC Bank : Virtual Wallet, Direct Deposit; Exp. - unknown
* $100 bonus - Northwest Savings Bank : open personal checking, set-up direct deposit; Exp. - unknown
* $100 - NW GA. Bank: checking; Exp. - Unknown
* $100 bonus - NMTW credit union : open checking and savings, deposit $100 for 12 months; Exp. - unknown
* $100 bonus * - Investors Savings Bank : open a checking account with direct deposit; Exp. - unknown
* $100 bonus - Holyoke Credit Union : checking account with direct deposit; Exp. - unknown
* $100 bonus - Grow Financial CU : have $10K in a Get Fit savings account; Exp. - unknown
* $100 Visa Gift Card * - Green bank : open Personal Checking, make two direct deposit transactions of at least $100 each within 60 days of account opening; Exp. - unknown
* $100 bonus * - Gateway Bank : open a checking account, establish direct deposit; Exp. - unknown
* $100 bonus * - Flagstar Bank : checking account, direct deposit; Exp. - unknown
* $100 bonus - Community First : open a checking account, use bank services; Exp. - unknown
* $100 bonus - Commerce Bank : transfers to myRewards Checking to myRewards Savings ; Exp. - unknown
* $100 bonus - Citizens State Bank : Citizens Elite checking accounts with direct deposit; Exp. - unknown
* $100 bonus - BrightStar Credit Union : checking account; Exp. - unknown
* $100 bonus - AJ Smith Federal Savings Bank : checking account, apply for a Money Master Card and Direct Deposit; Exp. - unknown
* $75 * bonus - Space Coast Credit Union : direct deposit; Exp. - unknown
* $75 bonus - MidSouth Bank : open checking and savings account with EasyMove service; Eligibility - TN residents, in branch; Exp. - unknown
* $75 bonus - M&T Bank : checking account; Exp. - unknown
* $50 bonus - Citizens Bank : Statement Savings account; Exp. - 02/26/10
* $50 gift card - Union Bank : open a checking account, establish a direct deposit or make three online bill payments; Exp. - 02/28/10
* $50 off a FoodLion purchase - BB&T : open a checking account; Exp. - 3/30/10
* $50 bonus - Western Springs National Bank and Trust : for direct deposit; Eligibility - in branch; Exp. - unknown
* $50 bonus - TCF Bank : open a checking account ; Exp. - unknown
* $50 bonus * - SafeAmerica Credit Union : open a checking account, establish a direct deposit; Exp. - unknown
* $50 bonus - SECNY CU : checking + check card; Exp. - unknown
* $50 bonus * - Romasia bank : open a free checking account, establish direct deposit; Exp. - unknown
* $50 Bonus - North Akron Savings Bank: Benefit Checking; Exp-unknown
* $50 bonus - NJM bank : Free Access checkig, Advantage checking; Eligibility - NJ residents only; Exp. - unknown
* $50 bonus - Mt. Washington Bank : using bill payment; Exp. - unknown
