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The Greendot Visa and Mastercard prepaid credit cards normally have a 9.95 activation fee at Walgreens. However, mine rang up tonight at $5.00, plus there is a $5 easy saver rebate.

$5 activation fee - $5 rebate = $0 AR

Good deal for anyone who would have a use for a prepaid credit card.

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sunrise said: <blockquote><hr>KerriC said: <blockquote><hr>The Greendot Visa and Mastercard prepaid credit cards normall... (more)

yesidonoitall (Dec. 18, 2005 @ 11:23p) |

i never knew that my post would create such a big controversy.... <img src="i/expressions/face-icon-small-smile.gif" bo... (more)

KerriC (Dec. 19, 2005 @ 12:41a) |

billrubin said: <blockquote><hr>The downside to giving it as a gift is that it is almost impossible to use the full amou... (more)

justscott5 (Dec. 19, 2005 @ 10:22a) |

i had a mastercard for a year (they are only good for one year). this is my second card.
edit- actually, i just activated my visa card, and it looks like it won't expire until the end of the year 2007.

some of the pros:
You can login to the greendot website and see your transactions posted within seconds of them occuring.
I like to use it in conjuction with my Amazon.com account and my bidpay account- I can use it as a virtual bank account because the card allows you to make direct deposits. (they give you a routing code and everything for the bank.)
no credit checks!

cons:
The customer service costs you 75 cents per call.
there is a 4.95 monthly charge
And they need your SSN for activation.


overall it was worth it to me.

there was only one time that i couldn't get the card to work- on the yahoo.com site. (i tried to register a domain name with them, but i couldn't use that card no matter how many times i tried...)
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Does anyone know whether prepaid credit cards work overseas? If they do, then I think I would have a use for one as a safer means of carrying money when I'm in abroad (I'm often in obscure countries of deep Eastern Europe where theft is a real concern).

THae card works where Mastercard/Visa logos are.

Of course it will work abroad

watch out for high monthly fees, inactivity fees and
reload fees. fees , fees and more fees!!

QUICKAVE said: [Q]watch out for high monthly fees, inactivity fees and
reload fees. fees , fees and more fees!!

SCHEDULE OF FEES AND CHARGES

Monthly Card Maintenance Fee -- $4.95 per month.

ATM Fee -- $2.50 per ATM transaction ($0.99 per ATM transaction for Student Cards). This fee may be reduced or waived altogether through rebates, promotions or special programs.

If you conduct a transaction at an ATM that is not operated by us, the operator of the ATM or any network utilized to effect the transaction may impose a fee.

International ATM Fee -- $3.00 per ATM transaction.

Cash Advance Fee -- $4.00 per cash advance obtained from a teller or other non-ATM cash system.

ATM Balance Inquiry / Declined Withdrawal Fee -- $0.50 per transaction/occurrence.

Balance Inquiry and Transaction History -- This information is free online at www.greendotonline.com. In addition, you may obtain balance information by calling our interactive voice response system. A charge of $0.75 will be assessed to the Card for each such call in excess of five (5) per calendar month. If you wish to obtain balance information from a live operator, there is a charge of $0.41 per minute, up to a maximum of $1.00 per call.

Authorization Hold Release Fee -- $10.00 per transaction.

Lost or Stolen Card Replacement Fee -- $10.00

Card Research and Special Requests -- If you request that we perform research or handle special requests relating to the Card, there will be a charge of $25.00 per hour for each request. If your request involves a billing error or unauthorized transaction, this service is free.

Purchase and Reload -- The store where you purchase the Card will charge an initial activation fee and a reload fee. Check with your retailer for information on these fees before you purchase the Card. If you reload the Card directly through Green Dot, you will be charged up to $5.95 per reload.

Overdraft Fee -- $25.00 per transaction.


KerriC said: [Q]The Greendot Visa and Mastercard prepaid credit cards normally have a 9.95 activation fee at Walgreens. However, mine rang up tonight at $5.00, plus there is a $5 easy saver rebate.

$5 activation fee - $5 rebate = $0 AR

Good deal for anyone who would have a use for a prepaid credit card.

how much money does this card have in there ?

vitbich said: [Q]Does anyone know whether prepaid credit cards work overseas? If they do, then I think I would have a use for one as a safer means of carrying money when I'm in abroad (I'm often in obscure countries of deep Eastern Europe where theft is a real concern).Sounds like a great idea, but you might check and see what the interbank exchange rate is on these (I've seen exchange rate add-ons of 0% up to 3% - can add up).

Wait, so why are these a deal again? sounds like a horrible deal, well for the user that is...

vitbich said: [Q]Does anyone know whether prepaid credit cards work overseas? If they do, then I think I would have a use for one as a safer means of carrying money when I'm in abroad (I'm often in obscure countries of deep Eastern Europe where theft is a real concern).

