***Don't do it!!!***

You will become an internet lead. They will sell your information to god knows who and your phone will not stop ringing. Can you imagine how many times they have to sell your info to recoup $150 and then make profit?

dhho1 said:Just got turned down by discover. I signed up for the Nuvi about 1 month ago.How close to "about"? I believe you can only apply for one Discover card every 30 days.

I applied under the Canon A580 deal a couple of months ago. I took a while to activate and use it and just got notified today that my camera order has been placed with Amazon.

HotStuff2 said:amehul99 said:getting more cards will eventually effect the credit history. For $150 of nano, you are making your credit score bad and in return when you go apply for mortgage you get bad rate due to bad score.

Even 1/16th % of the rate higher for life and size of loan is much higher than $150

Think twice before doing it...is $150 nano worth $1000's when interest rate is higher due to bad credit score?Not true. If you happen to have "too many cards" and you apply for, say, a home loan, they'll just ask (or tell) you to close some of the cards.

Just go to the finance forum, plenty of discussions about this very subject.
Thanks for the info. I for one have 8 credit cards (frequently use two of the cards) and have a high credit score.

So my garmin shipped 35 days ago, in for another toy. Like last time i got 'pending approval, we'll contact you'. Grr...i have to check my credit report and make sure i'm typing the address exactly right (or would it be somethign else?). I always get this from instant-apps even though i'm always approved. FICO in the neighborhood of 750-800.

Oh, and to those concerned about too many cards, I have something like 25 "open accounts". What really matters is 1) late payments 2) debt to available credit to income ratios 3) length of credit history - particularly long-term accouns, which means don't close that 10 year old CC you never use. Keep it slightly active and it will help your score.

GPS, Digital Camera, Camcorder, Scanner, Portable DVD Player, MP3 Player....Sheesh, I'm gonna hold out for the free LCD TV

Mosskeeter said:I thought Discover has a policy of not allowing additional cards until any open ones have at least a 7 month payment history. I'll be interested in your new application outcome.The original post clearly states "You can only apply for a Discover card once every 30 days", and other people have done more than one of these in the past (with less than 7 months in between applications).

I got in on the camera deal (camera arrived very quickly!!) and waited 30 days and then tried to sign up for the gps. On the second application it wasn't automatically approved like the first time I applied. I waited about a week and called Discover - they cancelled my second application. I talked to someone in new accounts and they said they wouldn't give me a second card until I have a 6 month payment record with them (I have excellent credit...).

Good luck getting a second card if these offers are the first time you've done business with Discover.

dfogle said:I got in on the camera deal (camera arrived very quickly!!) and waited 30 days and then tried to sign up for the gps. On the second application it wasn't automatically approved like the first time I applied. I waited about a week and called Discover - they cancelled my second application. I talked to someone in new accounts and they said they wouldn't give me a second card until I have a 6 month payment record with them (I have excellent credit...).

Good luck getting a second card if these offers are the first time you've done business with Discover.OK so it sounds like if you don't have another Discover card, you have to wait 6 months. Hopefully if you already had one before the first offer, you will be ok with a second after 30 days.

Thank you for your Application

Your Application is being processed. We have received your application but need to perform additional processing before we can provide you with a decision. Within 30 days we will send you more information to the address provided on your Application.

If you have questions regarding the status of your Application, please call 1-800-DISCOVER (1-800-347-2683).

I already have two discover cards, maybe I have hit their max.

cheapsteve said:NOT TO START A PANIC, but I just called DISCOVER directly to see if they could verify this vendor (mymp3playeroffer.com) or the domain that comes up (https://discovercardapplication.com) when you enter this, and they cound not confirm either. They couldn't say definitively that this was ill-intentioned, but the CSR I spoke with recommended I do not submit to this offer.

Why don't you call back and ask about the GPS offer? I would be willing to bet they don't know anything about it either, yet people are starting to receive theirs in the mail. You are assuming that every CSR knows about every offer that the credit card company offers. We all know communicating all offers to their employees does not happen.