Paypal makes payment without me giving final OK ?????

Forums ›
Online Auctions

Paypal makes payment without me giving final OK ?????

filter:

Page :
1

DjPiLL
Senior Member - 2K

rated:

posted: Oct. 3, 2008 @ 9:57p

alert mods

Ok this is the second time this has happened. I win an item. I go through the seller's checkout system. I select pay with paypal. I then get taken to the paypal screen.

Before I hit the PAY NOW button within paypal, I hit the drop down button to select a different address. When I do this, it immediately pays the person!

Two times in a row this has happened. Once for a cheap item. And it just did it now on a very expensive item (over $1500). I wanted to pay with a credit card and before I got a chance to change the funding source it goes ahead and confirms the payment. I didn't have $1500 in the bank, so I had to run over to a different bank and get cash and then run to this bank to deposit the cash to avoid an overdraft fee.

Anyone know what the deal with this is? TIA.

Quick Summary
view history

posted: Oct. 3, 2008 @ 9:57p

Quick Summary is created and edited by users like you... Add FAQ's, Links and other Relevant Information by clicking the edit button in the lower right hand corner of this message.

jasondeggleston
Senior Member

rated:

posted: Oct. 3, 2008 @ 11:50p

alert mods

Couldnt you just have the seller refund and repay?

I would NEVER pay that much from my bank acct.

No clue why its paying like that. I used a different addy today with no problem. Try using a different browser???

Message edited by: jasondeggleston on 2008-10-03 23:52:11 CDT

chadadi
Greedy Member

rated:

posted: Oct. 4, 2008 @ 3:07p

alert mods

Happened to me before, as well. I thought it was just a once-off glitch.

anxman69
Senior Member

rated:

posted: Oct. 4, 2008 @ 4:25p

alert mods

Honestly ... I don't think it's a glitch. PayPal has every reason to encourage payments from a bank because it reduces their fees and liability from chargeback.

Even if they were to classify this as a bug, I'm sure they wouldn't rush to fix it.

wolffyman
Member

rated:

posted: Oct. 4, 2008 @ 7:29p

alert mods

anxman69 said:Honestly ... I don't think it's a glitch. PayPal has every reason to encourage payments from a bank because it reduces their fees and liability from chargeback.

Even if they were to classify this as a bug, I'm sure they wouldn't rush to fix it.

Agreed. This has happened to me at least 5 times. I do not think it's a glitch. I have reported it to Paypal as early as last December. IANAL, but this seems like fraud to me. Paypal pulls money out of a bank account without me giving consent (clicking PAY button).

The last time it happened was for a $600 item that would have overdrafted my account. I called Paypal, we 3-wayed with my banks cusotmer service and put a stop payment on the draft. Paypal gave me a credit for the overdraft charge. When the charge was denied, my PP account was frozen due to potential fraud. Once I got it straightened out, the bank account became unverified. So it no longer appears in my funding sources list. PP buyer credit is now my defualt funding source. It hasn't happened again since then.