I think in EE credit cards with pin numbers are much more frequently used than the ones without.

i had a mastercard for a year (they are only good for one year). this is my second card.

some of the pros:
You can login to the greendot website and see your transactions posted within seconds of them occuring.
I like to use it in conjuction with my Amazon.com account and my bidpay account- I can use it as a virtual bank account because the card allows you to make direct deposits. (they give you a routing code and everything for the bank.)
no credit checks!

cons:
The customer service costs you 75 cents per call.
there is a 4.95 monthly charge


overall it was worth it to me.

Why would you pay $4.95 a month for this? It's simply insane.

Check out the gift card at discovercard.com. I just quickly scanned it and I see Free Shipping, $2.95/month AFTER 12 MONTHS of inactivity. I might be missing something but this Greendot card simply S**KS

scoot said: [Q]Why would you pay $4.95 a month for this? It's simply insane.

Check out the gift card at discovercard.com. I just quickly scanned it and I see Free Shipping, $2.95/month AFTER 12 MONTHS of inactivity. I might be missing something but this Greendot card simply S**KS

I agree with you that this is no hot deal but ....

>You must be a Discover® Cardmember to purchase Discover Gift Cards. Offer not available to residents of CT, DC, MA, ME, NH, RI and VT.

scoot said: [Q]Why would you pay $4.95 a month for this? It's simply insane.

Check out the gift card at discovercard.com. I just quickly scanned it and I see Free Shipping, $2.95/month AFTER 12 MONTHS of inactivity. I might be missing something but this Greendot card simply S**KS

does it cost anything to buy a discover gift cards? Is it free?

Perhaps I am missing something, but what is the benefit of running around with a pre-paid card in an area where theft is high? Wouldn't it be safer to have a traditional credit card with protection than something which has a set value tied to it?



vitbich said: [Q]Does anyone know whether prepaid credit cards work overseas? If they do, then I think I would have a use for one as a safer means of carrying money when I'm in abroad (I'm often in obscure countries of deep Eastern Europe where theft is a real concern).

If you want to keep it more then a month this one might be more economical Text They're like $6 but no monthly fee until after a year or something. They're also not reloadable and can't be used at an atm.

sunrise said: [Q]how much money does this card have in there ?
Nothing. Until you pay to load it, that is.

Do you think they're going to sell a $25 card for $20? <img src="i/expressions/face-icon-small-disgusted.gif" border=0>

My bank I think sells "gift cards" visa MC, for a certain dollar amount. When its gone or used up, its dead, buy another. Anyone else????

when/why is the ss# requested?

Hello here FW....make 9.95 on this deal, how?

Buy a Green Dot Card at Walgreens. You have to pay $4.95+minimum balance of $20 = $24.95

Apply for rebate will make your investment of $20 total and no tax on this.

Do not activate and after few days call 1-800 number on card, request cancellation. As per there policy you get 100% refund of money you deposited (20) + activation (9.95).

This company is amazing in sending out your check (maximum 7 days).


Well you just made 9.95 in this.

Treat yourself with this 9.95 for this Holiday Season.

Happy Holidays!

watchtower7 said: [Q]when/why is the ss# requested?

You have to call them to activate the card. I bought this card last week and the instructions said I need to call them to activate the card, and so when I called, the rep told me that without SSN they can not activate the card. I was not ready to give this company my SSN and so he procesed a refund for me.

Just give them cash.... it never expires and no maintenance fees. <img src="i/expressions/face-icon-small-happy.gif" border=0>

You dont get a visa or mastercard on the spot. They send you the card with your name on it by mail which takes 7 buisness days or longer.

We use Visa Buxx prepaid cards through Wachovia Bank (south and up through the east coast) for my daughter and my wife. They cost $5 per year to have. There is no cost to reload them if it's done with a Wachovia card. There is some sort of charge for getting money from a non-Wachovia ATM, although I don't remember what it is.

KerriC said: [Q]The Greendot Visa and Mastercard prepaid credit cards normally have a 9.95 activation fee at Walgreens. However, mine rang up tonight at $5.00, plus there is a $5 easy saver rebate.

$5 activation fee - $5 rebate = $0 AR

Good deal for anyone who would have a use for a prepaid credit card.

Forgive me if I'm missing something, but why not just get a free debit card from your bank?

jwardl said: [Q]KerriC said: [Q]The Greendot Visa and Mastercard prepaid credit cards normally have a 9.95 activation fee at Walgreens. However, mine rang up tonight at $5.00, plus there is a $5 easy saver rebate.

$5 activation fee - $5 rebate = $0 AR

Good deal for anyone who would have a use for a prepaid credit card.

Forgive me if I'm missing something, but why not just get a free debit card from your bank?