* $50 Bonus - Metairie Bank: switch accounts; Exp-unknown
* $50 bonus - M&T bank : Direct Checking, Classic Checking With Interest, Select or Select With Interest, direct deposit; Exp. - unknown
* $50 bonus - Liberty Bank : new checking account, initial deposit, direct deposit; Exp. - unknown
* $50 bonus - Lakelandbank : checking account, direct deposit or 3 bill pay transactions; Exp. - unknown
* $50 bonus - FirstBank and Trust : open a checking account, exchange debit card and checks from another bank for the bonus; Exp. - unknown
* $50 Bonus - First United Bank: Bring in a Non-Perishable Food Item with new checking account; Exp-unknown
* $50 bonus - First County Bank : 50 bill payments; Eligibility - CT residents; Exp. - unknown
* $50 * bonus - Farmers Insurance Group Federal Credit Union : establish a direct deposit; Exp. - unknown
* $50 Pizza gift certificate - Edens bank : Free Checking Account; Exp. - unknown
* $50 bonus - East Cambridge Savings Bank : open a checking account; Exp. - unknown
* $50 Gift Card - East Cambridge Savings Bank: checking account; Exp-unknown
* $50 bonus - City National Bank of W. Virginia : free checking account with direct deposit; States : WV, KY, OH; Exp. - unknown
* $50 * bonus (5000 miles) - Capital One : Rewards Checking, establish direct deposit; Exp. - unknown
* $50 free gift card - Ballston Spa National Bank : open checking and savings account; Exp. - unknown
* $50 bonus - Astoria Federal bank : direct deposit; Exp. - unknown
* $50 bonus - AmeriCU : checking, direct deposit; Eligibility - limited; Exp. - unknown
* $50 bonus - Amboy Direct : eSavings account; Exp. - unknown
* $50 bonus - First Security Bank : Simply Free Checking account with direct deposit; Exp. - unknown
* $50 bonus - First Federal Savings Bank : Heritage Money Market Checking Account, $10K init. deposit; Exp. - unknown
* $50 bonus - Athol Credit Union : open an account, direct rewards; Exp. - unknown
* $25 bonus - FME Federal Credit Union : E-Statement & Online Bill Pay Enrollment; Exp. - 6/30/10
* $25 bonus * - Premier Service Bank : checking account, direct deposit; Exp. - unknown
* $25 bonus - Pinnacle Bank : BankOn savings account; Exp. - unknown
* $25 for old checks - Integra Bank : checking account; Exp - unknown
* $25 bonus - Embassy Bank : Personal Checking Account; Exp. - unknown
* $25 bonus - Compass Bank : Checking account; Exp. - unknown
* $25 bonus - Cascade bank : new checking account, unused checks from another bank; Exp. - unknown
* $25 bonus - Bank On : savings and checking accounts; Exp. - unknown
* $25 bonus - Amboy Bank : direct deposit; Exp. - unknown
* $25 Amazon.com Gift Card - Alpine Bank: Online Checking Account; Exp-unknown