I am thinking the same thing. I have two checking accounts. One has a check card, the other has no card. I move a small amount (enough for my pruchase) to the check card account when needed. That way if it is lost or stolen they are not going to get much.

ok, so is this like the deal where you buy this with a 5% rewards CC, cash it out, deposit it in a bank, and repeat?

onion said: [Q]You dont get a visa or mastercard on the spot. They send you the card with your name on it by mail which takes 7 buisness days or longer.
actually, if you want, they will give you the credit card number, the 3 digit security code, and the expiration date for the card as soon as you activate it over the phone so that you may use it immediately by phone, or online.

KerriC said: [Q]onion said: [Q]You dont get a visa or mastercard on the spot. They send you the card with your name on it by mail which takes 7 buisness days or longer.
actually, if you want, they will give you the credit card number, the 3 digit security code, and the expiration date for the card as soon as you activate it over the phone so that you may use it immediately by phone, or online.

Ya you can do that but for the actual card you have to wait a good week.

KerriC said: [Q]Good deal for anyone who would have a use for a prepaid credit card.
I'm sorry, but saying "good deal" in conjunction with the Green Dot ripoff cards is just ridiculous. $5 a month is just shameful. As others have pointed out, there are better (and cheaper) alternatives. I'm really shocked that anyone would think that this is a good deal.

not all of us have perfect credit. i don't even have a bank account- nor do i want one. i also do not ever want a credit card that is not prepaid. why you ask? i want to OWE NO ONE NOTHING, EVER.

*******BETTER DEAL W/Prepaid Greendot Citi Mastercard *$9.95 Activation Waived******

This deal is better because the $9.95 activation is waived with promo code -6931- when you buy it through Citibank. Walgreens promo rebates back partial activation fee.

Also:
-No annual or monthly fees compared w/ $4.95 w/Walgreen promo

-FREE Load fee when doing electronic transfer from checking acct.
-Online Balance Inquiry Fee - FREE

-Phone Balance Inquiry through "automated" system - free(do not select to speak w/CSR or you will be charged $1)


Of course there are other fees that you can be subject. I've posted the link below.

Features and Benefits

PS: I'm not sure if you have to Citi Customer.


just thought i'd let anyone who's interested know:

these greendot cards work for eBay, paypal, and the current aol gift card promotions from Circuit City/CompUSA (a lot of prepaid cards don't) so fee or not they have some good use.

also, for anyone without walgreens or citi, they also have them at CVS and rite aid.

edit: they ask for ssn and your other info but they do not verify any of it or check credit

edit2: if you signup through the citi link it wont give you the information. if you buy the card at a store, when you activate it online it will give you the cc# / exp date / cvv2 code, and the address is whatever you filled in. you can use it right away to sign up for promotions or online services

mountv said: [Q]*******BETTER DEAL W/Prepaid Greendot Citi Mastercard *$9.95 Activation Waived******

Now, THAT is hot! I actually had a prepaid card for my daughter thru Citi, and they discontinued it.

Bill

Why would anyone get a prepaid credit card? There are all kinds of fees. Use your regular credit card, they are safe even if it's stolen.

TheDealMaker said: [Q]Why would anyone get a prepaid credit card? There are all kinds of fees. Use your regular credit card, they are safe even if it's stolen.
There are some people who for one reason or another cannot get a credit card. For teens, a prepaid card makes more sense.

TheDealMaker said: [Q]Why would anyone get a prepaid credit card? There are all kinds of fees. Use your regular credit card, they are safe even if it's stolen.

I've been buying them for my 13 year old neice for gifts. That way she can shop where she wants. If I gave her cash, she'd spend it on crap. With a prepaid CC, she is more choosy and wouldn't be using it to buy candy bars.

The downside to giving it as a gift is that it is almost impossible to use the full amount. And that is one way that the companies make their money on these (not to mention the ones that never get used). With cash, you can be sure it will be used in full.

billrubin said: [Q]The downside to giving it as a gift is that it is almost impossible to use the full amount. And that is one way that the companies make their money on these (not to mention the ones that never get used). With cash, you can be sure it will be used in full.


I don't see why you cannot use it all.
Say you have 35¢ left, put it towards a higher purchase.

Skipping 3 Messages...
billrubin said: [Q]The downside to giving it as a gift is that it is almost impossible to use the full amount. And that is one way that the companies make their money on these (not to mention the ones that never get used). With cash, you can be sure it will be used in full.

To use the full amount, pay a bill with the balance you can't get rid of. I've used an AMEX gift card before to pay $25 towards my satellite bill, then used another form of payment to pay the rest of the bill.

I went ahead and got one of these cards at Walgreens to do some trial-offer-for-a-gift-card deals. I'm so disorganized that I often forget to cancel after the free month or first month for $1 or whatever.



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