Miles, gifts and miscellaneous bonuses.

* iPod shuffle- FirstBank : personal checking account; Exp. - unknown
* Free Garmin nuvi GPS * - American Trust : open a checking account with direct deposit; Exp. - unknown

Professional bonuses for personal accounts

Cash bonuses.

* $125 bonus - Eisenhower Bank : open interest checking with direct deposit and savings account; Exp. - unknown
* $100 Bonus - North Akron Savings Bank: Nest Egg Checking; Exp-unknown
* $60 bonus for Executive Members, $20 bonus for Gold Star or Business member - Capital One : Direct Banking accounts; Exp. - unknown
* $50 gift card - Marquette Bank : FirstMarq tenn Checking Account; Exp. - unknown
* $50 bonus - Liberty Bank : Free 4 All student checking account; Exp. - unknown
* $50 bonus - First American : Student Checking; Exp. - unknown


Bonuses for business accounts

Cash bonuses.

* $250 bonus - Citibank : CitiBusiness Preferred Banking; Exp. - unknown
* $200 bonus - Chase : business checking, $500 initial deposit; Exp. - 1/30/10
* $150 bonus - Valley National Bank : business checking; Exp. - unknown
* $125 bonus - Oritani Bank : TCB checking account, ACH or direct deposit, 6 MasterMoney Debit Card Transactions or 3 online bill payments; Exp. - unknown
* $100 bonus - Chase : business checking, $500 init. deposit; Exp. - 12/31/09
* $100 bonus - Premier America Credit Union : bussiness checking and savings account, three debit or cash management transactions within 30 days ; Exp. - unknown
* $100 bonus - M&I bank : open a M&I Business Solutions Plus account; Exp. - unknown
* $100 Credit on First Order of Checks, Deposit Slips, and Endorsement Stamps - Guaranty Bond Bank : Free Business Checking; Exp - unknown
* $100 Visa Gift Card * - Green bank : open Business Checking, make Check Card purchase and one online BillPay of at least $100 within 45 days of account opening; Exp. - unknown
* $50 bonus - TCF Bank : open a business checking; Exp. - unknown
* $50 bonus - Roscoe State Bank : business checking account; Exp. - unknown
* $50 bonus - ING Direct : business savings account; Exp. - unknown
* $50 for new checks - CapStone Bank : business checking; Exp. - unknown
* $50 bonus - Banco Popular : Plus Free Business Checking Account; Exp. - unknown
* $50 bonus - FirstBank & Trust : open a business checking account, exchange a debit card or checks from another banks for the cash bonus; Exp. - unknown
* $25 Gift Card - Lakeside Bank: Business Checking Account; Exp-unknown
* $25 bonus - Bank of America : make two bill payments from business account; Exp. - unknown
Miles, gifts and miscellaneous bonuses.
* Free round trip ticket for Continental Airlines (25,000 miles) - Chase : business checking account with direct deposit, Continental Airlines Preferred Banking Card; Exp. - 3/31/10
* Free hotel night - Chase : business checking; Exp. - 3/31/10

thanks markber!!!

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Has anyone gotten anything from these rewards?

I'd be interested to see if anyone is doing an AOR for these rewards.

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carolinacasper said: Has anyone gotten anything from these rewards?

I'd be interested to see if anyone is doing an AOR for these rewards.


gotten anything? I have gotten cash from a number of them. The only tricks are to avoid monthly fees and watch for mandatory open limits.

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nuvision FCU appears to require you to go in person to redeem specific coupons that will "earn" you your rewards.

oops, I see J noted this above.

first american student offer also requires in-person visit, much to my son's dismay.

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Why do some offers have asterisks - for instance, chase, hanmi, salem five, etc - after the word bonus?

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maxfleischer said: Why do some offers have asterisks - for instance, chase, hanmi, salem five, etc - after the word bonus?

This means that a direct deposit must be set-up in order to get the bonus.

However, if you do not see an asterisk, it may also mean that I missed the fact that a bonus requires establishing a direct deposit.

Mark

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Get $150 from PlainsCapital Bank when you open a free checking account and establish a direct deposit

Terms:

Open a Free Checking Account through Feb. 19 and you’ll receive $50. If you sign up for direct deposit, you’ll receive $100 more!

Click here to learn more about our new North Austin location.

To open the account, click “Apply Now” below. Don’t forget to enter “FCAU1109” when asked for the Offer Code.

To qualify for the $50 bonus, you must open a new PlainsCapital Bank Free Checking Account by Feb. 19, 2010, with a minimum deposit of $50 in new funds (e.g., money not currently held at PlainsCapital Bank). The $50 bonus will be automatically deposited into your new account within 10 business days. To qualify for the $100 bonus, you must set up direct deposit into the new account within 60 days of account opening. Once direct deposit is set up and a deposit is made, the $100 bonus will be automatically deposited into your new account within 10 business days. Bonuses cannot be considered the minimum opening deposit. Limit one offer per customer. Checking account to remain open for 90 days or the account could be subject to an early closing fee. Account is subject to approval. Bonus is considered interest and must be reported on IRS Form 1099-INT.

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Regarding to the "* $250 bonus - Citibank : CitiBusiness Preferred Banking; Exp. - unknown", could anyone with experience on this promo share the details? I went to the citi preferred banking site but didn't see it mention $250 bonus. Except a deal to open up citigold at the same time for 20000 TYP and $50 credit for using debit cards ($250+ per transaction, 3/month for 3 months -_-) Any input will be much appreciated. Thx

rated:
markber said: maxfleischer said: Why do some offers have asterisks - for instance, chase, hanmi, salem five, etc - after the word bonus?

This means that a direct deposit must be set-up in order to get the bonus.

However, if you do not see an asterisk, it may also mean that I missed the fact that a bonus requires establishing a direct deposit.

Mark


Thanks, markber!

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markber said: Get $150 from PlainsCapital Bank when you open a free checking account and establish a direct deposit


They have added only available to Texas residents to the website

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WIsh I had seen this earlier... the USAA bonus would have been a nice benny (about to create full rleationship with USAA). I guess I can wait a little bit, to see if something else becomes available shortly...

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Just thought I'd mention that this is for Texas Residents Only.


markber said: Get $150 from PlainsCapital Bank when you open a free checking account and establish a direct deposit

Terms:

Open a Free Checking Account through Feb. 19 and you’ll receive $50. If you sign up for direct deposit, you’ll receive $100 more!

Click here to learn more about our new North Austin location.

To open the account, click “Apply Now” below. Don’t forget to enter “FCAU1109” when asked for the Offer Code.

To qualify for the $50 bonus, you must open a new PlainsCapital Bank Free Checking Account by Feb. 19, 2010, with a minimum deposit of $50 in new funds (e.g., money not currently held at PlainsCapital Bank). The $50 bonus will be automatically deposited into your new account within 10 business days. To qualify for the $100 bonus, you must set up direct deposit into the new account within 60 days of account opening. Once direct deposit is set up and a deposit is made, the $100 bonus will be automatically deposited into your new account within 10 business days. Bonuses cannot be considered the minimum opening deposit. Limit one offer per customer. Checking account to remain open for 90 days or the account could be subject to an early closing fee. Account is subject to approval. Bonus is considered interest and must be reported on IRS Form 1099-INT.

rated:
Get a $50 Bonus


Everyday spending is fee-free
with Electric Orange checking
National
Average Electric Orange
checking
Overdraft Charge $30 $0
ATM Surcharge $2 $0
Monthly Fee $13 $0
Source: 2009 Bankrate Checking Study

Earn a $50 bonus for using
your Electric Orange Debit Card

Open an Electric Orange by January 31, 2010, and use the free Debit Card to make 3 signature transactions (you know, the ones you have to actually sign) within the first 45 days. On day 50, we'll put $50 in your account.
ING DIRECT ORANGE BALL

Visit www.ingdirect.com/electric50 to learn more. Don't forget to enter Reference Code EM423 to be eligible for the $50.

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For previous post:
I understand that by applying for Electric Orange:

* I am accepting the terms of the Electric Orange and Overdraft Line of Credit Agreements, in addition to any other agreements I have accepted with ING DIRECT.
* I am requesting an Overdraft Line of Credit that will be connected to my Electric Orange.
* I am requesting an Electric Orange Debit MasterCard®.
* I understand that ING DIRECT will obtain information about me from a consumer reporting agency and that based on that information, I may be declined for Electric Orange.

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Has anyone opened an account with NuVision Credit Union by joining "American Consumer Council" for eligibility? If so, please let me know if you received your bonus yet.

Thanks,
CheeseP

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TD Bank - Open a checking account and get a FREE Flip Ultra - Select states & Canada
Open a checking account and get a free Flip Ultra camcorder!
Limited time offer – open a new account by June 5, 2010.
No DD required.

Use your Visa Debit Card for 8 purchases; and
Make 2 payments with Online Bill Pay within 45 days of account opening

More Info

Valid only for residents of - CT, DC, DE, FL, MA, MD, ME, NH, NJ, NY, PA, VA, VT, and Canada.

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Sovereign Bank has a deal for $150 if you open a checking and savings
DD Required.
Link

Moderator Comment: Please be sure the links you provide are the most direct possible. Thanks! — Apr. 26, 2010 @ 8:59am
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Is the Sovereign Bank offer good in California? I clicked the link. But it tells me "Our Website is currently unavailable for maintenance."

Thanks,
CheeseP

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These bank DEALS are drying up like a prune.They were good while they lasted, just hope the banks will start a new round in the near future.

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Cheeseparing said: Is the Sovereign Bank offer good in California? I clicked the link. But it tells me "Our Website is currently unavailable for maintenance."

Thanks,
CheeseP


You can open an account but wont be eligible for bonus.

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$200 bonus when you open a checking account at Standard Bank, set-up direct deposit and make 10 non-PIN check card transactions.

Terms:

Receive $100 when 2 direct deposits (ACH credits) are received within 90 days of account opening and verification of a minimum of $300 per two consecutive statements cycle is met.

Receive $100 within 90 days of account opening and verification of ten signature based (non-PIN) transactions have been made using your Standard Bank Debit MasterCard.

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markber said: $200 bonus when you open a checking account at Standard Bank, set-up direct deposit and make 10 non-PIN check card transactions.

Terms:

Receive $100 when 2 direct deposits (ACH credits) are received within 90 days of account opening and verification of a minimum of $300 per two consecutive statements cycle is met.

Receive $100 within 90 days of account opening and verification of ten signature based (non-PIN) transactions have been made using your Standard Bank Debit MasterCard.


This sounds to me like it's restricted to IL and IN: "*Account applications submitted outside of Illinois or Indiana will only be accepted from current customers or new customers recently relocated to our area."

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Anybody looked at the M&T bank bonus for $300 on ibankbonus.com? They have it listed on their nationally available page, and it looks like some easy requirements. However it says, "Bonus offer is available only in M&T’s Syracuse pricing region." Which I assume means it can't really be taken advantage of unless you live in the Syracuse area? Am I misunderstanding anything?

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Is there an update/more recent information available in different thread?

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Just received a $300 bonus from Capital One bank for their rewards checking account using code RC3. Note that the code is "expired" so of course, YMMV. I opened the account online with the code, and I do reside in TX.

I would have cross-posted this in the C1 $200 bonus thread, but it's already archived.

Good luck, and not much to lose IMO

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Floydian said:   Just received a $300 bonus from Capital One bank for their rewards checking account using code RC3. Note that the code is "expired" so of course, YMMV. I opened the account online with the code, and I do reside in TX.

I would have cross-posted this in the C1 $200 bonus thread, but it's already archived.

Good luck, and not much to lose IMO


Green for sharing. Shame that the Rewards Checking Account isn't offered in Colorado. Cap One requires your zip/trip to a local branch in order to qualify for this promo.

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pdxmale said:   Northwest Federal CU -- has a $100 (plus $200.00 with a loan)checking account deal. NATIONWIDE -- EASY TO JOIN If you have someone refer you They get a matching amount.
I belong and I like them -- good service


what are the gotcha's like minimum account balances, monthly account fees, etc?

Skipping 6 Messages...
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ProfessorEd said:   I am posting partially to keep this active in the hope that others will update it.

A general question which comes up is how often do some banks make offers, and are they available to those who have had previous accounts.

I have a specific issue. I have a Capital One account which arose from an unfortunate offer when it was Chevy Chase Bank (I never got what I expected with details available in an earlier thread). They are a physical bank with convenient locations. My account is still open and can be used to get cash (ACH money in and then take it out, or just cash a check) or occasional other services. They recently decided to abolish free checking without either a minimum deposit, or a direct deposit. Their rewards checking can generate a few points every month which might eventually amount to something of minor value (points for having the account and paying bills etc.).

I could qualify by shifting a direct deposit to them, but one that might someday be used to qualify for some offer at other banks (say Chase, but offers seem to come up regularly). It is clear that the benefits of their Rewards checking would not justify I opening a new account. However, I could keep my account (which they will automatically convert a rewards one) and avoid fees by changing the direct deposit (a little work, but not much). Alternatively, I could close the account our with a little work (pay a bill with the little money in it) and the ask it be closed (avoiding handling a check for a small sum). This way, I could probably take advantage of a new offer from them in a few months or years (probably).

While thoughts on this specific bank new Rewards Checking would be useful, this sort of issue probably comes up regularly for many, and a general discussion might be useful.


In the particular case discussed above, I chose to cancel the account rather than bother to move a direct deposit to them.

I continue to hope someone can update this list, which is the reason for posting here.

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